Has your debt been piling up lately? Are you burnt out from trying different financial tips and advice but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve tried everything.
In the majority of cases, the most effective approach is to talk to experts who can help to resolve this issue.
CuraDebt is one of the most frequently contacted companies. Many people are asking if they can help you or put you in more debt.
According to their clients, they can help you control 80% of your debt , so you are able to take few things off of your plate.
For some the claims seem too good to be true.
Suppose you’re on the lookout for any solution that could help you resolve your debt. In this situation, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth look at how CuraDebt is used and the problems it can help you solve.
In addition, prior to our conclusion we’ll look at its benefits and drawbacks.
Before beginning the review, you can go to this video for a more relaxing way watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Personal Property Tax Relief Act Tax Form Virginia
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000, and is a member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Assistance in settling your debt is one of CuraDebt’s best well-known feature. They also provide other services that can help you be more financially secure.
First of all, it begins by requesting a free savings estimate online. The service is completely confidential and won’t conduct a credit inquiry. With this estimate of savings, you will learn more about your alternatives to be debt-free.
The savings estimate, as we’ve mentioned earlier, provides you with an idea of your options regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to assist you with credit arbitration if you decide to join. Certain financial advisors can assist you in your debt-free journey.
After your debt settlement program is completed, CuraDebt can be the company to handle all of your creditor’s calls. They will also be the ones who determine the terms of your repayment based on the status of your financial situation. Depending on which works best for you, it could be a lump-sum settlement or a payment plan.
Moreover they will work with creditors so that you can get better rates when you transfer money into your savings account. This, in turn, will process to pay the creditors. Their plans can help you get rid of debt in just 48 months.
Once you’ve signed up with them, they will provide you with access to your account information 24 hours a day. All you have to do is sign in to CuraDebts the client portal to monitor your development.
Before you are able to avail the program, you’ll have to satisfy their criteria first. For eligibility, you’ll have to be:
- Minimum 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What can they assist you?
Here are the different ways CuraDebt can assist you.
As their name suggests, CuraDebt will assist you in dealing your debt. They are able to negotiate settlements on your behalf for the majority of types of debt. These include medical bills, personal loans credit cards and line of credit. They can also be approached to pay off any remaining balance on business debt and collections or repossessions.
They can even help negotiate for back taxes and IRS debt. However, you will not receive assistance with the majority claims, government loans as well as collateral and utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors in order to get cash settlements, should it be possible. Certain violations may cause your debt to be also dismissed.
CuraDebt also allows you to repay debt for less than the amount you own. They also allow you to inquire about your debt during their no-cost consult with their debt counselor.
The most appealing aspect of the program is that you will only be charged when your debt is paid off. All you have to sign up to any of the plans and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. Once they’ve gathered all your financial records They will also gather all the necessary paperwork to file tax returns.
With this program, you should be able to solve the various types of tax problems like garnishments on wages as well as tax penalties for personal and corporate taxes, back taxes as well as trust fund penalties and tax lien.
There aren’t hidden fees also. They use only flat-fee pricing, which depends on the amount you’ll must settle.
They offer different options for the settlement of taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt are they able to help with?
While debt settlement is their forte however, they do not provide all kinds of debt settlement. CuraDebt concentrates on debt that is not secured. They won’t be able to help you if the loan or debt is linked to an actual item.
If, however, you are in the following types of debt, they’ll negotiate settlements on your behalf.
With CuraDebt, you should be able to settle your past-due tax debts without difficulty. Furthermore, this service is offered across all 50 states, if you owe money towards the IRS. They have federal tax experts to assist you with the issues.
CuraDebt will also help you resolve the medical bills. In some cases, you may even pay the debt for less than you have to pay.
Private Student Loan
CuraDebt does not cater to Federal student loan. They can however assist private students negotiate any loans they have to pay.
Personal loans and payday loans are also eligible to be eligible for debt relief programs. It is also possible to avail the program if you have other unsecured credit lines that you have obtained from an alternative financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, and private-label credit cards, CuraDebt will help you pay it off.
What is the cost?
The best part about CuraDebt is how they’ve priced their services. They don’t charge upfront fees. Only pay when you settle each of your debts.
They also do not charge high costs either. On average, you’ll have to pay up to 20 percent of the debt you settled with them.
In the average, this kind of industry can charge anywhere between 15% and 25%.
Moreover, clients can expect to settle their debt from between 2 and 4 years. This varies depending on the amount that you save per month.
Also, they claim you can save as much as 30% when you factor in their fees in your equation.
But this claim will also depend on the situation. Some customers have even talked about saving 50 to up to 80%.
The benefits of using CuraDebt
Once you’ve got an idea of what CuraDebt can provide, let’s look into the advantages from using CuraDebt.
The first is that CuraDebt only charges you when you’ve paid off your debt. Furthermore, they only charge 20% of the cost, whereas many companies charge 25 percent.
If you’re finished with the debt settlement program you can join their credit restoration program.
It’s a great method to improve your credit score without having to go back into debt. However, the program runs differently for each person dependent on the circumstances of your case.
In the end, CureDebt looks into your credit to help with settlements and negotiations. So, your debt won’t increase as time passes. They’ll also look into any creditor violations using their in-house experts.
Some disadvantages to the use of CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Debt settlement and debt relief often require you to stop making payments using the credit card you use. So if you’re trying to build a better credit score, it might delay you from getting rid of your debt.
CureDebt doesn’t even have a mobile app. Although they have a website that clients can access, it looks outdated and basic. It’s not particularly intuitive and could be difficult to navigate.
Furthermore, they are not recognized by the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a good program that will allow you to settle your debt without spending more on those types of services. Additionally, their 20% service fee is less expensive than the majority of businesses that charge a 25% fee. There aren’t any upfront fees, and you will only be required to pay once the debt is settled.
Although they’ll give you an account that allows you to track your progress but their website isn’t simple to navigate. CuraDebt does not have an app that would make it easier to track your progression.
They do have a competent support staff and can be reached them not just via email but also via phone or making an e-ticket. Personal Property Tax Relief Act Tax Form Virginia
If the debt is a big problem, then we strongly recommend CuraDebt’s debt management program. Be sure to be eligible and that the programs they provide are in your state.
FAQ Personal Property Tax Relief Act Tax Form Virginia
How long does it take to complete the program?
The typical program lasts from 24 to 48 months, dependent on the size of your debt and the stipulated settlement.
Can CuraDebt assist in the fight against state tax issues?
Yes, CuraDebt provides tax relief programs to aid you in dealing with problems such as late payroll tax issues and garnishments of wages.
What do I need to do once I’m in the program?
You’ll be required to communicate with your team members and make the necessary payments to reduce the amount of debt you have over time.