Are you experiencing debt that has been increasing lately? Are you exhausted from trying various financial tips and advice but still have unsolved issues?
Perhaps you’re here because you’ve been through every thing.
In the majority of cases, your best option is to speak with experts who can assist you settle this issue.
CuraDebt is among the most asked companies. A lot of people have been inquiring whether they can assist you or put you in more debt.
According to their customers, they can help you manage 80% of your debts so that you are able to take couple of things off your plate.
However, for certain people they believe these claims are too good to be true.
If you’re looking for anything that can assist you in paying off your debt. If that’s the scenario, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep study of how CuraDebt operates and what issues it can help you solve.
Furthermore, before we conclude our discussion, we’ll take a look at its advantages and drawbacks.
Before beginning the review, you can check out this video instead for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Partial Relief Of Nj Rental Tax
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000, and is a part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Assistance in settling your debt is the most well-known feature. However, they also offer additional services to help you be more financially stable.
It all begins with requesting a free savings estimate on the internet. This service is very confidential and they will not be doing a credit check. With this estimate of savings you’ll be able to learn more about the alternatives towards debt-free.
The savings estimate, which was mentioned previously, offers you an idea of your options regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to help you with credit arbitration if you decide to enroll. Certain financial advisors can assist you with your debt-free journey.
Following the debt settlement program is completed, CuraDebt can be the one to handle all of the calls from your creditors. They’ll also be the ones that negotiate conditions of the payment depending on the condition of your financial situation. In determining which option is the best to you, this could be a lump-sum settlement or the option of a payment plan.
Furthermore they will be working with the creditors to ensure that you have better rates as you deposit money to your savings account. This is then processed to pay creditors. The plans they offer can help you get rid of debt in just 48 months.
After you’ve signed up with them, they will give you access to your account information 24 hours a day. All you have to do is login to CuraDebts’ client portal to track your performance.
Before you are able to avail the program, you’ll have to meet their eligibility requirements first. To be eligible, you’ll need to meet the following criteria:
- At least 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What can they help you?
Here are the various ways CuraDebt can assist you.
Like their name implies, CuraDebt can help you deal with debt. They can negotiate settlements on behalf of you for most types of debt. These include personal loans, medical bills credit cards, as well as line of credit. You can also approach them to settle any outstanding balance of business debt, collections, or repossessions.
They can even help negotiate on tax owed and IRS debt. However, you will not receive assistance for the majority of your lawsuits, loans from the government, collateral, and utility bills. The same goes for student loans.
On the contrary, they’ll assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations to ensure that you receive cash settlements, if possible. Certain violations may lead to having your debts dismissed as well.
CuraDebt lets you settle debt with less than the amount you have. They also allow you to inquire about your debt during their no-cost consultation with their debt counselor.
The greatest benefit of the program is that you only be charged once your debt is settled. All you have to sign up for some of their programs and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. Once they’ve gathered all your financial documentation They will also gather all the documents you’ll require to file tax returns.
By using this program, you’ll be able to deal with different types of taxes like garnishments on wages, tax penalties, personal and business taxes as well as back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden charges either. They use only flat-fee pricing, which depends on the amount you have to pay.
They have different solutions for settling taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt are they able to help with?
Although they specialize in debt settlement, it is not their specialization but they aren’t able to cater to all types of debt settlement. CuraDebt is only focused on unsecured debt. They aren’t able to help you if the loan or debt is linked to an item that is physical.
If you do have the following types of debt, they will make arrangements for settlements.
With CuraDebt, you should be able to settle taxes that are due without difficulty. Additionally, this service is available to all 50 states in the event that you owe money in arrears to IRS. There are federal tax experts who can assist you in resolving the issues.
CuraDebt will also help you resolve any medical-related debt. In some instances, you may even pay the debt for less than you have to pay.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. Still, they can help private students in negotiating the student loans they owe.
Personal loans and payday loans are also eligible as debt-settling programs. You can also avail the program if you have other unsecure credit lines you obtained from another financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards as well as private label credit card, CuraDebt will assist you in paying it off.
What will it cost you?
The greatest thing about CuraDebt is how the company has priced its services. They do not charge an upfront cost. You’ll only pay once you settle each of your outstanding debts.
Also, they don’t have high-cost costs either. On average, you’ll be required to pay up to 20 percent of the debt that you settled with them.
In the average, this kind of industry charges from 15% to 25 percentage.
In addition, customers can expect to pay off their debts in between 2 and 4 years. However, this also varies depending on the amount that you are able to save each month.
Also, they claim that you can save up to 30% by incorporating their costs into your calculations.
However, this statement will vary, depending on your situation. Some customers even claimed to save 50 to 80percent.
Benefits of using CuraDebt
Once you’ve got a clearer picture of what CuraDebt offers, let’s look into the advantages from using CuraDebt.
The first is that CuraDebt only charges you once you’ve paid off your debt. Furthermore they charge only a 20% fee while many companies charge 25 percent.
Then, if you’re done in the process of debt resolution, you may enroll in their credit repair program.
It’s an excellent option to rebuild the credit rating without going back into debt. However, the program runs in a different way for each individual dependent on the circumstances of your case.
In the end, CureDebt looks into your credit to help with settlements and negotiations. This means the amount you owe won’t rise over time. They’ll also investigate any creditor violations using their own experts.
Drawbacks of using CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Debt relief and debt settlements often require you to cease making payments with . If you’re trying to build a better standing on credit scores, you could cause you to delay finishing your debt.
CureDebt does not offer a mobile application. While they do have a client website but it’s old and mundane. It’s not very intuitive and could be difficult to navigate.
Furthermore, they are not credited with the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a great program that allows you to settle your debt without spending more for these types of services. Additionally their 20% service fee is lower than many firms that charge the 25% cost. There is no upfront payment and you’ll only be required to pay once your debt is finally settled.
While they’ll provide you with an account so that you can track your progress but their website isn’t user-friendly. CuraDebt does not have an app that would make it easier to monitor your performance.
They do have a good support team, and you can reach them not just via email but also via phone or making an e-ticket. Partial Relief Of Nj Rental Tax
If your problem of debt is an issue right now, we recommend CuraDebt’s service. Just make sure that you’re eligible and that the programs they offer are available in your area.
FAQ Partial Relief Of Nj Rental Tax
What is the time frame to complete the program?
The typical program lasts from 24 to 48 months, depending on the amount of your debt and the agreement on the settlement.
Can CuraDebt help with state tax problems?
Yes, CuraDebt has a tax relief program to help you with problems such as delinquent payroll tax issues and garnishments of wages.
What do I need to do when I’m enrolled in the program?
You’ll be required to communicate with the team and make the necessary payments to lower your debt over time.