Are you experiencing debt that has increased lately? Are you exhausted from trying different financial advice and tips but you’re still struggling with unsolved problems?
Maybe you’re here because already tried everything.
In the majority of cases, the most effective approach is to talk to experts who can help to resolve this issue.
CuraDebt is one of the companies that get the most inquiries. A lot of customers have asked if they can assist you or put you into more debt.
According to their clients they can help you manage the majority of your debt so that you can take few things off of your shoulders.
For some, these claims are just too good to be true.
Suppose you’re on the lookout for anything that can help you resolve your debt. If that’s the scenario, CuraDebt will mostly be suggested by people. We’ll take a deeper review of the way CuraDebt works and what problems it can solve for you.
Moreover, before we end our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before starting the review, you can watch this video instead for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of the article for a more comprehensive review.
About the Company O Que Quer Dizer Tax Relief
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000, and is an active part of the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have limited their access to their services.
What can CuraDebt do?
Helping you pay off your debt is CuraDebt’s most well-known feature. But they offer additional services to aid you in becoming more financially secure.
It all begins with requesting a free savings estimate online. This service is very confidential and they will not be conducting a credit screening. With this savings estimate you’ll be able to learn more about your alternatives to be debt-free.
This estimate of savings, as mentioned before, gives you the opportunity to consider your options, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to assist you in navigating the process of credit arbitration should you choose to enroll. Certain financial advisors can assist you in your debt-free journey.
After your debt settlement plan, CuraDebt is the one to handle all of the calls from your creditors. They’ll be the ones who will determine what you will pay for your payment depending on the condition of your finances. Based on what works best your situation, the payment could be either a lump sum settlement or a payment plan.
Moreover, they will be working with the creditors to ensure that you get better rates when you make deposits to your savings account. This is then processed to pay the creditors. Their plans can help you get rid of debt in just 48 months.
After you’ve registered with them, they’ll allow you access to your information 24/7. All you have to do is login to CuraDebts Client Portal to monitor your performance.
Before you can benefit from the program, you’ll have to meet their eligibility requirements first. For eligibility, you’ll need to meet the following requirements:
- Minimum 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What can they help you with?
Here are some of the ways CuraDebt can aid you.
As their name suggests, CuraDebt can help you deal your debt. They can negotiate settlements on your behalf for most types of debt. They can help with personal loans, medical bills credit cards as well as lines of credit. They can also be approached to help settle any remaining balance of business debt, collections, or repossessions.
They may also assist in negotiating for back taxes and IRS debt. However, you won’t get assistance for the majority cases, government loans, collateral, and utility bills. They also don’t cover most student loans.
On the contrary, they’ll assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations to ensure that you receive cash settlements, if possible. Certain violations may result in having your debts dismissed as well.
CuraDebt can also help you pay off debts with less than the sum you have. They also allow you to ask questions during their free consultation with their debt counsellor.
The most appealing aspect of their plan is that you’ll only pay the fees when your debt is paid off. All you have to sign up for any of the plans, and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. After they have gathered all your financial records They will also gather all the necessary paperwork for tax returns.
By using this program, you will be able to deal with different types of taxes like wage garnishments, tax penalties, personal and taxation for business, back taxes, trust fund penalties, and tax lien.
There aren’t any hidden charges neither are there hidden fees. They use only flat-fee pricing and is dependent on the amount that you’ll have to pay.
There are a variety of options in paying off the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt can they assist you with?
Although debt settlement is their forte, they don’t provide all kinds of settlement. CuraDebt concentrates on unsecured debt. They can’t assist you if your credit or loan is tied to an actual item.
If, however, you are in one of the following kinds of debt, they will make arrangements for settlements.
With CuraDebt it is expected that you will be able pay off taxes that are due without any problems. Moreover, this type of service is offered across all 50 states, if you have a debt to the IRS. They have federal tax experts that can help you resolve these types of issues.
CuraDebt can also assist in settling your medical debt. In some cases you could even settle them less than the amount you are owed.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. Still, they can help private students in negotiating the student loans they have to pay.
Payday loans and personal loans also qualify to be eligible for debt relief programs. It is also possible to avail the program the program if you have other unsecure credit lines that you got from an alternative bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards as well as private label credit card CuraDebt can assist you in paying it off.
What will it cost you?
The greatest thing about CuraDebt is how the company has priced its services. They do not charge an upfront cost. You’ll only pay once you settle each of your outstanding debts.
Additionally, they don’t have high-cost charges either. In the average, you’ll need to pay as much as 20 percent of the debt that you settled through them.
In general, this type of industry can charge anywhere between 15% and 25 percentage.
Additionally, customers can anticipate to pay off their debts in two to four years. However, this also varies according to the amount you can save up per month.
Additionally, they claim that you can save up to 30% if you include their fees in your equation.
But this claim will also depend on your specific situation. Some customers have even talked about saving 50 to 80percent.
The benefits of using CuraDebt
Once you’ve got an understanding of what CuraDebt offers, let’s explore the benefits from using CuraDebt.
In the beginning, CuraDebt is only charged once you’ve paid off your debt. Furthermore, they only charge a 20% fee while the majority of companies charge 25%.
If you’re finished in the process of debt resolution, you could also sign up for their credit repair program.
It’s a fantastic way to restore your credit without having to go back into debt. However, the program runs in a different way for each individual dependent on the circumstances of your case.
Finally, CureDebt looks into your credit to help with settlements and negotiations. So, the amount you owe won’t rise as time passes. They’ll also be looking into any violations of creditor using their experts in-house.
Some disadvantages to using CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Debt settlement and debt relief typically require you to stop making payments using . So if you’re trying to improve your credit score, it could cause you to delay getting rid of your credit card debt.
CureDebt doesn’t even have a mobile app available. Although they have a website that clients can access however, it appears outdated and basic. It’s not very intuitive, and it can be difficult to navigate.
In addition, they’re not accredited with the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a great program that lets you resolve your debt without having to spend more for these types of services. Additionally, their 20% service fee is less expensive than the majority of firms that charge a 25% fee. There are no upfront payments and you’ll only have to pay when your debt is finally settled.
While they’ll provide you with an account so that you can track your progress, their website is not simple to navigate. CuraDebt also doesn’t have an app that would make it easier to look at your progress.
However, they have a competent support staff and can be reached them, not only via emails but by phone or by sending an e-ticket. O Que Quer Dizer Tax Relief
If your problem of debt is an issue right now, we recommend CuraDebt’s service. Be sure to be eligible and that the programs that they provide are offered in your state.
FAQ O Que Quer Dizer Tax Relief
How long does it take to complete the program?
The program typically takes 24 to 48 months, dependent on the size of your debt as well as your agreed settlement.
Can CuraDebt assist with tax problems in the state?
Sure, CuraDebt offers a program for tax relief that can aid you in dealing with problems such as delinquent payroll taxes and garnishments on wages.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll be required to communicate with the team and pay the required payments to lower your debt over time.