Are you experiencing debt that has been piling up lately? Are you tired of trying other financial advice and strategies but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve been through everything.
In the majority of cases, the most effective approach is to talk to professionals that can help you settle this issue.
CuraDebt is among the companies that get the most inquiries. A lot of people are asking if they are able to help or put you in more debt.
According to their customers, they can help you manage 80% of your debts so that you can finally take a couple of things off your shoulders.
For some, these claims are just too good to be true.
Suppose you’re on the lookout for something that will assist you in paying off your debt. In that scenario, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth study of the way CuraDebt is used and the problems it can solve for you.
In addition, prior to our conclusion we’ll look at its advantages and drawbacks.
Before beginning the review, watch this video instead in case you would prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of the article for a more comprehensive review.
About the Company Oakmont Tax Relief Reviews
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has since become an active part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have limited their access to their services.
What CuraDebt do?
Helping you pay off your debt is CuraDebt’s most known feature. But they offer additional services to assist you in becoming financially stable.
First of all, it begins with requesting a free savings estimate on the internet. It is a completely private service and won’t conduct a credit inquiry. By using this estimate of savings you’ll be able to learn more about your options to debt-free.
Savings estimates, which was mentioned previously, offers you an insight into your options regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to assist you with credit arbitration in the event that you decide to sign up. Financial advisors may be able to assist you in your debt-free journey.
After your debt settlement program, CuraDebt will be the agency to take care of all the calls from your creditors. They will be the ones who negotiate conditions of the payment in accordance with the state of your financial situation. In determining which option is the most effectively for you, it could either be a lump sum settlement or the option of a payment plan.
Moreover they will be working with lenders to help you enjoy better rates when you deposit money to your savings account, which in turn, will be processed to pay off creditors. Their plans can help you settle the debt within 48 months.
Once you’ve signed up with them, they’ll allow you access to your data 24/7. All you need to do is login to CuraDebts’ client portal so that you can monitor your progress.
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CuraDebt’s Requirements
Before you can benefit from their program, you’ll need to satisfy their criteria first. For eligibility, you’ll have to meet the following requirements:
- At least 21 years old
- Verifiable income
- Minimum debt must be $5,000
What can they assist you with?
Here are the different ways CuraDebt can aid you.
Debt Relief
The name of the company suggests that CuraDebt can assist you in dealing with debt. They can negotiate settlements on your behalf to settle most types of debt. These include personal loans, medical bills credit cards, and loans. They are also able to help settle any remaining amount on business debts collection, repossessions, or collections.
They may even assist you in negotiating with back taxes and IRS debt. However, you will not receive assistance with the majority of your lawsuits, loans from the government or collateral, as well as utility bills. The same goes for student loans.
On the other hand, they can help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation to ensure that you receive cash settlements, if they are possible. Some violations can also lead to having your debts dismissed as well.
CuraDebt lets you pay off debts with less than the amount you own. You can also have questions answered during a free consult with their debt advisor.
The best part about the program is that you only have to pay for the charges once your debt is settled. All you need to sign up for any of the plans, and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. Once they’ve gathered all your financial documentation and tax documents, they’ll also collect all the documents you’ll require for tax returns.
With this program, you’ll be able to solve different types of taxes such as garnishments on wages, tax penalties, personal and taxation for business and back taxes and trust fund penalties and tax liens.
There aren’t any hidden charges neither are there hidden fees. They use only flat-fee pricing that is based on the amount you have to pay.
They offer different options when it comes to the settlement of your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What types of debt can they help you with?
While debt settlement is their specialty but they aren’t able to cater to all types in debt resolution. CuraDebt only focuses on loans that are not secured. They can’t help you if the credit or loan is tied to an item that is physical.
If, however, you are in the following kinds of debt, they’ll arrange settlements for you.
Tax Debt
With CuraDebt the service, you’ll be able pay off tax debts that were due to be paid without difficulty. Additionally, this service is accessible across all 50 states, if you have a debt towards the IRS. There are tax experts from the federal government to assist you with these types of issues.
Medical Debt
CuraDebt can also assist in settling any medical-related debt. In some cases, you may even pay them less than the amount you owe.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. However, they can assist private students with negotiating any loans they are owed.
Personal Loan
Personal and payday loans are also eligible for the debt settlement program. You can also avail of the program if you also have other unsecured credit lines that you got from another financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, as well as private label credit card, CuraDebt will help you pay it off.
What is the cost?
The best part about CuraDebt is how they’ve priced their services. They don’t charge an upfront fee. The only time you pay is when you settle each of your outstanding debts.
Also, they don’t charge high charges either. In the average, you’ll need to pay between 20 and 20 percent of the debt that you settled through them.
On average, this type of industry can charge anywhere between 15 and 25 percentage.
Additionally, customers can anticipate to settle their debt from 2 to 4 years. But, it also differs depending on the amount that you save per month.
They also claim you can save up to 30% if you include their costs into your calculations.
But this claim will also vary, depending on the situation. Some customers even claimed to save 50% to up to 80%.
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The benefits of using CuraDebt
Now that you have a clearer picture of the benefits CuraDebt can offer you Let’s take a look at the benefits that come with using CuraDebt.
In the beginning, CuraDebt only charges you when you’ve paid off your debt. In addition they charge only 20% of the cost, whereas the majority of companies charge 25 percent.
If you’re finished by the program for debt relief you may also sign up for their credit repair program.
It’s an excellent option to rebuild your credit without going into debt again. However, the program lasts different for every person according to your personal situation.
Lastly, CureDebt looks into your debt so that they can assist with settlements and negotiations. It means that the amount you owe won’t rise as time passes. They’ll also look into any creditor violations with the assistance of their experts in-house.
The drawbacks of the use of CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Debt settlement and debt relief usually require that you stop paying with . If you’re trying to build a better rating on your credit, this might delay you from finishing your obligations.
CureDebt also doesn’t offer a mobile application. While they do have a website that clients can access however, it appears aged and simple. It’s not very intuitive and could be challenging to navigate.
Furthermore, they are not credited with their Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a good program that will allow you to settle your debt without spending more for these types of services. In addition their 20% service fee is less expensive than the majority of companies that offer a 25% fee. There aren’t any upfront fees, and you will only be required to pay once the debt is settled.
While they’ll provide you with an account that allows you to track your progress however, their website isn’t user-friendly. CuraDebt also doesn’t have an app yet, which could make it easier for you to look at your progress.
However, they have a good support team, and you can reach them not only through emails but also by phone or making an e-ticket. Oakmont Tax Relief Reviews
If the credit card is a major problem right now, we recommend CuraDebt’s service. Just make sure that you’re eligible and that the services they offer are available in your state.
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FAQ Oakmont Tax Relief Reviews
How long will it take to complete the program?
The typical program lasts from between 24 and 48 months depending on the amount of your debt as well as the agreed settlement.
Can CuraDebt help with state tax problems?
It is true that CuraDebt provides tax relief programs to assist you with issues such as late payroll tax and garnishments on wages.
What’s the first thing I have to do after joining the program?
You’ll need to constantly communicate with your team members and make the necessary payments to pay down your debt over time.