Have your debts increased lately? Are you tired of trying different financial tips and advice but still have unsolved issues?
Perhaps you’re here because you’ve been through everything.
In the majority of cases, your best option is to speak with professionals that can help you resolve the issue.
CuraDebt is one of the companies that get the most inquiries. Many people are asking if they can assist you or put you into more debt.
According to their customers, they can assist you in managing the majority of your debts so that you are able to take couple of worries off your plate.
For some they believe these claims are too good to be true.
Suppose you’re on the lookout for something that will assist you in paying off your debt. In that case, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth study of the way CuraDebt is used and the problems it can solve for you.
Furthermore, before we conclude our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before starting the review, you can check out this video instead if you prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Pa Tax Relief On Property Tax
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000, and is a participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have limited their access to their services.
What CuraDebt do?
Assistance in settling your debt is CuraDebt’s most well-known feature. However, they also offer additional services to assist you in becoming financially secure.
The process begins with requesting a free savings estimate online. The service is completely confidential, and they won’t be doing a credit check. With this estimate of savings you’ll be able to be able to learn more about the options to debt-free.
This estimate of savings, as mentioned earlier, provides you with an insight into your options regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to help you with credit arbitration in the event that you decide to join. Some financial advisors can help you with your debt-free journey.
Following your debt settlement program, CuraDebt can be the one to take care of all your creditor’s calls. They’ll be the ones who negotiate conditions of the settlement based on the status of your financial situation. In determining which option is the most effectively your situation, the payment can either be a lump sum settlement or the option of a payment plan.
Moreover, they will be working with lenders to help you have better rates as you make deposits to your savings account, which is then processed to pay back the creditors. Their programs can assist you to settle the debt within the period of 48 months.
Once you’ve signed up with them, they will provide you with access to your information 24/7. All you need to do is login to CuraDebts the client portal so that you can monitor your progress.
Before you can benefit from their program, you’ll need to pass their requirements first. For eligibility, you’ll have to be:
- At least 21 years old
- Have a verifiable income
- Have a minimum debt of $5,000
What can they help you?
Here are the various ways CuraDebt can assist you.
As their name suggests, CuraDebt can help you deal your debt. They can negotiate settlements on behalf of you for the majority of types of debt. This includes medical bills, personal loans credit cards, as well as line of credit. They are also able to pay off any remaining balance of business debt and collections or repossessions.
They may even assist you in negotiating for back taxes and IRS debt. However, you will not receive support for most cases, government loans as well as collateral and utility bills. The same goes for student loans.
On the contrary, they’ll help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations so that you can have cash settlements, if possible. Some violations can also cause your debt to be removed as well.
CuraDebt lets you repay debt for less than the amount you have. Additionally, you can inquire about your debt during their no-cost consult with their debt counsellor.
The best part about the program is that you only pay the fees after your debt has been settled. All you need to sign up for one of their plans and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. After they have gathered all your financial documents and tax documents, they’ll also collect all the documents you’ll require to file tax returns.
Through this program, you’ll be able to deal with different types of taxes such as wage garnishments as well as tax penalties for personal and business taxes and back taxes and trust fund penalties and tax lien.
There aren’t any hidden costs neither are there hidden fees. They use only flat-fee pricing that is based on the amount you need to settle.
They offer different options when it comes to settling your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt can they help you with?
While debt settlement is their specialization, they don’t provide all kinds of settlement. CuraDebt is only focused on unsecured debt. They aren’t able to assist you if your credit or loan is tied to an item that is physical.
If you do have the following kinds of debt, they will arrange settlements for you.
With CuraDebt the service, you’ll be able pay off your past-due tax debts without any problems. Additionally, this service is offered across all 50 states, if you owe money towards the IRS. There are federal tax experts that can help you resolve these kinds of problems.
CuraDebt can also assist in settling the medical bills. In some instances you could even settle them for less than what you owe.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. They can however assist private students in negotiating any student loans that they are owed.
Personal and payday loans also qualify to be eligible for debt relief programs. You can also avail the program if you have other unsecure credit lines that you got from an alternative bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards or private label credit cards CuraDebt will assist you in paying it off.
What will it cost you?
The greatest thing about CuraDebt is the way they’ve priced their services. They don’t charge upfront fees. Only pay when you have paid off all of your outstanding debts.
Also, they don’t have high-cost charges either. On average, you’ll be required to pay as much as 20 percent of the debt you settled through them.
In the average, this kind of industry charges between 15% and 25%.
In addition, customers can expect to settle their debts within 2 to 4 years. However, this also varies depending on the amount that you are able to save each month.
They also claim you can save up to 30% if you include their costs into your calculations.
However, the claim may vary, depending on your specific situation. Some customers have even talked about saving 50 to 80%.
Benefits of using CuraDebt
Once you’ve got an understanding of the benefits CuraDebt offers, let’s explore the benefits of using CuraDebt.
In the beginning, CuraDebt only charges you once you’ve paid off your debt. Furthermore they only charge a 20% fee while many companies charge 25 percent.
If you’re finished by the program for debt relief you can enroll in their credit repair program.
It’s a great way to restore your credit without going into debt again. The program is however designed in a different way for each individual according to your personal situation.
In the end, CureDebt looks into your financial obligations to assist in settlements and negotiations. So, your debt won’t inflate as time passes. They’ll also look into any violations by creditors using their in-house experts.
Drawbacks of using CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Debt settlement and debt relief usually require that you stop making payments using . If you’re trying to increase your standing on credit scores, you might cause you to delay working on your obligations.
CureDebt doesn’t even have a mobile app available. Although they have a website that clients can access however, it appears old and mundane. It’s not particularly intuitive, and it can be difficult to navigate.
In addition, they’re not accredited with the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a great program that allows you to settle your debt without spending more on those types of services. In addition their 20% service fee is cheaper than most firms that charge an additional 25% charge. There aren’t any upfront fees, and you will only have to pay the fee when the debt is paid off.
Although they’ll allow you to access an account to see your progress but their website isn’t user-friendly. CuraDebt also doesn’t have an app, which would make it easier to track your performance. Pa Tax Relief On Property Tax
But, they do have a competent support staff and can be reached them, not only via emails but also via phone or making an electronic ticket. Pa Tax Relief On Property Tax
If the debt is a big problem, then we strongly recommend CuraDebt’s debt management program. Just make sure that you’re eligible and that the services they provide are in your state.
FAQ Pa Tax Relief On Property Tax
How long will it take to finish the program?
The typical program lasts from 24 to 48 months, depending on the amount of your debt and the agreed settlement.
Can CuraDebt assist with state tax problems?
It is true that CuraDebt provides tax relief programs that will aid you in dealing with problems like delinquent tax and garnishments of wages.
What should I do after joining the program?
You’ll have to keep in constant contact with your team members and make the necessary payments to pay down your debt over time.