Are you experiencing debt that has been piling up lately? Are you tired of trying various financial tips and advice but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve been through every thing.
In the majority of cases, your most effective approach is to talk to experts who can help to resolve this issue.
CuraDebt is one of the companies that get the most inquiries. A lot of people have been inquiring whether they can help you or put you in more debt.
According to their clients, they can assist you in managing 80percent of your debt so that you can take couple of things off your shoulders.
For some, these claims are just too good to be true.
If you’re looking for anything that can aid you in settling your debt. In that scenario, CuraDebt will mostly be suggested by people. We’ll be taking a deep review of the way CuraDebt operates and what issues it can help you solve.
Furthermore, before we conclude our discussion, we’ll take a look at its advantages and drawbacks.
Before you begin the review, you can go to this video if you prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of the article for a more comprehensive review.
About the Company Pension Tax Relief Age 75
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000 and has since become an active participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you settle your debt is the most popular feature. But they offer other services that will aid you in becoming more financially secure.
It all begins with requesting a free savings estimate online. This service is very confidential and won’t conduct a credit inquiry. With this savings estimate, you will discover more about alternatives to be debt-free.
The savings estimate, as we’ve mentioned previously, offers you an idea of your options, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to assist you with credit arbitration in the event that you decide to sign up. Financial advisors may be able to assist you on your path to debt-free living.
Following your debt settlement program, CuraDebt will be the one to handle all of your creditor’s calls. They’ll be the ones who negotiate what you will pay for your settlement in accordance with the state of your financial situation. Depending on which works most effectively to you, this can be either a lump sum settlement or an installment plan.
Furthermore they will be working with the lenders to help you have better rates as you make deposits to your savings account. This is then processed to pay back creditors. Their plans can help you settle the debt within 48 months.
After you’ve registered with them, they will give you access to your account information 24 hours a day. All you have to do is log in to CuraDebts Client Portal so that you can monitor your performance.
Before you are able to avail their program, you’ll need to pass their requirements first. For eligibility, you’ll need to be:
- At least 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What are they able to assist you with?
Here are the different ways CuraDebt can help you.
Like their name implies, CuraDebt can assist you in dealing with debt. They are able to negotiate settlements on behalf of you for most types of debt. They can help with medical bills, personal loans credit cards, as well as loans. You can also approach them to pay off any remaining balance on business debt, collections, or repossessions.
They may also assist in negotiating with back taxes and IRS debt. However, you won’t get support for most claims, government loans as well as collateral and utility bills. The same goes for student loans.
On the contrary, they’ll assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors so that you can have cash settlements, should it be possible. Certain violations could lead to having your debts removed as well.
CuraDebt can also help you pay off debts with less than the sum you have. Additionally, you can ask questions during their free consultation with their debt counsellor.
The greatest benefit of their program is that you will only have to pay for the charges once your debt is settled. All you have to sign up to one of their plans and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. Once they’ve gathered all your financial records They will also gather all the paperwork you’ll need to file tax returns.
With this program, you will be able to deal with various tax issues such as garnishments on wages, tax penalties, personal and taxation for business, back taxes, trust fund penalties, and tax lien.
There aren’t hidden fees neither are there hidden fees. They only offer flat-fee prices, which depends on the amount you must settle.
They offer different options for the settlement of taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt can they assist you with?
Although they specialize in debt settlement, it is not their specialization but they aren’t able to cater to all types of debt settlement. CuraDebt is only focused on debt that is not secured. They aren’t able to help you if the credit or loan is tied to an actual item.
If you do have one of the following kinds of debt, they’ll negotiate settlements on your behalf.
With CuraDebt it is expected that you will be able to pay taxes that are due without difficulty. Moreover, this type of service is offered across all 50 states, if you have a debt towards the IRS. There are federal tax experts to assist you with these kinds of problems.
CuraDebt can also help resolve your medical debt. In some instances you could even settle the debt for less than you are owed.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. They can however assist private students in negotiating any loans they are owed.
Personal loans and payday loans also qualify to be eligible for debt relief programs. You may also be eligible the program if you have other unsecure credit lines that you have obtained from an alternative bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards and private-label credit cards CuraDebt will help you pay it off.
How much will it cost?
The greatest thing about CuraDebt is the way they’ve priced their services. They don’t charge an upfront fee. The only time you pay is when you settle each of your debts.
Also, they don’t have high-cost costs either. In the average, you’ll need to pay as much as 20 percent of the debt you settled with them.
On average, this type of industry charges between 15 and 25 percentage.
Moreover, clients can expect to pay off their debts in between 2 and 4 years. This varies in relation to the amount you are able to save each month.
They also claim you can save up to 30% by incorporating their fees in your equation.
However, the claim may depend on your situation. Some customers have even talked about saving 50% to up to 80%.
The benefits of using CuraDebt
Now that you have an understanding of the benefits CuraDebt offers, Let’s take a look at the benefits of using CuraDebt.
In the beginning, CuraDebt only charges you once you’ve paid off your debt. In addition they only charge an amount of 20%, while the majority of companies charge 25%.
If you’re finished with the debt settlement program you could join their credit repair program.
It’s a great method to improve your credit score without going into debt again. However, the program lasts differently for each person according to your personal situation.
Finally, CureDebt looks into your credit to help with settlements and negotiations. This means your debt won’t increase as time passes. They’ll also be looking into any violations of creditor with the assistance of their own experts.
The drawbacks of using CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Debt relief and debt settlements often require you to stop paying with . Therefore, if you’re trying build a better credit score, it may delay you from working on your obligations.
CureDebt does not have a mobile app. While they have a website that clients can access but it’s old and mundane. It’s not very user-friendly, and can be challenging to navigate.
Moreover, they are still not recognized by the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a great program that lets you pay off your debts without spending more on those types of services. Additionally their 20% service charge is less expensive than the majority of companies that offer an additional 25% charge. There are no upfront payments, and you will only have to pay when the debt is settled.
Although they’ll give you an account that allows you to track your progress however, their website isn’t user-friendly. CuraDebt does not have an app that will make it easier to look at your progression.
However, they have a good support team, and you can reach them, not only via emails but also via phone or submitting an e-ticket. Pension Tax Relief Age 75
If the credit card is a major problem right now, we highly recommend CuraDebt’s program. Make sure you’re qualified and that the services they offer are available in your state.
FAQ Pension Tax Relief Age 75
How long does it take to complete the course?
The typical program lasts from 24 to 48 months, dependent on the size of your debt as well as your agreement on the settlement.
Can CuraDebt aid in the fight against state tax issues?
It is true that CuraDebt has a tax relief program that can help you with problems like delinquent tax issues and wage garnishments.
What should I do after joining the program?
You’ll need to constantly communicate with your team members and pay the required payments to lower your debt over time.