Are you experiencing debt that has been increasing lately? Are you tired of trying various financial advice and tips but haven’t solved your problems?
Maybe you’re here because tried every thing.
In the majority of cases, your best way is to approach experts who can assist to resolve this issue.
CuraDebt is among the most asked companies. A lot of people have been inquiring whether they can assist you or put you in more debt.
According to their customers, they can help you control the majority of your debt so that you are able to take few things off of your mind.
However, for certain people they believe these claims are too good to be true.
Suppose you’re on the lookout for any solution that could help you resolve your debt. In this case, CuraDebt will mostly be highly recommended by those. We’ll take a deeper study of how CuraDebt is used and the problems it could help solve.
Moreover, before we end we’ll look at the advantages and disadvantages of this method.
Before you begin the review, you can go to this video in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Obamacare Repeal Equals Tax Relief
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has been a part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, some states have restricted their services.
What CuraDebt do?
Helping you pay off your debt is CuraDebt’s most popular feature. They also provide other services that will help you be more financially stable.
It all starts by requesting a no-cost savings estimate online. The service is completely confidential and they will not be conducting a credit screening. By using this estimate of savings you’ll be able to discover more about other options in your journey towards debt-free.
Savings estimates, as mentioned earlier, provides you with an idea of your choices regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to assist you in navigating credit arbitration in the event that you decide to sign up. Financial advisors may be able to assist you on your path to debt-free living.
Following the debt settlement program is completed, CuraDebt will be the agency to take care of all your creditors’ calls. They will be the ones who negotiate what you will pay for your repayment based on the status of your finances. Based on what works most effectively to you, this can either be a lump sum settlement or a payment plan.
Additionally, they will work with creditors to ensure that you have better rates as you make deposits to your savings account. This in turn, will be processed to pay back creditors. The plans they offer can help you settle the debt within 48 months.
After you’ve signed up with them, they will provide you with access to your account information 24 hours a day. All you need to do is sign in to CuraDebts’ client portal so that you can monitor your performance.
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CuraDebt’s Requirements
Before you can benefit from their program, you’ll need to meet their eligibility requirements first. For eligibility, you’ll need to be:
- At least 21 years old
- Verifiable income
- Minimum debt must be $5,000
What can they assist you with?
Here are the various ways CuraDebt can aid you.
Debt Relief
As their name suggests, CuraDebt will assist you in dealing with your debt. They can negotiate settlements on your behalf for the majority of types of debt. This includes personal loans, medical bills, credit cards as well as loans. You can also approach them to pay off any remaining balance on business debt collection, repossessions, or collections.
They may also assist in negotiating with back taxes and IRS debt. However, you won’t get assistance for the majority cases, loans from the government as well as collateral and utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation to ensure that you receive cash settlements, if they are possible. Some violations can also lead to having your debts also dismissed.
CuraDebt lets you repay debt for less than the amount you have. You can also have questions answered during a free consultation with their debt counsellor.
The best part about their program is that you’ll only have to pay for the charges when your debt is paid off. All you have to sign up to one of their plans, and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt will also handle taxes. After they have gathered all your financial records They will also gather all the paperwork you’ll need for tax returns.
Through this program, you should be able to deal with the various types of tax problems such as garnishments on wages and tax penalties, personal and corporate taxes and back taxes as well as trust fund penalties and tax liens.
There aren’t hidden fees either. They use only flat-fee pricing and is dependent on the amount that you’ll have to pay.
There are a variety of options when it comes to the settlement of the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kinds of debts are they able to help with?
Although debt settlement is their specialty, they don’t provide all kinds of settlement. CuraDebt is only focused on debt that is not secured. They won’t be able to help you if the debt or loan is tied to a physical item.
If you do have the following types of debt, they’ll make arrangements for settlements.
Tax Debt
With CuraDebt, you should be able pay off taxes that are due without difficulty. Furthermore, this service is offered to all 50 states if you have a debt in arrears to IRS. There are federal tax experts that can help you resolve the issues.
Medical Debt
CuraDebt can also assist in settling your medical debt. In certain cases, you may even pay the debt for less than you have to pay.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. They can however assist private students negotiate the student loans they owe.
Personal Loan
Payday loans and personal loans also qualify as debt-settling programs. You can also avail if you have other unsecured credit lines you obtained from a different bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards or private label credit cards, CuraDebt will assist you in paying it off.
What is the cost?
The greatest thing about CuraDebt is the way they’ve priced their services. They don’t charge upfront fees. You’ll only pay once you settle each of your outstanding debts.
Also, they do not charge high fees as well. On average, you’ll have to pay as much as 20% of the debt you settled with them.
On average, this type of industry can charge anywhere from 15% to 25 percent.
Moreover, clients can expect to settle their debt from 2 to 4 years. However, this also varies in relation to the amount you save per month.
Also, they claim that you can save as much as 30% by incorporating their costs into your calculations.
But this claim will also differ based on your situation. Some customers even claimed to save between 50% and 80%.
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Benefits of using CuraDebt
Now that you have a clearer picture of what CuraDebt can offer you let’s explore the benefits of using CuraDebt.
In the beginning, CuraDebt will only charge you once you’ve paid off your debt. In addition, they only charge 20% of the cost, whereas most companies charge you 25%.
If you’re finished by the program for debt relief, you could enroll in their credit repair program.
It’s an excellent option to rebuild the credit rating without going into debt again. The program is however designed in a different way for each individual, depending on your situation.
Lastly, CureDebt looks into your credit to help with settlements and negotiations. This means the amount you owe won’t rise as time passes. They’ll also look into any violations by creditors with the help of their experts in-house.
The drawbacks of using CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Debt settlement and debt relief often require you to stop making payments using the credit card you use. So if you’re trying to build a better credit score, it could set you back while you’re getting rid of your obligations.
CureDebt also doesn’t have a mobile app available. Although they have a website for clients but it’s old and mundane. It’s not particularly intuitive, and it can be challenging to navigate.
Furthermore, they are not credited with the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a great program that allows you to pay off your debts without spending more on those types of services. Moreover, their 20% service cost is cheaper than most firms that charge an additional 25% charge. There is no upfront payment and you’ll only have to pay the fee when your debt is finally settled.
Although they’ll give you an account that allows you to track your progress, their website is not simple to navigate. CuraDebt isn’t even an app, which could make it easier for you to look at your performance.
But, they do have a good support team that you can contact them not only through emails but by phone or by submitting an e-ticket. Obamacare Repeal Equals Tax Relief
If credit card is a major problem, then we strongly recommend CuraDebt’s debt management program. Just make sure that you’re qualified and that the services they provide are in your state.
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FAQ Obamacare Repeal Equals Tax Relief
How long will it take to complete the course?
The program typically takes between 24 and 48 months depending on the amount of your debt as well as your stipulated settlement.
Can CuraDebt help in the fight against state tax issues?
Sure, CuraDebt offers a program for tax relief to aid you in dealing with problems such as delinquent payroll tax and garnishments of wages.
What’s the first thing I have to do after joining the program?
You’ll need to constantly communicate with your team members and make the necessary payments to pay down your debt over time.
