Has your debt been piling up lately? Are you tired of trying other financial tips and advice but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve been through every thing.
In most cases, the most effective approach is to talk to experts who can help to resolve this issue.
CuraDebt is among the companies that get the most inquiries. Many people are asking if they are able to help or put you into more debt.
According to their customers, they can assist you in managing 80% of your debt so that you can finally take a couple of w
orries off your shoulders.
For some they believe these claims are too good to be true.
If you’re looking for anything that can help you resolve your debt. In this situation, CuraDebt will mostly be suggested by people. We’ll take a deeper review of how CuraDebt is used and the problems it can help you solve.
Moreover, before we end our discussion, we’ll take a look at its advantages and drawbacks.
Before beginning the review, check out this video instead if you prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of the article for a more comprehensive review.
About the Company Outcome Of House Vote For Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has been an active part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you pay off your debt is CuraDebt’s most known feature. But they offer additional services to assist you in becoming financially stable.
First of all, it starts by requesting a no-cost savings estimate on the internet. It is a completely private service and they will not be conducting a credit screening. With this savings estimate, you will learn more about your alternatives towards debt-free.
This estimate of savings, as we’ve mentioned earlier, provides you with an idea of your choices regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to assist you in navigating credit arbitration in the event that you decide to enroll. Some financial advisors can help you with your debt-free journey.
Following your debt settlement program is completed, CuraDebt can be the one to handle all of your creditors’ calls. They will also be the ones that determine conditions of the repayment depending on the condition of your finances. Based on what works best to you, this can be a lump-sum settlement or a payment plan.
Additionally they will also work with lenders to help you enjoy better rates when you transfer money into your savings account. This in turn, will be processed to pay the creditors. Their programs can assist you to settle the debt within the period of 48 months.
After you’ve signed up with them, they’ll provide you with access to your information 24/7. All you have to do is login to CuraDebts Client Portal to track your progress.
Before you are able to avail the program, you’ll have to pass their requirements first. In order to be considered eligible for the program, you’ll have to be:
- Minimum 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What can they assist you with?
Here are the various ways CuraDebt can assist you.
The name of the company suggests that CuraDebt can assist you in dealing with debt. They can negotiate settlements on your behalf to settle all kinds of debt. They can help with personal loans, medical bills, credit cards as well as lines of credit. They are also able to pay off any remaining balance of business debt collection, repossessions, or collections.
They may even assist you in negotiating with back taxes as well as IRS debt. However, you will not receive assistance for the majority of your lawsuits, government loans, collateral, and utility bills. They also don’t cover most student loans.
On the other hand, they will assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations in order to get cash settlements, should it be possible. Certain violations may lead to having your debts dismissed as well.
CuraDebt lets you repay debt for less than the sum you have. You can also have questions answered during a free meeting with their debt counsellor.
The most appealing aspect of the program is that you will only have to pay for the charges once your debt is settled. All you have to sign up for some of their programs and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. Once they collect all of your financial documents They will also gather all the necessary paperwork for tax returns.
With this program, you should be able to resolve different types of taxes like garnishments on wages and tax penalties, personal and corporate taxes and back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden charges also. They only offer flat-fee prices, which depends on the amount you’ll have to pay.
There are a variety of options for the settlement of your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What types of debt can they help you with?
While debt settlement is their specialty, they don’t provide all kinds in debt resolution. CuraDebt only focuses on loans that are not secured. They aren’t able to help you if your credit or loan is tied to a physical item.
However, if you have one of the following kinds of debt, they will arrange settlements for you.
With CuraDebt the service, you’ll be able pay off tax debts that were due to be paid without difficulty. Additionally, this service is accessible across all 50 states, if you owe money in arrears to IRS. There are tax experts from the federal government who can assist you in resolving these kinds of problems.
CuraDebt can also assist in settling the medical bills. In some cases, you may even pay the debt for less than you have to pay.
Private Student Loan
CuraDebt does not cater to federal student loans. They can however assist private students negotiate any student loans that they have to pay.
Payday loans and personal loans are also eligible for the debt settlement program. You can also avail of the program if you also have other unsecured credit lines you obtained from an alternative bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, or private label credit cards, CuraDebt can help you pay it off.
How much will it cost?
The best part about CuraDebt is the way the company has priced its services. They don’t charge upfront fees. You’ll only pay once you settle each of your outstanding debts.
They also don’t charge high fees as well. In the average, you’ll need to pay up to 20 percent of the debt you settled through them.
In the average, this kind of business can cost anywhere from 15% to 25 percentage.
Moreover, clients can expect to settle their debt from 2 to 4 years. But, it also differs depending on the amount that you can save up per month.
Additionally, they claim you can save as much as 30% when you factor in their fees in your equation.
However, this statement will vary, depending on the situation. Some clients even mentioned saving 50% to 80percent.
Benefits of using CuraDebt
Now that you have an idea of the benefits CuraDebt offers, let’s look into the advantages of using CuraDebt.
The first is that CuraDebt is only charged once you’ve paid off your debt. Additionally they charge only an amount of 20%, while most companies charge you 25%.
Then, if you’re done in the process of debt resolution you can join their credit restoration program.
It’s a fantastic method to improve the credit rating without going into debt again. However, the program runs differently for each person, depending on your situation.
Lastly, CureDebt looks into your credit to assist in settlements and negotiations. This means your debt won’t increase over time. They’ll also investigate any creditor violations with the assistance of their in-house experts.
The drawbacks of the use of CuraDebt
We will also examine some of the disadvantages of CuraDebt.
Debt settlement and debt relief usually require that you cease making payments with . So if you’re trying to increase your rating on your credit, this might cause you to delay working on your obligations.
CureDebt does not have a mobile app. While they do have a website that clients can access however, it appears outdated and basic. It’s not very intuitive, and it can be challenging to navigate.
Moreover, they are still not recognized by the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a good program that allows you to pay off your debts without spending more for these types of services. In addition the 20% service charge is less expensive than the majority of firms that charge an additional 25% charge. There aren’t any upfront fees, and you will only have to pay when the debt is paid off.
While they’ll provide you with an account that allows you to track your progress however, their website isn’t simple to navigate. CuraDebt also doesn’t have an app, which could make it easier for you to track your progression.
They do have a good support team and can be reached them not only through emails but also by phone or making an e-ticket. Outcome Of House Vote For Tax Relief
If credit card is a major problem right now, we strongly recommend CuraDebt’s debt management program. Make sure you’re eligible and that the programs that they provide are offered in your area.
FAQ Outcome Of House Vote For Tax Relief
How long does it take to complete the course?
The program typically takes 24 to 48 months, depending on the amount of your debt as well as the agreement on the settlement.
Can CuraDebt help in the fight against state tax issues?
Yes, CuraDebt provides tax relief programs to help you with problems such as delinquent payroll tax issues and garnishments on wages.
What should I do after joining the program?
You’ll need to constantly communicate with your team members and pay the required payments to reduce the amount of debt you have over time.