Have your debts increased lately? Are you tired of trying various financial advice and strategies but haven’t solved your problems?
Maybe you’re here because already tried every thing.
In most cases, the best option is to speak with experts who can help you settle this issue.
CuraDebt is one of the companies that get the most inquiries. A lot of customers have asked if they can help you or help you get into more debt.
According to their clients, they can assist you in managing 80% of your debts so that you can take few things off of your plate.
For some the claims seem too good to be true.
Suppose you’re on the lookout for any solution that could help you resolve your debt. In that situation, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep review of the way CuraDebt operates and what issues it can help you solve.
In addition, prior to our conclusion, we’ll also look into its benefits and drawbacks.
Before beginning the review, you can go to this video if you prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Pensions Tax Relief Bill Uk
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has been a member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have restricted their services.
What CuraDebt do?
Assistance in settling your debt is CuraDebt’s most popular feature. However, they also offer additional services to help you be more financially secure.
The process starts by requesting a no-cost online savings estimate. This service is very confidential, and they won’t be conducting a credit screening. With this estimate of savings you’ll learn more about your alternatives towards debt-free.
Savings estimates, as we’ve mentioned before, gives you the opportunity to consider your options, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to assist you in navigating credit arbitration if you decide to enroll. Financial advisors may be able to assist you in your debt-free journey.
Following the debt settlement program is completed, CuraDebt can be the agency to answer all of the calls from your creditors. They will also be the ones that negotiate the terms of your payment based on the status of your financial situation. In determining which option is the best your situation, the payment could either be a lump sum settlement or the option of a payment plan.
Additionally they will be working with lenders to help you enjoy better rates when you transfer money into your savings account. This, is then processed to pay back the creditors. The plans they offer can help you get rid of debt in just 48 months.
After you’ve signed up with them, they will give you access to your data 24/7. All you have to do is login to CuraDebts the client portal to monitor your development.
Before you can avail of their program, you’ll need to meet their eligibility requirements first. For eligibility, you’ll have to meet the following criteria:
- Minimum 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What can they help you with?
Here are some of the ways CuraDebt can help you.
The name of the company suggests that CuraDebt can assist you in dealing with your debt. They can negotiate settlements on behalf of you for the majority of types of debt. This includes personal loans, medical bills credit cards, and loans. They can also be approached to pay off any remaining balance of business debt and collections or repossessions.
They may also assist in negotiating with back taxes and IRS debt. However, you won’t get assistance for the majority claims, government loans, collateral, and utility bills. The same goes for student loans.
On the other hand, they can help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation in order to get cash settlements, should it be possible. Some violations can also cause your debt to be also dismissed.
CuraDebt can also help you pay off debts with less than the amount you have. You can also inquire about your debt during their no-cost meeting with their debt counselor.
The greatest benefit of their program is that you’ll only pay the fees when your debt is paid off. All you have to do is sign up with any of the plans and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. Once they’ve gathered all your financial documentation They will also gather all the paperwork you’ll need for tax returns.
Through this program, you’ll be able to solve the various types of tax problems like wage garnishments as well as tax penalties for personal and taxation for business, back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden costs also. They only use flat-fee pricing that is based on the amount you’ll need to settle.
There are a variety of options for paying off the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt can they help you with?
Although debt settlement is their specialty however, they do not cater to all types in debt resolution. CuraDebt concentrates on debt that is not secured. They aren’t able to assist you if your credit or loan is tied to an item that is physical.
If you do have the following kinds of debt, they will arrange settlements for you.
With CuraDebt it is expected that you will be able to pay taxes that are due without difficulty. Moreover, this type of service is offered to all 50 states if you have a debt towards the IRS. There are federal tax experts that can help you resolve these kinds of problems.
CuraDebt can also help resolve any medical-related debt. In some cases you could even settle them less than the amount you are owed.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. They can however assist private students with negotiating the student loans they have to pay.
Payday loans and personal loans also qualify to be eligible for debt relief programs. You may also be eligible if you have other unsecured credit lines that you have obtained from another financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards or private label credit cards CuraDebt will assist you in paying it off.
What will it cost you?
The greatest thing about CuraDebt’s pricing is how they’ve priced their service. They do not charge an upfront cost. You’ll only pay once you settle each of your outstanding debts.
Also, they don’t have high-cost fees as well. In the average, you’ll need to pay between 20 and 20 percent of the debt that you settled through them.
On average, this type of business can cost anywhere between 15% and 25%.
In addition, customers can expect to settle their debt from two to four years. However, this also varies according to the amount you can save up per month.
Additionally, they claim you can save as much as 30% if you include their fees in your equation.
But this claim will also depend on the situation. Some customers have even talked about saving 50% to up to 80%.
Benefits of using CuraDebt
Once you’ve got an idea of the benefits CuraDebt offers, let’s explore the benefits from using CuraDebt.
In the beginning, CuraDebt is only charged once you’ve paid off your debt. In addition they only charge 20% of the cost, whereas many companies charge 25%.
If you’re finished by the program for debt relief you can join their credit restoration program.
It’s a fantastic method to improve your credit without going in debt again. However, the program lasts different for every person according to your personal situation.
In the end, CureDebt looks into your debt so that they can assist with settlements and negotiations. This means your debt won’t increase over time. They’ll also be looking into any violations of creditor with the help of their experts in-house.
Drawbacks of using CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Debt settlement and debt relief often require you to stop making payments using . So if you’re trying to improve your standing on credit scores, you could delay you from working on your debt.
CureDebt does not offer a mobile application. While they do have a website for clients however, it appears aged and simple. It’s not very user-friendly, and can be difficult to navigate.
Moreover, they are still not recognized by the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a useful program that lets you settle your debt without spending more on these kinds of services. Moreover the 20% service charge is lower than many firms that charge the 25% cost. There is no upfront payment and you’ll only be required to pay once your debt is finally settled.
Although they’ll allow you to access an account so that you can track your progress, their website is not simple to navigate. CuraDebt also doesn’t have an app, which could make it easier for you to look at your progress.
But, they do have a competent support staff, and you can reach them, not only via emails but also by phone or making an e-ticket. Pensions Tax Relief Bill Uk
If the credit card is a major problem, then we recommend CuraDebt’s service. Make sure you’re eligible and that the programs that they provide are offered in your area.
FAQ Pensions Tax Relief Bill Uk
What is the time frame to complete the program?
The average program is between 24 and 48 months depending on the amount of your debt as well as the agreement on the settlement.
Can CuraDebt aid with state tax problems?
Yes, CuraDebt has a tax relief program that will aid you in dealing with problems such as late payroll tax issues and garnishments on wages.
What do I need to do after joining the program?
You’ll have to keep in constant contact with your team members and make the necessary payments to reduce the amount of debt you have over time.