Have your debts increased lately? Are you burnt out from trying other financial advice and tips but haven’t solved your problems?
Maybe you’re here because already tried every thing.
In the majority of cases, your best option is to speak with professionals that can help you resolve the issue.
CuraDebt is among the most asked companies. A lot of customers have asked if they can assist you or help you get into more debt.
According to their customers, they can help you control 80percent of your debt so that you can finally take a couple of w
orries off your plate.
But for some people, these claims are just too good to be true.
You might be looking for any solution that could aid you in settling your debt. If that’s the case, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth look at how CuraDebt operates and what issues it could help solve.
In addition, prior to our conclusion, we’ll also look into the advantages and disadvantages of this method.
Before beginning the review, check out this video instead if you prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Ohio Property Tax Relief School Funding
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has been a part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have limited their access to their services.
What can CuraDebt do?
Assistance in settling your debt is one of CuraDebt’s best known feature. They also provide other services that can aid you in becoming more financially stable.
It all starts by requesting a no-cost online savings estimate. The service is completely confidential and they will not conduct a credit inquiry. By using this estimate of savings, you will learn more about your other options in your journey towards debt-free.
The savings estimate, as we’ve mentioned previously, offers you an insight into your choices regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to help you with credit arbitration if you decide to join. Certain financial advisors can assist you on your path to debt-free living.
Following your debt settlement program, CuraDebt is the company to take care of all the calls from your creditors. They will also be the ones that will negotiate what you will pay for your payment in accordance with the state of your financial situation. Based on what works most effectively to you, this can be a lump-sum settlement or an installment plan.
Furthermore they will work with creditors to ensure that you enjoy better rates when you deposit money to your savings account. This, in turn, will process to pay off creditors. Their plans can help you settle the debt within 48 months.
Once you’ve signed up with them, they will allow you access to your account information 24 hours a day. All you have to do is login to CuraDebts’ client portal so that you can monitor your performance.
Before you are able to avail their program, you’ll need to pass their requirements first. In order to be considered eligible for the program, you’ll need to be:
- Minimum 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What can they assist you with?
Here are some of the ways CuraDebt can aid you.
As their name suggests, CuraDebt can assist you in dealing with your debt. They are able to negotiate settlements on behalf of you for the majority of types of debt. This includes medical bills, personal loans, credit cards and also lines of credit. You can also approach them to settle any outstanding balance of business debt collection, repossessions, or collections.
They can even help negotiate on tax owed and IRS debt. But, you won’t receive support for most of your lawsuits, loans from the government as well as collateral and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will assist you in navigating laws such as that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying creditor violations to ensure that you receive cash settlements, if they are possible. Some violations can also cause your debt to be removed as well.
CuraDebt lets you repay debt for less than the amount you have. Additionally, you can ask questions during their free consult with their debt counsellor.
The greatest benefit of their program is that you will only pay the fees when your debt is paid off. All you need to sign up for any of the plans, and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. Once they collect all of your financial records and tax documents, they’ll also collect all the necessary paperwork for tax returns.
By using this program, you should be able to resolve the various types of tax problems like wage garnishments as well as tax penalties for personal and taxation for business, back taxes, trust fund penalties, and tax liens.
There aren’t any hidden costs also. They only offer flat-fee prices that is based on the amount you have to pay.
There are a variety of options for paying off the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kinds of debts are they able to help with?
Although they specialize in debt settlement, it is not their specialization however, they do not provide all kinds of settlement. CuraDebt is only focused on loans that are not secured. They won’t be able to help you if the credit or loan is tied to a physical item.
If you do have the following kinds of debt, they’ll negotiate settlements on your behalf.
With CuraDebt the service, you’ll be able to pay tax debts that were due to be paid without difficulty. Additionally, this service is offered across all 50 states, if you owe money to the IRS. There are tax experts from the federal government to assist you with these types of issues.
CuraDebt can also help resolve the medical bills. In certain cases you could even settle them less than the amount you owe.
Private Student Loan
CuraDebt does not cater to Federal student loan. Still, they can help private students negotiate any student loans that they are owed.
Personal loans and payday loans are also eligible as debt-settling programs. You can also avail if you have other unsecured credit lines you obtained from a different financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards as well as private label credit card CuraDebt can assist you in paying it off.
How much will it cost?
The greatest thing about CuraDebt’s pricing is how the company has priced its services. They don’t charge an upfront fee. Only pay when you settle each of your outstanding debts.
Also, they don’t charge high charges either. On average, you’ll have to pay between 20 and 20 percent of the debt you settled through them.
On average, this type of business can cost anywhere between 15 and 25 percent.
In addition, customers can expect to settle their debts within between 2 and 4 years. But, it also differs depending on the amount that you can save up per month.
Additionally, they claim you can save up to 30% if you include their charges into your calculation.
However, the claim may vary, depending on the situation. Some customers even claimed to save 50 to 80%.
Advantages to using CuraDebt
Now that you have an understanding of what CuraDebt can offer you Let’s take a look at the benefits that come with using CuraDebt.
The first is that CuraDebt will only charge you when you’ve paid off your debt. In addition they only charge 20% of the cost, whereas the majority of companies charge 25%.
Next, if you’re done by the program for debt relief, you could enroll in their credit restoration program.
It’s an excellent option to rebuild your credit score without having to go in debt again. However, the program lasts in a different way for each individual according to your personal situation.
Finally, CureDebt looks into your debt so that they can assist in settlements and negotiations. So, the amount you owe won’t rise as time passes. They’ll also investigate any violations by creditors with the help of their in-house experts.
The drawbacks of the use of CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Debt relief and debt settlements usually require that you stop paying with the credit card you use. If you’re trying to increase your rating on your credit, this might delay you from getting rid of your credit card debt.
CureDebt also doesn’t have a mobile app. While they have a client website but it’s aged and simple. It’s not very user-friendly, and can be challenging to navigate.
Furthermore, they are not recognized by their Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a great program that will allow you to resolve your debt without having to spend more on those types of services. Moreover the 20% service charge is lower than many companies that offer an additional 25% charge. There aren’t any upfront fees, and you will only have to pay the fee when the debt is settled.
Although they’ll give you an account that allows you to track your progress, their website is not simple to navigate. CuraDebt also doesn’t have an app, which would make it easier to monitor your performance.
They do have a competent support staff, and you can reach them, not only via emails but also via phone or submitting an e-ticket. Ohio Property Tax Relief School Funding
If the debt is a big issue right now, we recommend CuraDebt’s service. Make sure you’re qualified and that the services that they provide are offered in your area.
FAQ Ohio Property Tax Relief School Funding
How long does it take to complete the program?
The typical program lasts from 24 to 48 months, dependent on the size of your debt as well as the agreement on the settlement.
Can CuraDebt aid in the fight against state tax issues?
Yes, CuraDebt has a tax relief program to assist you with issues such as late payroll taxes and garnishments of wages.
What should I do after joining the program?
You’ll have to keep in constant contact with your team members and make the necessary payments to pay down your debt over time.