Are you experiencing debt that has been increasing lately? Are you tired of trying different financial advice and strategies but haven’t solved your problems?
Maybe you’re here because you’ve tried every thing.
In most cases, the best way is to approach experts who can assist to resolve this issue.
CuraDebt is among the most asked companies. A lot of customers have asked if they can help you or help you get into more debt.
According to their customers, they can help you control 80percent of your debt so that you can finally take a couple of things off your plate.
However, for certain people the claims seem too good to be true.
If you’re looking for any solution that could assist you in paying off your debt. In that case, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep study of the way CuraDebt is used and the problems it can help you solve.
Moreover, before we end our discussion, we’ll take a look at its advantages and drawbacks.
Before beginning the review, you can check out this video instead in case you would prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of our article for a more comprehensive review.
About the Company Oklahoma Does A Resident Alien Qualify For Sales Tax Relief On Taxes
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has been an active part of the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, some states have restricted their services.
What can CuraDebt do?
Helping you pay off your debt is CuraDebt’s most known feature. They also provide other services that will help you be more financially secure.
First of all, it starts by requesting a no-cost savings estimate on the internet. This service is very confidential, and they won’t be conducting a credit screening. With this savings estimate, you will discover more about other options in your journey to be debt-free.
This estimate of savings, as we’ve mentioned before, gives you the opportunity to consider your choices regardless of whether you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to assist you with credit arbitration if you decide to enroll. Some financial advisors can help you on your path to debt-free living.
After your debt settlement plan, CuraDebt can be the agency to answer all of your creditor’s calls. They’ll be the ones who will negotiate what you will pay for your settlement in accordance with the state of your finances. In determining which option is the best your situation, the payment could be either a lump sum settlement or an installment plan.
Additionally they will also work with creditors to ensure that you have better rates as you make deposits to your savings account. This in turn, will process to pay off creditors. Their programs can assist you to get rid of debt in just 48 months.
Once you’ve signed up with them, they will give you access to your data 24/7. All you have to do is log in to CuraDebts the client portal to track your progress.
Before you can avail of their program, you’ll need to pass their requirements first. To be eligible, you’ll have to be:
- At least 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What are they able to assist you?
Here are the different ways CuraDebt can aid you.
The name of the company suggests that CuraDebt will assist you in dealing your debt. They can negotiate settlements on your behalf to settle all kinds of debt. These include personal loans, medical bills, credit cards and also loans. They are also able to pay off any remaining balance of business debt collection, repossessions, or collections.
They can even help negotiate on tax owed and IRS debt. But, you won’t receive assistance for the majority claims, loans from the government as well as collateral and utility bills. They also don’t cover most student loans.
On the other hand, they can assist you with laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation in order to get cash settlements, should it be possible. Some violations can also result in having your debts dismissed as well.
CuraDebt also allows you to repay debt for less than the amount you own. Additionally, you can ask questions during their free consultation with their debt advisor.
The most appealing aspect of the program is that you’ll only be charged when your debt is paid off. All you need to sign up to some of their programs, and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. Once they collect all of your financial documentation and tax documents, they’ll also collect all the documents you’ll require for tax returns.
By using this program, you’ll be able to deal with the various types of tax problems such as garnishments on wages, tax penalties, personal and taxation for business, back taxes as well as trust fund penalties and tax lien.
There aren’t hidden fees either. They only use flat-fee pricing that is based on the amount you have to pay.
There are a variety of options in settling the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt can they assist you with?
Although debt settlement is their specialty but they aren’t able to provide all kinds of debt settlement. CuraDebt concentrates on unsecured debt. They aren’t able to assist you if your credit or loan is tied to a physical item.
If, however, you are in the following kinds of debt, they will make arrangements for settlements.
With CuraDebt, you should be able pay off taxes that are due without any issues. Additionally, this service is accessible to all 50 states if you have a debt in arrears to IRS. They have federal tax experts to assist you with these kinds of problems.
CuraDebt can also assist in settling the medical bills. In certain cases you could even settle them less than the amount you are owed.
Private Student Loan
CuraDebt does not cater to federal student loans. They can however assist private students in negotiating any student loans that they are owed.
Payday loans and personal loans also qualify for the debt settlement program. You can also avail the program if you have other unsecure credit lines that you got from an alternative bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards as well as private label credit card CuraDebt can assist you in paying it off.
What is the cost?
The most appealing aspect of CuraDebt is how they’ve priced their services. They do not charge an upfront cost. Only pay when you settle each of your outstanding debts.
Additionally, they don’t have high-cost fees as well. In the average, you’ll need to pay between 20 and 20% of the debt you settled with them.
In the average, this kind of industry can charge anywhere between 15 and 25 percent.
Moreover, clients can expect to settle their debts within between 2 and 4 years. However, this also varies in relation to the amount you save per month.
Additionally, they claim that you could save as much as 30% if you include their costs into your calculations.
However, the claim may depend on the situation. Some customers even claimed to save 50% to 80%.
Benefits of using CuraDebt
Once you’ve got an idea of what CuraDebt can offer you Let’s take a look at the benefits from using CuraDebt.
In the beginning, CuraDebt is only charged once you’ve paid off your debt. Furthermore, they only charge a 20% fee while the majority of companies charge 25 percent.
If you’re finished by the program for debt relief, you can join their credit restoration program.
It’s a great method to improve your credit score without having to go into debt again. The program is however designed different for every person according to your personal situation.
Finally, CureDebt looks into your financial obligations to help with settlements and negotiations. This means your debt won’t increase as time passes. They’ll also be looking into any violations by creditors with the assistance of their experts in-house.
Some disadvantages to using CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Settlement of debt and debt relief typically require you to stop making payments using your credit card. Therefore, if you’re trying improve your standing on credit scores, you might set you back while you’re working on your obligations.
CureDebt doesn’t even have a mobile app. Although they have a website that clients can access but it’s outdated and basic. It’s not very intuitive, and it can be difficult to navigate.
Furthermore, they are not credited with an accreditation from the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a useful program that allows you to settle your debt without spending more on these kinds of services. In addition the 20% service fee is less expensive than the majority of companies that offer the 25% cost. There are no upfront payments and you’ll only have to pay the fee when the debt is settled.
Although they’ll give you an account so that you can track your progress, their website is not simple to navigate. CuraDebt isn’t even an app, which could make it easier for you to monitor your progress.
However, they have a great support team, and you can reach them not just via email but also via phone or making an e-ticket. Oklahoma Does A Resident Alien Qualify For Sales Tax Relief On Taxes
If your problem of debt is an issue right now, we highly recommend CuraDebt’s program. Just make sure that you’re qualified and that the services they provide are in your area.
FAQ Oklahoma Does A Resident Alien Qualify For Sales Tax Relief On Taxes
How long does it take to finish the program?
The typical program lasts from between 24 and 48 months dependent on the size of your debt as well as your stipulated settlement.
Can CuraDebt aid in the fight against state tax issues?
It is true that CuraDebt provides tax relief programs that will assist you with issues such as delinquent payroll tax issues and garnishments of wages.
What should I do once I’m in the program?
You’ll be required to communicate with the team and make the necessary payments to lower your debt over time.