Has your debt been increasing lately? Are you burnt out from trying other financial tips and advice but still have unsolved issues?
Maybe you’re here because been through every thing.
In the majority of cases, your most effective approach is to talk to experts who can assist you settle this issue.
CuraDebt is among the most frequently contacted companies. A lot of people have been inquiring whether they can assist you or help you get into more debt.
According to their clients, they can assist you in managing 80% of your debt , so you are able to take couple of w
orries off your shoulders.
However, for certain people, these claims are just too good to be true.
You might be looking for something that will help you resolve your debt. If that’s the situation, CuraDebt will mostly be suggested by people. We’ll be taking a deep study of how CuraDebt works and what problems it can help you solve.
In addition, prior to our conclusion our discussion, we’ll take a look at its benefits and drawbacks.
Before you begin the review, watch this video instead for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Oregon Property Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has since become an active participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have limited their access to their services.
What CuraDebt do?
Helping you pay off your debt is the most known feature. But they offer other services that can aid you in becoming more financially secure.
First of all, it begins with requesting a free savings estimate online. The service is completely confidential and won’t be conducting a credit screening. With this estimate of savings you’ll discover more about alternatives towards debt-free.
This estimate of savings, as mentioned previously, offers you an insight into your choices regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to assist you in navigating the process of credit arbitration should you choose to join. Financial advisors may be able to assist you with your debt-free journey.
After your debt settlement program is completed, CuraDebt is the agency to take care of all the calls from your creditors. They’ll be the ones who negotiate conditions of the settlement based on the status of your financial situation. Depending on which works best your situation, the payment can be a lump-sum settlement or a payment plan.
Additionally, they will be working with the creditors to ensure that you have better rates as you transfer money into your savings account. This, in turn, will be processed to pay off creditors. The plans they offer can help you get rid of debt in just 48 months.
After you’ve registered with them, they’ll allow you access to your data 24/7. All you need to do is log in to CuraDebts’ client portal so that you can monitor your performance.
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CuraDebt’s Requirements
Before you can avail of the program, you’ll have to pass their requirements first. To be eligible, you’ll have to meet the following requirements:
- Minimum 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What can they help you with?
Here are the different ways CuraDebt can assist you.
Debt Relief
As their name suggests, CuraDebt will assist you in dealing with debt. They can negotiate settlements on your behalf to settle all kinds of debt. They can help with medical bills, personal loans credit cards and also loans. They are also able to pay off any remaining balance of business debt collection, repossessions, or collections.
They may even assist you in negotiating for back taxes as well as IRS debt. However, you will not receive support for most claims, government loans as well as collateral and utility bills. They also don’t cover most student loans.
On the other hand, they can assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation to ensure that you receive cash settlements, should it be possible. Certain violations could lead to having your debts dismissed as well.
CuraDebt also allows you to repay debt for less than the amount you own. They also allow you to inquire about your debt during their no-cost meeting with their debt counselor.
The most appealing aspect of their plan is that you only have to pay for the charges when your debt is paid off. All you have to do is sign up with any of the plans, and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. After they have gathered all your financial documentation and tax documents, they’ll also collect all the documents you’ll require for tax returns.
With this program, you’ll be able to solve various tax issues like garnishments on wages, tax penalties, personal and taxation for business and back taxes, trust fund penalties, and tax lien.
There aren’t hidden fees neither are there hidden fees. They use only flat-fee pricing and is dependent on the amount that you’ll have to pay.
They have different solutions in settling your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What kind of debt can they help you with?
Although debt settlement is their specialty but they aren’t able to cater to all types of debt settlement. CuraDebt is only focused on loans that are not secured. They won’t be able to help you if your debt or loan is tied to an item that is physical.
However, if you have the following types of debt, they will arrange settlements for you.
Tax Debt
With CuraDebt it is expected that you will be able to pay tax debts that were due to be paid without difficulty. Additionally, this service is offered across all 50 states, if you owe money in arrears to IRS. There are federal tax experts to assist you with the issues.
Medical Debt
CuraDebt can also help resolve the medical bills. In some instances you might even be able to pay them for less than what you owe.
Private Student Loan
CuraDebt does not cater to Federal student loan. Still, they can help private students negotiate any student loans that they owe.
Personal Loan
Personal and payday loans also qualify to be eligible for debt relief programs. You may also be eligible if you have other unsecured credit lines that you got from an alternative bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards as well as private label credit card CuraDebt can assist you in paying it off.
How much will it cost?
The greatest thing about CuraDebt is the way they’ve priced their services. They don’t charge an upfront fee. Only pay when you have paid off all of your debts.
Also, they don’t charge high fees as well. On average, you’ll be required to pay as much as 20% of the debt you settled through them.
In general, this type of industry charges between 15% and 25 percentage.
Additionally, customers can anticipate to pay off their debts in 2 to 4 years. But, it also differs in relation to the amount you are able to save each month.
Additionally, they claim you can save up to 30% if you include their fees in your equation.
But this claim will also vary, depending on the situation. Some customers even claimed to save 50% to up to 80%.
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Advantages to using CuraDebt
Now that you have a clearer picture of the benefits CuraDebt can provide, let’s look into the advantages of using CuraDebt.
In the beginning, CuraDebt only charges you once you’ve paid off your debt. In addition they charge only an amount of 20%, while most companies charge you 25%.
Next, if you’re done by the program for debt relief, you could enroll in their credit repair program.
It’s a great way to restore your credit score without having to go in debt again. However, the program lasts differently for each person dependent on the circumstances of your case.
Lastly, CureDebt looks into your debt so that they can assist with settlements and negotiations. It means that the amount you owe won’t rise over time. They’ll also look into any creditor violations with the help of their own experts.
Drawbacks of the use of CuraDebt
We will also examine some of the negatives of CuraDebt.
Debt relief and debt settlements often require you to stop making payments using . If you’re trying to increase your standing on credit scores, you may delay you from getting rid of your obligations.
CureDebt does not have a mobile app. Although they have a website for clients but it’s outdated and basic. It’s not particularly intuitive, and it can be challenging to navigate.
Moreover, they are still not credited with their Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a good program that allows you to settle your debt without spending more on these kinds of services. In addition the 20% service cost is cheaper than most firms that charge the 25% cost. There aren’t any upfront fees and you’ll only have to pay the fee when your debt is finally settled.
While they’ll provide you with an account to see your progress however, their website isn’t user-friendly. CuraDebt also doesn’t have an app, which could make it easier for you to monitor your progression.
But, they do have a great support team, and you can reach them not just via email but by phone or by submitting an electronic ticket. Oregon Property Tax Relief
If your problem of debt is an problem, then we recommend CuraDebt’s service. Make sure you’re eligible and that the services they provide are in your area.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Oregon Property Tax Relief
How long will it take to finish the program?
The typical program lasts from 24 to 48 months, dependent on the size of your debt as well as your agreement on the settlement.
Can CuraDebt aid with tax problems in the state?
It is true that CuraDebt provides tax relief programs that can aid you in dealing with problems such as late payroll tax and garnishments on wages.
What do I need to do after joining the program?
You’ll need to constantly communicate with the team and pay the required payments to pay down your debt over time.
