Has your debt increased lately? Are you burnt out from trying other financial advice and tips but haven’t solved your problems?
Maybe you’re here because already tried every thing.
In most cases, the most effective approach is to talk to professionals that can help you resolve the issue.
CuraDebt is among the most asked companies. A lot of customers have asked if they are able to help or put you in more debt.
According to their clients, they can assist you in managing the majority of your debts so that you are able to take couple of things off your plate.
For some, these claims are just too good to be true.
If you’re looking for any solution that could assist you in paying off your debt. In this situation, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep look at the way CuraDebt operates and what issues it can solve for you.
In addition, prior to our conclusion our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before beginning the review, go to this video if you prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Optimum Tax Relief On Michigan Ave
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000, and is a part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you settle your debt is one of CuraDebt’s best well-known feature. They also provide additional services to assist you in becoming financially secure.
First of all, it begins by requesting a free online savings estimate. This service is very confidential and won’t be doing a credit check. By using this estimate of savings you’ll be able to be able to learn more about the alternatives towards debt-free.
This estimate of savings, as we’ve mentioned earlier, provides you with an insight into your options regardless of whether you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to assist you with credit arbitration in the event that you decide to enroll. Certain financial advisors can assist you in your debt-free journey.
Following your debt settlement program is completed, CuraDebt can be the one to answer all of your creditor’s calls. They will also be the ones that determine conditions of the payment based on the status of your financial situation. In determining which option is the best your situation, the payment can be a lump-sum settlement or an installment plan.
Moreover, they will work with creditors to ensure that you have better rates as you transfer money into your savings account. This, in turn, will process to pay off creditors. The plans they offer can help you get rid of debt in just the period of 48 months.
After you’ve registered with them, they will allow you access to your information 24/7. All you need to do is sign in to CuraDebts’ client portal to track your development.
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CuraDebt’s Requirements
Before you can avail of their program, you’ll need to meet their eligibility requirements first. For eligibility, you’ll have to meet the following criteria:
- At least 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What can they assist you?
Here are the different ways CuraDebt can help you.
Debt Relief
As their name suggests, CuraDebt will assist you in dealing with your debt. They are able to negotiate settlements on your behalf to settle most types of debt. They can help with personal loans, medical bills credit cards, and also lines of credit. You can also approach them to pay off any remaining amount on business debts collection, repossessions, or collections.
They may even assist you in negotiating for back taxes as well as IRS debt. However, you will not receive assistance with the majority cases, loans from the government or collateral, as well as utility bills. The same goes for student loans.
On the other hand, they can help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation so that you can have cash settlements, if possible. Certain violations could lead to having your debts removed as well.
CuraDebt lets you repay debt for less than the sum you have. You can also inquire about your debt during their no-cost consultation with their debt counsellor.
The greatest benefit of their plan is that you’ll only have to pay for the charges when your debt is paid off. All you need to sign up for one of their plans, and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. After they have gathered all your financial records They will also gather all the documents you’ll require for tax returns.
With this program, you should be able to solve different types of taxes like wage garnishments, tax penalties, personal and taxation for business and back taxes, trust fund penalties, and tax liens.
There aren’t any hidden charges either. They only use flat-fee pricing that is based on the amount you’ll need to settle.
They have different solutions in the settlement of taxes. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kind of debt can they help you with?
Although they specialize in debt settlement, it is not their specialization however, they do not cater to all types of settlement. CuraDebt only focuses on loans that are not secured. They won’t be able to help you if the credit or loan is tied to a physical item.
If, however, you are in the following types of debt, they’ll make arrangements for settlements.
Tax Debt
With CuraDebt it is expected that you will be able to pay tax debts that were due to be paid without any problems. Moreover, this type of service is offered across all 50 states, if you owe money to the IRS. They have federal tax experts to assist you with the issues.
Medical Debt
CuraDebt can also help resolve your medical debt. In certain cases, you may even pay them for less than what you are owed.
Private Student Loan
CuraDebt does not offer federal student loans. Still, they can help private students negotiate any loans they are owed.
Personal Loan
Personal and payday loans are also eligible as debt-settling programs. It is also possible to avail the program if you have other unsecured credit lines that you got from a different bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards as well as private label credit card, CuraDebt will help you pay it off.
What will it cost you?
The best part about CuraDebt is the way the company has priced its services. They don’t charge an upfront fee. You’ll only pay once you settle each of your outstanding debts.
Additionally, they don’t have high-cost fees as well. In the average, you’ll need to pay up to 20% of the debt you settled with them.
On average, this type of industry can charge anywhere between 15% and 25%.
Moreover, clients can expect to settle their debt from two to four years. This varies depending on the amount that you can save up per month.
They also claim that you could save as much as 30% if you include their costs into your calculations.
But this claim will also depend on your specific situation. Some clients even mentioned saving 50 to 80percent.
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Advantages to using CuraDebt
Once you’ve got a clearer picture of the benefits CuraDebt can offer you let’s look into the advantages that come with using CuraDebt.
First, CuraDebt is only charged after you’ve settled your debt. In addition they only charge a 20% fee while the majority of companies charge 25%.
Then, if you’re done in the process of debt resolution, you could join their credit repair program.
It’s a fantastic option to rebuild the credit rating without going back into debt. However, the program runs in a different way for each individual, depending on your situation.
Lastly, CureDebt looks into your debt so that they can help with settlements and negotiations. It means that your debt won’t inflate over time. They’ll also look into any creditor violations using their in-house experts.
Some disadvantages to using CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Settlement of debt and debt relief often require you to stop making payments using the credit card you use. If you’re trying to improve your rating on your credit, this might cause you to delay getting rid of your obligations.
CureDebt doesn’t even have a mobile app. Although they have a website for clients but it’s old and mundane. It’s not particularly intuitive and could be challenging to navigate.
Moreover, they are still not credited with the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a good program that will allow you to pay off your debts without spending more on those types of services. Additionally, their 20% service cost is lower than many firms that charge a 25% fee. There is no upfront payment, and you will only have to pay the fee when your debt is finally settled.
While they’ll provide you with an account to see your progress, their website is not simple to navigate. CuraDebt isn’t even an app yet, which will make it easier to track your progress.
But, they do have a great support team, and you can reach them, not only via emails but by phone or by sending an electronic ticket. Optimum Tax Relief On Michigan Ave
If your debt is a big problem right now, we highly recommend CuraDebt’s program. Make sure you’re eligible and that the programs they provide are in your area.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Optimum Tax Relief On Michigan Ave
How long does it take to finish the program?
The typical program lasts from between 24 and 48 months dependent on the size of your debt as well as your agreed settlement.
Can CuraDebt assist with state tax problems?
It is true that CuraDebt provides tax relief programs that will assist you with issues such as late payroll taxes and garnishments of wages.
What should I do after joining the program?
You’ll be required to communicate with your team members and make the necessary payments to pay down your debt over time.
