Are you experiencing debt that has been increasing lately? Are you burnt out from trying different financial advice and tips but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve been through everything.
In most cases, the best way is to approach professionals that can help to resolve this issue.
CuraDebt is one of the most frequently contacted companies. A lot of people are asking if they can assist you or put you into more debt.
According to their clients, they can assist you in managing 80percent of your debt , so you can take couple of things off your plate.
For some they believe these claims are too good to be true.
You might be looking for anything that can help you resolve your debt. If that’s the scenario, CuraDebt will mostly be recommended by people. We’ll take a deeper look at the way CuraDebt works and what problems it could help solve.
Furthermore, before we conclude our discussion, we’ll take a look at its benefits and drawbacks.
Before beginning the review, go to this video if you prefer to watch it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of the article for a more comprehensive review.
About the Company Pennsylvania Income Tax Relief
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000, and is a participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have imposed restrictions on their services.
What can CuraDebt do?
Assistance in settling your debt is CuraDebt’s most known feature. But they offer other services that can help you be more financially stable.
The process begins by requesting a free savings estimate online. This service is very confidential and they will not be conducting a credit screening. With this savings estimate you’ll discover more about other options in your journey towards debt-free.
Savings estimates, as mentioned previously, offers you an insight into your options, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to assist you with the process of credit arbitration should you choose to join. Certain financial advisors can assist you with your debt-free journey.
Following the debt settlement program, CuraDebt is the agency to take care of all your creditor’s calls. They’ll also be the ones that will determine what you will pay for your repayment based on the status of your financial situation. Based on what works most effectively your situation, the payment can be either a lump sum settlement or an installment plan.
Additionally they will work with creditors so that you can enjoy better rates when you make deposits to your savings account, which in turn, will process to pay off the creditors. Their programs can assist you to pay off the debt in the period of 48 months.
Once you’ve signed up with them, they’ll provide you with access to your data 24/7. All you have to do is sign in to CuraDebts the client portal to track your performance.
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CuraDebt’s Requirements
Before you can benefit from the program, you’ll have to pass their requirements first. In order to be considered eligible for the program, you’ll have to be:
- At least 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What are they able to assist you with?
Here are some of the ways CuraDebt can aid you.
Debt Relief
Like their name implies, CuraDebt will assist you in dealing with your debt. They are able to negotiate settlements on your behalf to settle most types of debt. This includes personal loans, medical bills credit cards, as well as lines of credit. You can also approach them to settle any outstanding balance on business debt and collections or repossessions.
They may also assist in negotiating for back taxes as well as IRS debt. However, you won’t get assistance for the majority of your lawsuits, government loans as well as collateral and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they can assist you with laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors so that you can have cash settlements, if they are possible. Some violations can also result in having your debts removed as well.
CuraDebt lets you pay off debts with less than the sum you have. You can also ask questions during their free consult with their debt advisor.
The greatest benefit of their plan is that you only have to pay for the charges after your debt has been settled. All you have to do is sign up with any of the plans, and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. After they have gathered all your financial documentation and tax documents, they’ll also collect all the documents you’ll require to file tax returns.
With this program, you should be able to solve different types of taxes such as garnishments on wages and tax penalties, personal and taxation for business as well as back taxes and trust fund penalties and tax liens.
There aren’t hidden fees neither are there hidden fees. They use only flat-fee pricing, which depends on the amount that you’ll need to settle.
They offer different options for paying off the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kinds of debts can they help you with?
While debt settlement is their specialty but they aren’t able to offer all kinds of debt settlement. CuraDebt concentrates on debt that is not secured. They can’t help you if the debt or loan is tied to an item that is physical.
However, if you have the following kinds of debt, they will negotiate settlements on your behalf.
Tax Debt
With CuraDebt the service, you’ll be able to settle tax debts that were due to be paid without difficulty. Furthermore, this service is available across all 50 states, if you owe money to the IRS. There are federal tax experts that can help you resolve these types of issues.
Medical Debt
CuraDebt can also help resolve any medical-related debt. In some cases, you may even pay the debt for less than you owe.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. They can however assist private students in negotiating the student loans they owe.
Personal Loan
Personal and payday loans also qualify to be eligible for debt relief programs. It is also possible to avail the program if you have other unsecured credit lines that you have obtained from another financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards or private label credit cards CuraDebt will assist you in paying it off.
What will it cost you?
The greatest thing about CuraDebt is the way the company has priced its services. They don’t charge an upfront fee. Only pay when you’ve paid each of your outstanding debts.
Additionally, they don’t charge high fees as well. On average, you’ll have to pay up to 20 percent of the debt that you settled with them.
In general, this type of business can cost anywhere between 15% and 25 percentage.
In addition, customers can expect to pay off their debts in 2 to 4 years. This varies depending on the amount that you are able to save each month.
They also claim you can save up to 30% by incorporating their fees in your equation.
But this claim will also depend on your specific situation. Some customers have even talked about saving 50% to up to 80%.
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Advantages to using CuraDebt
Once you’ve got an idea of the benefits CuraDebt can offer you let’s explore the benefits that come with using CuraDebt.
First, CuraDebt is only charged when you’ve paid off your debt. Furthermore, they only charge a 20% fee while most companies charge you 25 percent.
If you’re finished in the process of debt resolution you can enroll in their credit repair program.
It’s an excellent option to rebuild your credit score without having to go into debt again. However, the program runs differently for each person, depending on your situation.
Lastly, CureDebt looks into your financial obligations to help with settlements and negotiations. It means that your debt won’t inflate over time. They’ll also look into any violations by creditors with the assistance of their in-house experts.
Some disadvantages to using CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Settlement of debt and debt relief typically require you to stop making payments using . If you’re trying to build a better rating on your credit, this could delay you from getting rid of your credit card debt.
CureDebt also doesn’t have a mobile app available. While they do have a website that clients can access however, it appears outdated and basic. It’s not very user-friendly, and can be difficult to navigate.
In addition, they’re not recognized by an accreditation from the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a good program that will allow you to pay off your debts without spending more for these types of services. In addition, their 20% service cost is less expensive than the majority of businesses that charge a 25% fee. There aren’t any upfront fees and you’ll only have to pay the fee when your debt is finally settled.
While they’ll provide you with an account so that you can track your progress, their website is not simple to navigate. CuraDebt does not have an app that would make it easier to monitor your progress.
They do have a competent support staff that you can contact them not just via email but by phone or by sending an electronic ticket. Pennsylvania Income Tax Relief
If problem of debt is an issue right now, we highly recommend CuraDebt’s program. Be sure to be eligible and that the programs that they provide are offered in your area.
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FAQ Pennsylvania Income Tax Relief
How long does it take to complete the course?
The program typically takes 24 to 48 months, depending on the amount of your debt as well as the agreed settlement.
Can CuraDebt aid in the fight against state tax issues?
Yes, CuraDebt has a tax relief program that can aid you in dealing with problems like delinquent taxes and garnishments on wages.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll have to keep in constant contact with the team and make the necessary payments to reduce the amount of debt you have over time.
