Are you experiencing debt that has increased lately? Are you exhausted from trying different financial advice and tips but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve been through every thing.
In most cases, the most effective approach is to talk to experts who can assist you resolve the issue.
CuraDebt is one of the companies that get the most inquiries. Many people are asking if they can help you or put you in more debt.
According to their clients they can help you manage 80percent of your debt so that you can take couple of w
orries off your shoulders.
But for some people the claims seem too good to be true.
If you’re looking for any solution that could aid you in settling your debt. In this situation, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth study of how CuraDebt works and what problems it can solve for you.
Furthermore, before we conclude our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before starting the review, go to this video in case you would prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Personal Property Tax Car Relief
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000, and is an active participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you settle your debt is the most well-known feature. They also provide additional services to aid you in becoming more financially stable.
It all begins with requesting a free savings estimate on the internet. It is a completely private service and won’t be conducting a credit screening. With this estimate of savings you’ll be able to be able to learn more about the options towards debt-free.
The savings estimate, which was mentioned before, gives you the opportunity to consider your options, regardless of whether you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to assist you with credit arbitration if you decide to sign up. Some financial advisors can help you on your path to debt-free living.
Following your debt settlement program is completed, CuraDebt can be the agency to handle all of your creditor’s calls. They’ll be the ones who determine conditions of the payment in accordance with the state of your financial situation. Depending on which works most effectively your situation, the payment could either be a lump sum settlement or the option of a payment plan.
Moreover they will be working with creditors to ensure that you have better rates as you transfer money into your savings account, which in turn, will process to pay creditors. The plans they offer can help you pay off the debt in the period of 48 months.
Once you’ve signed up with them, they will provide you with access to your information 24/7. All you need to do is log in to CuraDebts Client Portal to track your development.
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CuraDebt’s Requirements
Before you can benefit from the program, you’ll have to satisfy their criteria first. In order to be considered eligible for the program, you’ll have to meet the following criteria:
- At least 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What can they assist you with?
Here are the different ways CuraDebt can assist you.
Debt Relief
Like their name implies, CuraDebt will assist you in dealing your debt. They are able to negotiate settlements on behalf of you for the majority of types of debt. This includes personal loans, medical bills credit cards and line of credit. They can also be approached to pay off any remaining balance on business debt collection, repossessions, or collections.
They can even help negotiate with back taxes and IRS debt. However, you won’t get assistance for the majority cases, government loans or collateral, as well as utility bills. The same goes for student loans.
On the other hand, they can assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations so that you can have cash settlements, if possible. Certain violations could cause your debt to be removed as well.
CuraDebt can also help you repay debt for less than the sum you have. They also allow you to inquire about your debt during their no-cost consultation with their debt counselor.
The best part about their plan is that you only have to pay for the charges after your debt has been settled. All you have to do is sign up with one of their plans, and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. Once they’ve gathered all your financial documentation, they will also collect all the documents you’ll require to file tax returns.
Through this program, you’ll be able to resolve various tax issues like wage garnishments as well as tax penalties for personal and corporate taxes, back taxes and trust fund penalties and tax lien.
There aren’t any hidden costs either. They only use flat-fee pricing that is based on the amount that you’ll need to settle.
They have different solutions in paying off taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What kinds of debts are they able to help with?
Although debt settlement is their specialization however, they do not provide all kinds of settlement. CuraDebt concentrates on unsecured debt. They aren’t able to assist you if your credit or loan is tied to a physical item.
If, however, you are in the following types of debt, they’ll arrange settlements for you.
Tax Debt
With CuraDebt the service, you’ll be able to pay tax debts that were due to be paid without any issues. Furthermore, this service is available across all 50 states, if you owe money towards the IRS. There are federal tax experts who can assist you in resolving these types of issues.
Medical Debt
CuraDebt can also assist in settling any medical-related debt. In some instances you might even be able to pay them less than the amount you owe.
Private Student Loan
CuraDebt does not cater to Federal student loan. Still, they can help private students in negotiating the student loans they have to pay.
Personal Loan
Personal loans and payday loans are also eligible as debt-settling programs. You can also avail the program if you have other unsecure credit lines you obtained from another financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, or private label credit cards, CuraDebt can help you pay it off.
What will it cost you?
The most appealing aspect of CuraDebt is the way the company has priced its services. They do not charge an upfront cost. Only pay when you’ve paid each of your debts.
They also don’t charge high charges either. On average, you’ll have to pay as much as 20 percent of the debt you settled through them.
In the average, this kind of industry can charge anywhere from 15% to 25%.
Additionally, customers can anticipate to settle their debts within between 2 and 4 years. However, this also varies in relation to the amount you are able to save each month.
They also claim you can save up to 30% when you factor in their costs into your calculations.
However, this statement will depend on your situation. Some customers even claimed to save between 50% and up to 80%.
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Benefits of using CuraDebt
Now that you have a clearer picture of the benefits CuraDebt can offer you let’s look into the advantages of using CuraDebt.
The first is that CuraDebt will only charge you after you’ve settled your debt. Additionally they charge only an amount of 20%, while most companies charge you 25%.
Then, if you’re done by the program for debt relief you can join their credit restoration program.
It’s a great method to improve your credit score without having to go into debt again. The program is however designed different for every person according to your personal situation.
In the end, CureDebt looks into your credit to assist with settlements and negotiations. It means that your debt won’t inflate as time passes. They’ll also look into any violations of creditor using their in-house experts.
The drawbacks of using CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Settlement of debt and debt relief usually require that you stop making payments using your credit card. If you’re trying to improve your credit score, it could delay you from working on your obligations.
CureDebt does not offer a mobile application. Although they have a client website but it’s old and mundane. It’s not very intuitive, and it can be challenging to navigate.
Furthermore, they are not credited with an accreditation from the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a great program that allows you to settle your debt without spending more for these types of services. Moreover, their 20% service fee is cheaper than most companies that offer a 25% fee. There aren’t any upfront fees, and you will only have to pay the fee when your debt is finally settled.
Although they’ll allow you to access an account to see your progress however, their website isn’t user-friendly. CuraDebt isn’t even an app, which could make it easier for you to track your performance.
They do have a competent support staff that you can contact them not just via email but also by phone or submitting an e-ticket. Personal Property Tax Car Relief
If your debt is a big issue right now, we recommend CuraDebt’s service. Be sure to be eligible and that the services that they provide are offered in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Personal Property Tax Car Relief
How long does it take to complete the course?
The program typically takes 24 to 48 months, depending on the amount of your debt and the agreed settlement.
Can CuraDebt aid in the fight against state tax issues?
It is true that CuraDebt has a tax relief program to assist you with issues like delinquent tax issues and wage garnishments.
What do I need to do after joining the program?
You’ll be required to communicate with your team members and pay the required payments to pay down your debt over time.
