Are you experiencing debt that has increased lately? Are you burnt out from trying other financial advice and strategies but still have unsolved issues?
Maybe you’re here because you’ve tried every thing.
In the majority of cases, the best way is to approach experts who can help you settle this issue.
CuraDebt is among the companies that get the most inquiries. A lot of people are asking if they can assist you or put you in more debt.
According to their clients they can help you manage 80% of your debt , so you are able to take couple of things off your plate.
But for some people, these claims are just too good to be true.
If you’re looking for anything that can aid you in settling your debt. In this scenario, CuraDebt will mostly be highly recommended by those. We’ll take a deeper review of the way CuraDebt is used and the problems it can solve for you.
Moreover, before we end our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before you begin the review, check out this video instead if you prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of our article for a more comprehensive review.
About the Company Pa Ballot Referendum Property Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has been a part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have restricted their services.
What CuraDebt do?
Assistance in settling your debt is one of CuraDebt’s best well-known feature. But they offer additional services to help you be more financially secure.
The process begins with requesting a free online savings estimate. It is a completely private service, and they won’t conduct a credit inquiry. With this savings estimate you’ll be able to be able to learn more about the alternatives to debt-free.
The savings estimate, as mentioned previously, offers you an idea of your options regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to help you with credit arbitration in the event that you decide to join. Financial advisors may be able to assist you with your debt-free journey.
Following your debt settlement program, CuraDebt is the one to answer all of your creditor’s calls. They will be the ones who determine the terms of your payment depending on the condition of your financial situation. Depending on which works most effectively for you, it can either be a lump sum settlement or a payment plan.
Furthermore they will also be working with the creditors so that you can have better rates as you transfer money into your savings account. This, is then processed to pay off creditors. Their programs can assist you to settle the debt within two years.
Once you’ve signed up with them, they’ll allow you access to your account information 24 hours a day. All you have to do is log in to CuraDebts’ client portal so that you can monitor your progress.
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CuraDebt’s Requirements
Before you can benefit from the program, you’ll have to satisfy their criteria first. To be eligible, you’ll have to be:
- At least 21 years old
- Verifiable income
- Minimum debt must be $5,000
What can they help you?
Here are the different ways CuraDebt can aid you.
Debt Relief
The name of the company suggests that CuraDebt can assist you in dealing with debt. They are able to negotiate settlements on your behalf to settle the majority of types of debt. These include medical bills, personal loans, credit cards as well as lines of credit. They can also be approached to pay off any remaining balance of business debt, collections, or repossessions.
They can even help negotiate with back taxes as well as IRS debt. But, you won’t receive assistance for the majority cases, government loans as well as collateral and utility bills. The same goes for student loans.
On the other hand, they will help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations to ensure that you receive cash settlements, if possible. Certain violations may lead to having your debts dismissed as well.
CuraDebt lets you pay off debts with less than the amount you have. They also allow you to inquire about your debt during their no-cost consult with their debt counselor.
The most appealing aspect of their program is that you only be charged once your debt is settled. All you have to sign up to one of their plans, and you’ll have the ability to resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. Once they’ve gathered all your financial records, they will also collect all the documents you’ll require for tax returns.
Through this program, you should be able to resolve various tax issues like wage garnishments, tax penalties, personal and corporate taxes, back taxes, trust fund penalties, and tax lien.
There aren’t any hidden costs neither are there hidden fees. They only offer flat-fee prices that is based on the amount you need to settle.
There are a variety of options in paying off the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kinds of debts can they help you with?
Although debt settlement is their specialty, they don’t provide all kinds in debt resolution. CuraDebt only focuses on unsecured debt. They won’t be able to assist you if your debt or loan is tied to an actual item.
If you do have one of the following kinds of debt, they will arrange settlements for you.
Tax Debt
With CuraDebt, you should be able pay off your past-due tax debts without any issues. Moreover, this type of service is accessible across all 50 states, if you owe money to the IRS. There are tax experts from the federal government that can help you resolve these types of issues.
Medical Debt
CuraDebt can also assist in settling any medical-related debt. In some instances you might even be able to pay them less than the amount you have to pay.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. However, they can assist private students negotiate any loans they are owed.
Personal Loan
Personal loans and payday loans are also eligible as debt-settling programs. You can also avail of the program if you also have other unsecured credit lines you obtained from an alternative bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards and private-label credit cards, CuraDebt will assist you in paying it off.
What will it cost you?
The greatest thing about CuraDebt is how the company has priced its services. They don’t charge an upfront fee. You’ll only pay once you’ve paid each of your outstanding debts.
Also, they don’t charge high costs either. On average, you’ll be required to pay as much as 20 percent of the debt that you settled with them.
In general, this type of industry charges between 15 and 25 percent.
Additionally, customers can anticipate to pay off their debts in two to four years. This varies according to the amount you are able to save each month.
They also claim that you can save up to 30% by incorporating their costs into your calculations.
However, this statement will vary, depending on the situation. Some clients even mentioned saving 50% to up to 80%.
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Benefits of using CuraDebt
Once you’ve got an idea of what CuraDebt offers, Let’s take a look at the benefits from using CuraDebt.
First, CuraDebt only charges you once you’ve paid off your debt. Additionally they charge only 20% of the cost, whereas the majority of companies charge 25 percent.
Then, if you’re done with the debt settlement program you can join their credit restoration program.
It’s an excellent option to rebuild your credit score without having to go in debt again. The program is however designed differently for each person, depending on your situation.
Lastly, CureDebt looks into your financial obligations to assist in settlements and negotiations. It means that the amount you owe won’t rise over time. They’ll also be looking into any violations of creditor with the help of their own experts.
Some disadvantages to using CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Debt relief and debt settlements usually require that you cease making payments with . If you’re trying to increase your credit score, it might set you back while you’re getting rid of your obligations.
CureDebt also doesn’t offer a mobile application. While they do have a website that clients can access but it’s outdated and basic. It’s not very intuitive, and it can be challenging to navigate.
Moreover, they are still not recognized by the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a great program that allows you to resolve your debt without having to spend more on those types of services. In addition the 20% service charge is less expensive than the majority of companies that offer an additional 25% charge. There are no upfront payments, and you will only have to pay the fee when the debt is paid off.
While they’ll provide you with an account to see your progress, their website is not simple to navigate. CuraDebt does not have an app, which will make it easier to look at your performance.
But, they do have a good support team, and you can reach them, not only via emails but also by phone or sending an e-ticket. Pa Ballot Referendum Property Tax Relief
If problem of debt is an issue right now, we recommend CuraDebt’s service. Be sure to be qualified and that the services they provide are in your area.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Pa Ballot Referendum Property Tax Relief
How long will it take to complete the course?
The program typically takes between 24 and 48 months dependent on the size of your debt as well as the stipulated settlement.
Can CuraDebt assist with tax problems in the state?
Sure, CuraDebt provides tax relief programs to help you with problems such as late payroll tax issues and garnishments of wages.
What should I do after joining the program?
You’ll be required to communicate with the team and make the necessary payments to reduce your debt over time.
