Are you experiencing debt that has increased lately? Are you tired of trying other financial advice and tips but still have unsolved issues?
Maybe you’re here because you’ve already tried everything.
In the majority of cases, the best option is to speak with experts who can help to resolve this issue.
CuraDebt is one of the companies that get the most inquiries. A lot of customers have asked if they are able to help or help you get into more debt.
According to their customers, they can help you control 80% of your debts so that you are able to take couple of things off your shoulders.
For some the claims seem too good to be true.
You might be looking for any solution that could help you resolve your debt. In that situation, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth look at the way CuraDebt operates and what issues it can solve for you.
Furthermore, before we conclude our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before starting the review, watch this video instead if you prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of our article for a more comprehensive review.
About the Company Pa School Tax Relief
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has been a participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have imposed restrictions on their services.
What can CuraDebt do?
Helping you settle your debt is CuraDebt’s most popular feature. They also provide other services that will help you be more financially stable.
It all begins by requesting a free savings estimate on the internet. The service is completely confidential and won’t conduct a credit inquiry. With this savings estimate, you will learn more about your other options in your journey to debt-free.
This estimate of savings, as we’ve mentioned previously, offers you an insight into your choices regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to assist you with the process of credit arbitration should you choose to join. Some financial advisors can help you in your debt-free journey.
After your debt settlement program is completed, CuraDebt is the one to answer all of your creditor’s calls. They’ll be the ones who negotiate what you will pay for your payment based on the status of your financial situation. Based on what works best for you, it could either be a lump sum settlement or a payment plan.
Additionally they will also be working with lenders to help you have better rates as you transfer money into your savings account, which is then processed to pay off the creditors. The plans they offer can help you pay off the debt in 48 months.
Once you’ve signed up with them, they will give you access to your information 24/7. All you need to do is login to CuraDebts the client portal to monitor your progress.
Before you can avail of their program, you’ll need to satisfy their criteria first. In order to be considered eligible for the program, you’ll need to meet the following requirements:
- At least 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What can they assist you?
Here are some of the ways CuraDebt can assist you.
The name of the company suggests that CuraDebt can assist you in dealing your debt. They can negotiate settlements on behalf of you for most types of debt. This includes medical bills, personal loans credit cards and loans. You can also approach them to help settle any remaining amount on business debts collection, repossessions, or collections.
They may also assist in negotiating for back taxes and IRS debt. But, you won’t receive support for most claims, government loans as well as collateral and utility bills. The same goes for student loans.
On the other hand, they will assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation in order to get cash settlements, if they are possible. Certain violations may lead to having your debts removed as well.
CuraDebt lets you repay debt for less than the amount you have. Additionally, you can ask questions during their free consultation with their debt counsellor.
The greatest benefit of their program is that you’ll only have to pay for the charges after your debt has been settled. All you need to sign up to some of their programs, and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. After they have gathered all your financial documentation and tax documents, they’ll also collect all the documents you’ll require for tax returns.
With this program, you should be able to solve various tax issues like wage garnishments and tax penalties, personal and business taxes as well as back taxes as well as trust fund penalties and tax liens.
There aren’t hidden fees neither are there hidden fees. They only offer flat-fee prices and is dependent on the amount you have to pay.
They offer different options for the settlement of the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What types of debt can they assist you with?
Although they specialize in debt settlement, it is not their specialty however, they do not offer all kinds in debt resolution. CuraDebt is only focused on loans that are not secured. They aren’t able to help you if your loan or debt is linked to an item that is physical.
If, however, you are in the following kinds of debt, they’ll arrange settlements for you.
With CuraDebt it is expected that you will be able pay off your past-due tax debts without any issues. Moreover, this type of service is offered to all 50 states in the event that you owe money in arrears to IRS. They have federal tax experts who can assist you in resolving these types of issues.
CuraDebt can also help resolve the medical bills. In certain cases you could even settle the debt for less than you have to pay.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. However, they can assist private students in negotiating the student loans they are owed.
Personal and payday loans also qualify as debt-settling programs. It is also possible to avail the program of the program if you also have other unsecured credit lines you obtained from an alternative bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards and private-label credit cards CuraDebt will assist you in paying it off.
What is the cost?
The most appealing aspect of CuraDebt’s pricing is how the company has priced its services. They don’t charge upfront fees. You’ll only pay once you settle each of your debts.
Also, they do not charge high costs either. On average, you’ll have to pay between 20 and 20 percent of the debt that you settled with them.
In the average, this kind of industry can charge anywhere between 15 and 25 percentage.
In addition, customers can expect to settle their debts within between 2 and 4 years. However, this also varies in relation to the amount you are able to save each month.
Additionally, they claim that you could save up to 30% when you factor in their costs into your calculations.
However, the claim may vary, depending on your specific situation. Some clients even mentioned saving 50 to 80%.
The benefits of using CuraDebt
Once you’ve got an understanding of what CuraDebt can offer you let’s look into the advantages from using CuraDebt.
First, CuraDebt is only charged when you’ve paid off your debt. Furthermore they only charge a 20% fee while the majority of companies charge 25 percent.
Then, if you’re done in the process of debt resolution you may enroll in their credit restoration program.
It’s a fantastic way to restore your credit score without having to go in debt again. The program is however designed differently for each person, depending on your situation.
Finally, CureDebt looks into your debt so that they can help with settlements and negotiations. This means your debt won’t increase as time passes. They’ll also be looking into any creditor violations with the assistance of their experts in-house.
Some disadvantages to the use of CuraDebt
We will also examine some of the disadvantages of CuraDebt.
Debt relief and debt settlements usually require that you stop paying with the credit card you use. If you’re trying to increase your credit score, it might set you back while you’re finishing your debt.
CureDebt doesn’t even have a mobile app. Although they have a client website but it’s old and mundane. It’s not particularly intuitive, and it can be difficult to navigate.
Furthermore, they are not credited with an accreditation from the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a good program that lets you resolve your debt without having to spend more for these types of services. Moreover the 20% service fee is less expensive than the majority of companies that offer the 25% cost. There aren’t any upfront fees and you’ll only be required to pay once your debt is finally settled.
While they’ll provide you with an account to see your progress however, their website isn’t simple to navigate. CuraDebt also doesn’t have an app yet, which would make it easier to track your progression. Pa School Tax Relief
They do have a good support team, and you can reach them not just via email but also by phone or sending an e-ticket. Pa School Tax Relief
If the credit card is a major problem right now, we recommend CuraDebt’s service. Just make sure that you’re eligible and that the services they offer are available in your state.
FAQ Pa School Tax Relief
How long will it take to complete the course?
The program typically takes between 24 and 48 months depending on the amount of your debt as well as your stipulated settlement.
Can CuraDebt help with state tax problems?
Sure, CuraDebt provides tax relief programs that can aid you in dealing with problems like delinquent taxes and wage garnishments.
What should I do after joining the program?
You’ll need to constantly communicate with the team and make the necessary payments to reduce your debt over time.