Has your debt been increasing lately? Are you tired of trying various financial tips and advice but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve tried everything.
In the majority of cases, the best way is to approach professionals that can help you settle this issue.
CuraDebt is one of the companies that get the most inquiries. Many people have been inquiring whether they can help you or put you in more debt.
According to their clients, they can help you control the majority of your debts so that you can take few things off of your shoulders.
For some, these claims are just too good to be true.
If you’re looking for something that will assist you in paying off your debt. If that’s the case, CuraDebt will mostly be suggested by people. We’ll take a deeper study of the way CuraDebt works and what problems it can help you solve.
Moreover, before we end our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before beginning the review, you can go to this video for a more relaxing way watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of our article for a more comprehensive review.
About the Company Pension Input Periods And Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has since become a participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is CuraDebt’s most well-known feature. But they offer other services that can help you be more financially stable.
The process begins with requesting a free online savings estimate. This service is very confidential and won’t be conducting a credit screening. With this savings estimate you’ll be able to discover more about other options in your journey to debt-free.
The savings estimate, as mentioned before, gives you an insight into your options regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to assist you in navigating credit arbitration if you decide to sign up. Some financial advisors can help you with your debt-free journey.
Following the debt settlement program, CuraDebt can be the company to handle all of your creditor’s calls. They’ll be the ones who determine conditions of the repayment in accordance with the state of your finances. Based on what works most effectively for you, it can be a lump-sum settlement or the option of a payment plan.
Moreover they will also be working with the creditors to ensure that you have better rates as you transfer money into your savings account. This, in turn, will process to pay creditors. Their programs can assist you to get rid of debt in just 48 months.
After you’ve registered with them, they will provide you with access to your data 24/7. All you have to do is login to CuraDebts the client portal so that you can monitor your performance.
Before you can benefit from the program, you’ll have to pass their requirements first. For eligibility, you’ll need to meet the following criteria:
- At least 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What are they able to assist you?
Here are the different ways CuraDebt can help you.
Like their name implies, CuraDebt will assist you in dealing with your debt. They can negotiate settlements on your behalf for most types of debt. They can help with medical bills, personal loans credit cards as well as lines of credit. They can also be approached to settle any outstanding balance on business debt, collections, or repossessions.
They can even help negotiate on tax owed as well as IRS debt. However, you will not receive support for most cases, government loans, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors so that you can have cash settlements, if they are possible. Certain violations may lead to having your debts also dismissed.
CuraDebt also allows you to settle debt with less than the sum you have. You can also have questions answered during a free consultation with their debt counsellor.
The greatest benefit of their plan is that you’ll only pay the fees when your debt is paid off. All you need to do is sign up with any of the plans, and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. Once they’ve gathered all your financial documents and tax documents, they’ll also collect all the documents you’ll require for tax returns.
By using this program, you’ll be able to solve different types of taxes like garnishments on wages, tax penalties, personal and corporate taxes as well as back taxes as well as trust fund penalties and tax liens.
There aren’t hidden fees also. They only offer flat-fee prices, which depends on the amount that you’ll need to settle.
They have different solutions for the settlement of taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt are they able to help with?
Although they specialize in debt settlement, it is not their specialization, they don’t offer all kinds of settlement. CuraDebt is only focused on debt that is not secured. They won’t be able to assist you if your credit or loan is tied to an actual item.
However, if you have the following types of debt, they’ll arrange settlements for you.
With CuraDebt it is expected that you will be able to settle your past-due tax debts without any problems. Additionally, this service is available to all 50 states in the event that you owe money to the IRS. They have federal tax experts who can assist you in resolving these types of issues.
CuraDebt can also assist in settling the medical bills. In some instances, you may even pay the debt for less than you have to pay.
Private Student Loan
CuraDebt does not cater to Federal student loan. However, they can assist private students in negotiating any loans they have to pay.
Personal and payday loans are also eligible as debt-settling programs. You may also be eligible if you have other unsecured credit lines you obtained from another financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, and private-label credit cards, CuraDebt can assist you in paying it off.
How much will it cost?
The greatest thing about CuraDebt is the way the company has priced its services. They don’t charge an upfront fee. The only time you pay is when you have paid off all of your debts.
They also don’t have high-cost fees as well. On average, you’ll be required to pay up to 20 percent of the debt that you settled through them.
In general, this type of industry charges between 15 and 25 percent.
Additionally, customers can anticipate to settle their debt from two to four years. However, this also varies depending on the amount that you can save up per month.
Additionally, they claim you can save up to 30% when you factor in their costs into your calculations.
But this claim will also vary, depending on your situation. Some clients even mentioned saving between 50% and 80percent.
The benefits of using CuraDebt
Once you’ve got an idea of what CuraDebt can offer you Let’s take a look at the benefits that come with using CuraDebt.
The first is that CuraDebt only charges you once you’ve paid off your debt. Furthermore, they only charge a 20% fee while the majority of companies charge 25 percent.
Then, if you’re done with the debt settlement program, you can also sign up for their credit restoration program.
It’s a fantastic method to improve your credit without having to go in debt again. However, the program runs different for every person according to your personal situation.
Finally, CureDebt looks into your credit to help with settlements and negotiations. This means your debt won’t inflate as time passes. They’ll also investigate any violations of creditor with the assistance of their in-house experts.
Drawbacks of using CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Settlement of debt and debt relief usually require that you stop paying with your credit card. Therefore, if you’re trying improve your rating on your credit, this could cause you to delay working on your debt.
CureDebt doesn’t even have a mobile app available. While they do have a client website however, it appears old and mundane. It’s not particularly intuitive and could be challenging to navigate.
Moreover, they are still not credited with the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a useful program that lets you settle your debt without spending more for these types of services. Moreover their 20% service cost is cheaper than most firms that charge the 25% cost. There are no upfront payments and you’ll only be required to pay once the debt is settled.
While they’ll provide you with an account so that you can track your progress however, their website isn’t easy to navigate. CuraDebt isn’t even an app yet, which could make it easier for you to look at your progression. Pension Input Periods And Tax Relief
However, they have a competent support staff and can be reached them not just via email but also via phone or sending an e-ticket. Pension Input Periods And Tax Relief
If your credit card is a major issue right now, we highly recommend CuraDebt’s program. Make sure you’re eligible and that the services they provide are in your state.
FAQ Pension Input Periods And Tax Relief
What is the time frame to finish the program?
The average program is between 24 and 48 months dependent on the size of your debt as well as your stipulated settlement.
Can CuraDebt aid in the fight against state tax issues?
Sure, CuraDebt provides tax relief programs to assist you with issues like delinquent tax issues and garnishments of wages.
What should I do after joining the program?
You’ll have to keep in constant contact with the team and pay the required payments to reduce the amount of debt you have over time.