Have your debts increased lately? Are you tired of trying various financial tips and advice but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve been through every thing.
In most cases, the best way is to approach experts who can assist you settle this issue.
CuraDebt is among the most frequently contacted companies. Many people are asking if they are able to help or put you into more debt.
According to their clients, they can help you control the majority of your debt , so you can take couple of worries off your shoulders.
However, for certain people, these claims are just too good to be true.
You might be looking for any solution that could aid you in settling your debt. In that situation, CuraDebt will mostly be recommended by people. We’ll be taking a deep look at the way CuraDebt works and what problems it could help solve.
Furthermore, before we conclude we’ll look at its benefits and drawbacks.
Before starting the review, go to this video if you prefer to watch it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Pension Contribution Tax Relief Calculator
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has since become an active participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you pay off your debt is CuraDebt’s most well-known feature. They also provide other services that will help you be more financially stable.
It all begins with requesting a free savings estimate online. The service is completely confidential and they will not be doing a credit check. With this savings estimate, you will learn more about your alternatives towards debt-free.
Savings estimates, as we’ve mentioned earlier, provides you with the opportunity to consider your options regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to help you with credit arbitration in the event that you decide to join. Financial advisors may be able to assist you on your path to debt-free living.
Following the debt settlement program, CuraDebt will be the agency to take care of all your creditor’s calls. They will be the ones who negotiate the terms of your settlement depending on the condition of your financial situation. Based on what works most effectively your situation, the payment could either be a lump sum settlement or the option of a payment plan.
Furthermore, they will be working with creditors so that you can enjoy better rates when you deposit money to your savings account. This is then processed to pay off the creditors. The plans they offer can help you pay off the debt in the period of 48 months.
After you’ve signed up with them, they’ll give you access to your information 24/7. All you need to do is log in to CuraDebts the client portal so that you can monitor your development.
Before you are able to avail their program, you’ll need to satisfy their criteria first. To be eligible, you’ll need to meet the following criteria:
- At least 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What can they help you?
Here are the various ways CuraDebt can help you.
The name of the company suggests that CuraDebt can help you deal with debt. They are able to negotiate settlements on your behalf for most types of debt. This includes personal loans, medical bills credit cards, and loans. You can also approach them to pay off any remaining amount on business debts, collections, or repossessions.
They may even assist you in negotiating with back taxes as well as IRS debt. However, you will not receive support for most of your lawsuits, loans from the government or collateral, as well as utility bills. They also don’t cover most student loans.
On the other hand, they can assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation to ensure that you receive cash settlements, if they are possible. Certain violations could result in having your debts removed as well.
CuraDebt lets you settle debt with less than the amount you own. Additionally, you can inquire about your debt during their no-cost consult with their debt counsellor.
The greatest benefit of their plan is that you only be charged when your debt is paid off. All you have to sign up for one of their plans, and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. Once they’ve gathered all your financial records, they will also collect all the paperwork you’ll need for tax returns.
With this program, you should be able to solve various tax issues like wage garnishments, tax penalties, personal and business taxes as well as back taxes and trust fund penalties and tax lien.
There aren’t any hidden costs either. They only offer flat-fee prices and is dependent on the amount that you’ll have to pay.
They have different solutions in settling your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt are they able to help with?
Although debt settlement is their specialty however, they do not cater to all types of settlement. CuraDebt concentrates on loans that are not secured. They won’t be able to help you if the debt or loan is tied to an item that is physical.
If, however, you are in the following kinds of debt, they will make arrangements for settlements.
With CuraDebt, you should be able to pay your past-due tax debts without any issues. Moreover, this type of service is accessible to all 50 states if you owe money to the IRS. There are tax experts from the federal government that can help you resolve these kinds of problems.
CuraDebt can also assist in settling any medical-related debt. In some instances you might even be able to pay them less than the amount you are owed.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. Still, they can help private students in negotiating any student loans that they owe.
Personal loans and payday loans are also eligible to be eligible for debt relief programs. You may also be eligible if you have other unsecured credit lines that you have obtained from another bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards as well as private label credit card, CuraDebt can assist you in paying it off.
What will it cost you?
The best part about CuraDebt’s pricing is how they’ve priced their service. They don’t charge an upfront fee. The only time you pay is when you’ve paid each of your debts.
Also, they do not charge high costs either. On average, you’ll have to pay as much as 20% of the debt you settled with them.
In the average, this kind of business can cost anywhere from 15% to 25 percentage.
Additionally, customers can anticipate to settle their debt from two to four years. However, this also varies according to the amount you are able to save each month.
Also, they claim that you can save as much as 30% if you include their fees in your equation.
However, the claim may vary, depending on your situation. Some customers even claimed to save 50% to up to 80%.
Advantages to using CuraDebt
Once you’ve got an idea of what CuraDebt offers, Let’s take a look at the benefits of using CuraDebt.
In the beginning, CuraDebt only charges you once you’ve paid off your debt. In addition they charge only a 20% fee while many companies charge 25 percent.
If you’re finished by the program for debt relief you could enroll in their credit restoration program.
It’s a great way to restore your credit score without going back into debt. However, the program lasts differently for each person according to your personal situation.
Finally, CureDebt looks into your credit to assist in settlements and negotiations. It means that the amount you owe won’t rise over time. They’ll also be looking into any violations of creditor using their in-house experts.
The drawbacks of the use of CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Settlement of debt and debt relief typically require you to cease making payments with the credit card you use. So if you’re trying to build a better credit score, it may set you back while you’re getting rid of your debt.
CureDebt doesn’t even have a mobile app. While they do have a client website, it looks outdated and basic. It’s not very intuitive and could be challenging to navigate.
Furthermore, they are not credited with an accreditation from the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a useful program that will allow you to settle your debt without spending more on these kinds of services. Additionally their 20% service charge is cheaper than most companies that offer the 25% cost. There is no upfront payment, and you will only have to pay the fee when your debt is finally settled.
Although they’ll give you an account to see your progress however, their website isn’t simple to navigate. CuraDebt does not have an app that could make it easier for you to look at your progress. Pension Contribution Tax Relief Calculator
However, they have a good support team that you can contact them, not only via emails but by phone or by submitting an e-ticket. Pension Contribution Tax Relief Calculator
If your credit card is a major problem right now, we strongly recommend CuraDebt’s debt management program. Just make sure that you’re qualified and that the services they provide are in your state.
FAQ Pension Contribution Tax Relief Calculator
How long does it take to finish the program?
The typical program lasts from between 24 and 48 months depending on the amount of your debt and the agreed settlement.
Can CuraDebt aid with state tax problems?
Yes, CuraDebt has a tax relief program that can help you with problems like delinquent tax and garnishments on wages.
What should I do once I’m in the program?
You’ll need to constantly communicate with the team and pay the required payments to lower your debt over time.