Have your debts been increasing lately? Are you exhausted from trying different financial tips and advice but still have unsolved issues?
Perhaps you’re here because you’ve already tried every thing.
In the majority of cases, your best way is to approach professionals that can help you resolve the issue.
CuraDebt is one of the companies that get the most inquiries. Many people are asking if they can assist you or help you get into more debt.
According to their clients, they can assist you in managing the majority of your debts so that you are able to take couple of things off your mind.
For some they believe these claims are too good to be true.
You might be looking for anything that can assist you in paying off your debt. In that case, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth review of the way CuraDebt operates and what issues it can help you solve.
In addition, prior to our conclusion, we’ll also look into its advantages and drawbacks.
Before starting the review, go to this video for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of our article for a more comprehensive review.
About the Company Personal Preoperty Tax Relief Form
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000, and is an active participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have restricted their services.
What CuraDebt do?
Assistance in settling your debt is one of CuraDebt’s best known feature. They also provide other services that can help you be more financially stable.
The process starts by requesting a no-cost online savings estimate. This service is very confidential and they will not be doing a credit check. With this estimate of savings, you will discover more about options to be debt-free.
Savings estimates, which was mentioned before, gives you an idea of your options regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to help you with the process of credit arbitration should you choose to sign up. Financial advisors may be able to assist you on your path to debt-free living.
After your debt settlement plan, CuraDebt will be the agency to answer all of your creditor’s calls. They will be the ones who will negotiate conditions of the payment based on the status of your finances. In determining which option is the best to you, this could be a lump-sum settlement or an installment plan.
Moreover, they will be working with the creditors to ensure that you enjoy better rates when you deposit money to your savings account, which is then processed to pay back creditors. Their programs can assist you to settle the debt within 48 months.
Once you’ve signed up with them, they will provide you with access to your data 24/7. All you need to do is log in to CuraDebts’ client portal to monitor your performance.
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CuraDebt’s Requirements
Before you can avail of their program, you’ll need to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll have to meet the following criteria:
- At least 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What can they assist you?
Here are some of the ways CuraDebt can aid you.
Debt Relief
The name of the company suggests that CuraDebt will assist you in dealing with debt. They can negotiate settlements on behalf of you for the majority of types of debt. They can help with personal loans, medical bills credit cards, as well as line of credit. They can also be approached to pay off any remaining balance of business debt collection, repossessions, or collections.
They can even help negotiate for back taxes and IRS debt. However, you won’t get support for most of your lawsuits, loans from the government as well as collateral and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations so that you can have cash settlements, if possible. Certain violations may result in having your debts removed as well.
CuraDebt can also help you repay debt for less than the sum you have. You can also have questions answered during a free meeting with their debt counselor.
The best part about the program is that you only be charged after your debt has been settled. All you have to do is sign up with one of their plans, and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. After they have gathered all your financial documentation and tax documents, they’ll also collect all the necessary paperwork for tax returns.
Through this program, you will be able to solve various tax issues such as wage garnishments as well as tax penalties for personal and taxation for business, back taxes and trust fund penalties and tax liens.
There aren’t any hidden costs also. They only use flat-fee pricing and is dependent on the amount you’ll must settle.
They have different solutions in settling the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What types of debt can they assist you with?
Although they specialize in debt settlement, it is not their specialty however, they do not offer all kinds of settlement. CuraDebt only focuses on unsecured debt. They can’t assist you if your credit or loan is tied to an actual item.
If you do have the following types of debt, they will make arrangements for settlements.
Tax Debt
With CuraDebt, you should be able to settle your past-due tax debts without any problems. Additionally, this service is available to all 50 states if you owe money in arrears to IRS. There are tax experts from the federal government that can help you resolve these kinds of problems.
Medical Debt
CuraDebt can also help resolve your medical debt. In some instances, you may even pay them less than the amount you are owed.
Private Student Loan
CuraDebt does not cater to the federal government’s student loan. However, they can assist private students with negotiating any loans they owe.
Personal Loan
Payday loans and personal loans also qualify to be eligible for debt relief programs. It is also possible to avail the program of the program if you also have other unsecured credit lines that you have obtained from an alternative bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards and private-label credit cards, CuraDebt will help you pay it off.
What will it cost you?
The best part about CuraDebt’s pricing is how the company has priced its services. They do not charge an upfront cost. Only pay when you settle each of your debts.
They also do not charge high fees as well. On average, you’ll have to pay as much as 20% of the debt you settled with them.
On average, this type of industry can charge anywhere between 15 and 25%.
In addition, customers can expect to settle their debts within two to four years. But, it also differs in relation to the amount you can save up per month.
They also claim that you could save up to 30% if you include their charges into your calculation.
However, this statement will depend on your situation. Some customers have even talked about saving 50% to 80percent.
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Benefits of using CuraDebt
Now that you have an idea of the benefits CuraDebt offers, let’s explore the benefits of using CuraDebt.
First, CuraDebt is only charged when you’ve paid off your debt. Furthermore, they only charge an amount of 20%, while the majority of companies charge 25 percent.
Then, if you’re done in the process of debt resolution, you can join their credit restoration program.
It’s an excellent method to improve your credit without going into debt again. However, the program lasts in a different way for each individual dependent on the circumstances of your case.
Finally, CureDebt looks into your debt so that they can assist in settlements and negotiations. It means that your debt won’t increase as time passes. They’ll also look into any creditor violations with the help of their in-house experts.
Some disadvantages to the use of CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Settlement of debt and debt relief typically require you to stop making payments using . If you’re trying to build a better credit score, it may set you back while you’re getting rid of your debt.
CureDebt does not have a mobile app available. While they have a website for clients however, it appears aged and simple. It’s not particularly intuitive and could be difficult to navigate.
In addition, they’re not accredited with the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a useful program that lets you resolve your debt without having to spend more for these types of services. Moreover the 20% service fee is cheaper than most companies that offer the 25% cost. There is no upfront payment and you’ll only be required to pay once the debt is settled.
Although they’ll give you an account to see your progress, their website is not user-friendly. CuraDebt isn’t even an app, which would make it easier to track your progression.
However, they have a good support team that you can contact them not only through emails but by phone or by submitting an electronic ticket. Personal Preoperty Tax Relief Form
If your debt is a big problem right now, we recommend CuraDebt’s service. Just make sure that you’re eligible and that the programs they offer are available in your state.
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FAQ Personal Preoperty Tax Relief Form
How long will it take to finish the program?
The typical program lasts from 24 to 48 months, dependent on the size of your debt as well as the stipulated settlement.
Can CuraDebt aid with state tax problems?
Sure, CuraDebt provides tax relief programs to assist you with issues such as late payroll tax and wage garnishments.
What’s the first thing I have to do after joining the program?
You’ll have to keep in constant contact with the team and make the necessary payments to reduce your debt over time.
