Are you experiencing debt that has been piling up lately? Are you exhausted from trying other financial advice and tips but haven’t solved your problems?
Perhaps you’re here because you’ve been through every thing.
In the majority of cases, the best way is to approach professionals that can help you resolve the issue.
CuraDebt is one of the most frequently contacted companies. Many people are asking if they are able to help or put you into more debt.
According to their clients they can assist you in managing the majority of your debt , so you can finally take a couple of w
orries off your shoulders.
However, for certain people, these claims are just too good to be true.
Suppose you’re on the lookout for any solution that could assist you in paying off your debt. In this situation, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth review of how CuraDebt works and what problems it can help you solve.
In addition, prior to our conclusion our discussion, we’ll take a look at its advantages and drawbacks.
Before beginning the review, check out this video instead if you prefer to watch it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Okdhs Tax Relief
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000, and is a member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, some states have restricted their services.
What can CuraDebt do?
Assistance in settling your debt is the most known feature. However, they also offer other services that will aid you in becoming more financially stable.
First of all, it begins with requesting a free savings estimate on the internet. This service is very confidential and they will not be conducting a credit screening. By using this estimate of savings you’ll be able to learn more about your options towards debt-free.
The savings estimate, as we’ve mentioned previously, offers you an idea of your choices regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to assist you in navigating credit arbitration if you decide to sign up. Certain financial advisors can assist you in your debt-free journey.
Following the debt settlement program is completed, CuraDebt is the agency to handle all of your creditors’ calls. They’ll be the ones who will determine the terms of your repayment in accordance with the state of your financial situation. Depending on which works most effectively to you, this can either be a lump sum settlement or the option of a payment plan.
Furthermore, they will be working with the lenders to help you have better rates as you make deposits to your savings account, which is then processed to pay back the creditors. Their plans can help you get rid of debt in just the period of 48 months.
After you’ve signed up with them, they’ll give you access to your information 24/7. All you need to do is sign in to CuraDebts’ client portal so that you can monitor your development.
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CuraDebt’s Requirements
Before you can avail of their program, you’ll need to satisfy their criteria first. To be eligible, you’ll need to meet the following criteria:
- Minimum 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What can they assist you with?
Here are the various ways CuraDebt can assist you.
Debt Relief
Like their name implies, CuraDebt can assist you in dealing with your debt. They can negotiate settlements on behalf of you for the majority of types of debt. This includes medical bills, personal loans credit cards as well as line of credit. They are also able to pay off any remaining amount on business debts, collections, or repossessions.
They may even assist you in negotiating on tax owed as well as IRS debt. However, you will not receive support for most of your lawsuits, government loans or collateral, as well as utility bills. The same goes for student loans.
On the other hand, they will assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations in order to get cash settlements, should it be possible. Some violations can also lead to having your debts also dismissed.
CuraDebt lets you settle debt with less than the amount you own. Additionally, you can inquire about your debt during their no-cost meeting with their debt counselor.
The greatest benefit of the program is that you’ll only have to pay for the charges after your debt has been settled. All you need to do is sign up with any of the plans, and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. Once they’ve gathered all your financial documents They will also gather all the necessary paperwork to file tax returns.
By using this program, you will be able to solve the various types of tax problems like wage garnishments as well as tax penalties for personal and business taxes, back taxes and trust fund penalties and tax lien.
There aren’t hidden fees neither are there hidden fees. They only offer flat-fee prices and is dependent on the amount you’ll have to pay.
There are a variety of options for the settlement of the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kind of debt are they able to help with?
Although they specialize in debt settlement, it is not their forte however, they do not cater to all types in debt resolution. CuraDebt concentrates on loans that are not secured. They aren’t able to help you if the loan or debt is linked to a physical item.
If you do have the following kinds of debt, they will arrange settlements for you.
Tax Debt
With CuraDebt, you should be able to pay tax debts that were due to be paid without difficulty. Additionally, this service is accessible to all 50 states if you owe money towards the IRS. There are federal tax experts to assist you with these types of issues.
Medical Debt
CuraDebt can also assist in settling your medical debt. In certain cases you could even settle them less than the amount you owe.
Private Student Loan
CuraDebt does not cater to the federal government’s student loan. However, they can assist private students in negotiating any loans they owe.
Personal Loan
Personal and payday loans are also eligible for the debt settlement program. You can also avail the program if you have other unsecure credit lines you obtained from an alternative financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards or private label credit cards CuraDebt can assist you in paying it off.
What is the cost?
The greatest thing about CuraDebt is how they’ve priced their service. They do not charge an upfront cost. Only pay when you have paid off all of your outstanding debts.
Additionally, they don’t have high-cost fees as well. On average, you’ll be required to pay between 20 and 20 percent of the debt that you settled with them.
On average, this type of industry can charge anywhere from 15% to 25%.
Moreover, clients can expect to settle their debt from two to four years. But, it also differs depending on the amount that you can save up per month.
Also, they claim that you can save as much as 30% when you factor in their costs into your calculations.
But this claim will also vary, depending on the situation. Some clients even mentioned saving between 50% and 80%.
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The benefits of using CuraDebt
Now that you have an idea of what CuraDebt can provide, Let’s take a look at the benefits from using CuraDebt.
First, CuraDebt only charges you when you’ve paid off your debt. Furthermore they only charge an amount of 20%, while most companies charge you 25%.
Then, if you’re done with the debt settlement program you can join their credit repair program.
It’s a great option to rebuild your credit score without having to go into debt again. However, the program runs differently for each person dependent on the circumstances of your case.
Finally, CureDebt looks into your financial obligations to assist with settlements and negotiations. This means your debt won’t increase as time passes. They’ll also look into any violations by creditors using their experts in-house.
Some disadvantages to using CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Debt settlement and debt relief often require you to cease making payments with . Therefore, if you’re trying increase your standing on credit scores, you could set you back while you’re finishing your obligations.
CureDebt also doesn’t offer a mobile application. While they have a website that clients can access however, it appears outdated and basic. It’s not particularly intuitive, and it can be difficult to navigate.
In addition, they’re not recognized by an accreditation from the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a great program that allows you to settle your debt without spending more for these types of services. Moreover the 20% service fee is cheaper than most businesses that charge the 25% cost. There aren’t any upfront fees and you’ll only be required to pay once the debt is paid off.
Although they’ll give you an account to see your progress, their website is not simple to navigate. CuraDebt isn’t even an app yet, which could make it easier for you to look at your progress.
They do have a competent support staff that you can contact them, not only via emails but also via phone or submitting an e-ticket. Okdhs Tax Relief
If problem of debt is an problem right now, we recommend CuraDebt’s service. Just make sure that you’re qualified and that the services they provide are in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Okdhs Tax Relief
What is the time frame to complete the program?
The typical program lasts from 24 to 48 months, depending on the amount of your debt and the stipulated settlement.
Can CuraDebt help with state tax problems?
Sure, CuraDebt has a tax relief program that will assist you with issues like delinquent tax and garnishments on wages.
What’s the first thing I have to do once I’m in the program?
You’ll be required to communicate with your team members and make the necessary payments to pay down your debt over time.
