Have your debts increased lately? Are you burnt out from trying different financial advice and strategies but you’re still struggling with unsolved problems?
Maybe you’re here because already tried everything.
In the majority of cases, the best option is to speak with experts who can assist to resolve this issue.
CuraDebt is one of the companies that get the most inquiries. Many people have been inquiring whether they can assist you or put you in more debt.
According to their clients they can assist you in managing the majority of your debt , so you can finally take a couple of w
orries off your mind.
But for some people the claims seem too good to be true.
Suppose you’re on the lookout for any solution that could aid you in settling your debt. In that case, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth look at how CuraDebt operates and what issues it can help you solve.
Moreover, before we end, we’ll also look into the advantages and disadvantages of this method.
Before beginning the review, go to this video in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of the article for a more comprehensive review.
About the Company Pension For Self Employed Tax Relief
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has since become a participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you pay off your debt is the most well-known feature. However, they also offer other services that can assist you in becoming financially secure.
The process begins with requesting a free savings estimate on the internet. The service is completely confidential and won’t be doing a credit check. By using this estimate of savings, you will discover more about options to be debt-free.
The savings estimate, as mentioned earlier, provides you with an idea of your choices regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to help you with credit arbitration in the event that you decide to sign up. Some financial advisors can help you in your debt-free journey.
Following the debt settlement plan, CuraDebt can be the one to take care of all your creditor’s calls. They will also be the ones that will determine the terms of your settlement in accordance with the state of your finances. Depending on which works most effectively for you, it could be a lump-sum settlement or a payment plan.
Furthermore they will work with lenders to help you enjoy better rates when you deposit money to your savings account, which in turn, will process to pay back the creditors. Their plans can help you get rid of debt in just 48 months.
Once you’ve signed up with them, they’ll give you access to your information 24/7. All you need to do is log in to CuraDebts Client Portal so that you can monitor your development.
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CuraDebt’s Requirements
Before you can avail of their program, you’ll need to pass their requirements first. For eligibility, you’ll need to meet the following criteria:
- At least 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What can they assist you?
Here are the various ways CuraDebt can aid you.
Debt Relief
The name of the company suggests that CuraDebt can help you deal your debt. They can negotiate settlements on your behalf to settle the majority of types of debt. These include personal loans, medical bills, credit cards and lines of credit. They are also able to settle any outstanding balance on business debt, collections, or repossessions.
They may even assist you in negotiating for back taxes as well as IRS debt. However, you won’t get assistance for the majority cases, government loans or collateral, as well as utility bills. The same goes for student loans.
On the contrary, they’ll help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying creditor violations to ensure that you receive cash settlements, if they are possible. Certain violations may result in having your debts dismissed as well.
CuraDebt lets you pay off debts with less than the sum you have. Additionally, you can inquire about your debt during their no-cost consultation with their debt advisor.
The most appealing aspect of their plan is that you’ll only have to pay for the charges when your debt is paid off. All you have to sign up to some of their programs and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt will also handle taxes. Once they’ve gathered all your financial documents, they will also collect all the documents you’ll require for tax returns.
With this program, you should be able to deal with different types of taxes such as wage garnishments, tax penalties, personal and business taxes and back taxes and trust fund penalties and tax liens.
There aren’t any hidden charges either. They only offer flat-fee prices, which depends on the amount that you’ll must settle.
They have different solutions in settling the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kinds of debts are they able to help with?
Although they specialize in debt settlement, it is not their specialization but they aren’t able to provide all kinds in debt resolution. CuraDebt only focuses on loans that are not secured. They aren’t able to help you if the credit or loan is tied to an item that is physical.
If you do have one of the following kinds of debt, they will make arrangements for settlements.
Tax Debt
With CuraDebt the service, you’ll be able to settle your past-due tax debts without difficulty. Furthermore, this service is available to all 50 states in the event that you have a debt to the IRS. They have federal tax experts that can help you resolve these kinds of problems.
Medical Debt
CuraDebt can also assist in settling the medical bills. In certain cases you might even be able to pay them for less than what you are owed.
Private Student Loan
CuraDebt does not cater to federal student loans. Still, they can help private students negotiate any loans they owe.
Personal Loan
Personal and payday loans also qualify as debt-settling programs. It is also possible to avail the program the program if you have other unsecure credit lines that you got from another financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards as well as private label credit card CuraDebt will help you pay it off.
How much will it cost?
The best part about CuraDebt is the way the company has priced its services. They don’t charge upfront fees. You’ll only pay once you have paid off all of your outstanding debts.
Additionally, they don’t charge high costs either. On average, you’ll have to pay between 20 and 20 percent of the debt that you settled through them.
In the average, this kind of industry can charge anywhere between 15% and 25%.
Moreover, clients can expect to settle their debt from two to four years. This varies in relation to the amount you save per month.
Additionally, they claim you can save up to 30% if you include their charges into your calculation.
However, this statement will differ based on your specific situation. Some customers even claimed to save 50% to 80percent.
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The benefits of using CuraDebt
Once you’ve got an idea of what CuraDebt can offer you let’s explore the benefits from using CuraDebt.
In the beginning, CuraDebt only charges you after you’ve settled your debt. Additionally, they only charge an amount of 20%, while most companies charge you 25 percent.
Next, if you’re done with the debt settlement program you could join their credit repair program.
It’s a fantastic method to improve the credit rating without going into debt again. However, the program runs in a different way for each individual dependent on the circumstances of your case.
Finally, CureDebt looks into your financial obligations to assist in settlements and negotiations. So, your debt won’t increase as time passes. They’ll also be looking into any violations by creditors with the assistance of their experts in-house.
Some disadvantages to the use of CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Debt relief and debt settlements typically require you to stop paying with your credit card. So if you’re trying to build a better rating on your credit, this could delay you from getting rid of your debt.
CureDebt does not offer a mobile application. Although they have a client website but it’s old and mundane. It’s not very user-friendly, and can be difficult to navigate.
In addition, they’re not credited with their Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a good program that will allow you to settle your debt without spending more on these kinds of services. In addition their 20% service charge is cheaper than most businesses that charge a 25% fee. There is no upfront payment, and you will only have to pay the fee when your debt is finally settled.
Although they’ll allow you to access an account to see your progress however, their website isn’t simple to navigate. CuraDebt does not have an app, which could make it easier for you to track your progression.
But, they do have a good support team and can be reached them not only through emails but also via phone or submitting an electronic ticket. Pension For Self Employed Tax Relief
If the debt is a big issue right now, we strongly recommend CuraDebt’s debt management program. Just make sure that you’re eligible and that the services that they provide are offered in your area.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Pension For Self Employed Tax Relief
What is the time frame to finish the program?
The typical program lasts from between 24 and 48 months depending on the amount of your debt as well as the agreement on the settlement.
Can CuraDebt aid in the fight against state tax issues?
Sure, CuraDebt provides tax relief programs to assist you with issues such as delinquent payroll tax and wage garnishments.
What do I need to do once I’m in the program?
You’ll need to constantly communicate with your team members and make the necessary payments to lower your debt over time.
