Has your debt increased lately? Are you burnt out from trying other financial tips and advice but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve already tried every thing.
In the majority of cases, your best option is to speak with experts who can help you resolve the issue.
CuraDebt is one of the most frequently contacted companies. Many customers have asked if they are able to help or put you into more debt.
According to their clients, they can help you manage 80% of your debts so that you are able to take couple of w
orries off your plate.
For some they believe these claims are too good to be true.
You might be looking for any solution that could help you resolve your debt. If that’s the case, CuraDebt will mostly be highly recommended by those. We’ll take a deeper look at the way CuraDebt is used and the problems it could help solve.
In addition, prior to our conclusion our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before starting the review, watch this video instead in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Pa Homeowner Tax Relief
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has since become an active participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have imposed restrictions on their services.
What can CuraDebt do?
Helping you pay off your debt is the most well-known feature. But they offer other services that can aid you in becoming more financially stable.
The process begins with requesting a free savings estimate online. This service is very confidential and won’t be conducting a credit screening. By using this estimate of savings you’ll be able to discover more about other options in your journey to debt-free.
The savings estimate, as mentioned previously, offers you an insight into your choices, regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to assist you in navigating credit arbitration if you decide to sign up. Financial advisors may be able to assist you on your path to debt-free living.
Following your debt settlement program, CuraDebt is the company to handle all of your creditors’ calls. They’ll also be the ones who determine the terms of your repayment based on the status of your finances. Depending on which works most effectively for you, it can be a lump-sum settlement or an installment plan.
Moreover, they will be working with lenders to help you get better rates when you make deposits to your savings account. This, in turn, will process to pay back creditors. The plans they offer can help you pay off the debt in the period of 48 months.
After you’ve registered with them, they will give you access to your information 24/7. All you need to do is log in to CuraDebts the client portal to monitor your development.
Before you can avail of their program, you’ll need to meet their eligibility requirements first. To be eligible, you’ll need to be:
- Minimum 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What can they help you with?
Here are some of the ways CuraDebt can help you.
Like their name implies, CuraDebt can assist you in dealing with debt. They can negotiate settlements on your behalf to settle most types of debt. They can help with personal loans, medical bills credit cards as well as line of credit. They are also able to settle any outstanding balance of business debt, collections, or repossessions.
They can even help negotiate on tax owed and IRS debt. But, you won’t receive support for most claims, loans from the government as well as collateral and utility bills. The same goes for student loans.
On the other hand, they will assist you with laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations to ensure that you receive cash settlements, if they are possible. Certain violations may result in having your debts removed as well.
CuraDebt can also help you repay debt for less than the amount you own. You can also have questions answered during a free consultation with their debt counselor.
The best part about the program is that you only pay the fees when your debt is paid off. All you need to do is sign up with some of their programs and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. Once they’ve gathered all your financial records and tax documents, they’ll also collect all the documents you’ll require for tax returns.
By using this program, you’ll be able to solve different types of taxes like wage garnishments, tax penalties, personal and corporate taxes, back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden charges neither are there hidden fees. They only offer flat-fee prices, which depends on the amount that you’ll must settle.
They have different solutions for paying off your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt can they help you with?
While debt settlement is their specialty but they aren’t able to offer all kinds of settlement. CuraDebt is only focused on loans that are not secured. They aren’t able to help you if the credit or loan is tied to an actual item.
However, if you have the following types of debt, they’ll negotiate settlements on your behalf.
With CuraDebt, you should be able to pay taxes that are due without any problems. Moreover, this type of service is offered to all 50 states if you owe money towards the IRS. They have federal tax experts to assist you with these types of issues.
CuraDebt can also help resolve your medical debt. In some cases, you may even pay them for less than what you have to pay.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. However, they can assist private students negotiate any loans they have to pay.
Payday loans and personal loans also qualify as debt-settling programs. It is also possible to avail the program the program if you have other unsecure credit lines you obtained from an alternative bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, or private label credit cards CuraDebt will assist you in paying it off.
How much will it cost?
The greatest thing about CuraDebt is how the company has priced its services. They don’t charge an upfront fee. The only time you pay is when you’ve paid each of your outstanding debts.
Also, they don’t charge high charges either. On average, you’ll have to pay between 20 and 20% of the debt you settled through them.
On average, this type of industry can charge anywhere between 15% and 25 percentage.
In addition, customers can expect to pay off their debts in between 2 and 4 years. This varies in relation to the amount you save per month.
They also claim that you could save up to 30% when you factor in their charges into your calculation.
However, this statement will differ based on the situation. Some clients even mentioned saving 50% to 80%.
Benefits of using CuraDebt
Once you’ve got a clearer picture of the benefits CuraDebt can offer you let’s explore the benefits from using CuraDebt.
First, CuraDebt will only charge you when you’ve paid off your debt. Furthermore they charge only a 20% fee while the majority of companies charge 25 percent.
If you’re finished in the process of debt resolution you could also sign up for their credit restoration program.
It’s an excellent method to improve the credit rating without going into debt again. However, the program runs different for every person, depending on your situation.
Lastly, CureDebt looks into your financial obligations to help with settlements and negotiations. It means that the amount you owe won’t rise as time passes. They’ll also look into any violations of creditor using their own experts.
Drawbacks of the use of CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Debt settlement and debt relief often require you to stop making payments using the credit card you use. Therefore, if you’re trying increase your credit score, it could cause you to delay working on your debt.
CureDebt doesn’t even have a mobile app. While they have a website that clients can access, it looks outdated and basic. It’s not particularly intuitive, and it can be difficult to navigate.
Moreover, they are still not credited with their Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a great program that will allow you to pay off your debts without spending more for these types of services. Additionally, their 20% service cost is cheaper than most businesses that charge a 25% fee. There is no upfront payment and you’ll only have to pay when your debt is finally settled.
Although they’ll allow you to access an account that allows you to track your progress however, their website isn’t user-friendly. CuraDebt also doesn’t have an app yet, which would make it easier to monitor your progression.
They do have a great support team and can be reached them, not only via emails but also by phone or submitting an electronic ticket. Pa Homeowner Tax Relief
If problem of debt is an issue right now, we highly recommend CuraDebt’s program. Just make sure that you’re eligible and that the programs they offer are available in your state.
FAQ Pa Homeowner Tax Relief
What is the time frame to finish the program?
The average program is 24 to 48 months, dependent on the size of your debt and the stipulated settlement.
Can CuraDebt aid in the fight against state tax issues?
It is true that CuraDebt has a tax relief program that can aid you in dealing with problems such as delinquent payroll tax and garnishments of wages.
What should I do after joining the program?
You’ll have to keep in constant contact with your team members and pay the required payments to pay down your debt over time.