Are you experiencing debt that has been piling up lately? Are you burnt out from trying other financial tips and advice but still have unsolved issues?
Maybe you’re here because tried everything.
In the majority of cases, the best option is to speak with experts who can assist you resolve the issue.
CuraDebt is among the companies that get the most inquiries. Many people have been inquiring whether they can assist you or put you into more debt.
According to their customers, they can assist you in managing 80% of your debts so that you are able to take couple of things off your plate.
But for some people the claims seem too good to be true.
Suppose you’re on the lookout for something that will aid you in settling your debt. In that situation, CuraDebt will mostly be suggested by people. We’ll be taking a deep review of how CuraDebt works and what problems it can help you solve.
Moreover, before we end, we’ll also look into its benefits and drawbacks.
Before you begin the review, you can watch this video instead in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Nys Tax Relief Phone Number
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000, and is an active participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have limited their access to their services.
What CuraDebt do?
Helping you settle your debt is CuraDebt’s most popular feature. They also provide additional services to assist you in becoming financially stable.
It all starts by requesting a no-cost online savings estimate. The service is completely confidential, and they won’t be conducting a credit screening. By using this estimate of savings, you will be able to learn more about the options to debt-free.
The savings estimate, as we’ve mentioned earlier, provides you with the opportunity to consider your choices regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to assist you with the process of credit arbitration should you choose to sign up. Certain financial advisors can assist you with your debt-free journey.
After your debt settlement plan, CuraDebt can be the one to take care of all your creditor’s calls. They will be the ones who will determine conditions of the payment in accordance with the state of your finances. In determining which option is the best to you, this could be a lump-sum settlement or an installment plan.
Moreover, they will be working with the creditors so that you can get better rates when you transfer money into your savings account, which in turn, will be processed to pay back creditors. Their plans can help you get rid of debt in just the period of 48 months.
Once you’ve signed up with them, they’ll allow you access to your data 24/7. All you need to do is sign in to CuraDebts’ client portal so that you can monitor your performance.
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CuraDebt’s Requirements
Before you can avail of the program, you’ll have to meet their eligibility requirements first. To be eligible, you’ll need to meet the following criteria:
- At least 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What can they assist you?
Here are the various ways CuraDebt can assist you.
Debt Relief
The name of the company suggests that CuraDebt can help you deal your debt. They can negotiate settlements on your behalf for the majority of types of debt. This includes medical bills, personal loans credit cards and line of credit. They can also be approached to help settle any remaining balance on business debt collection, repossessions, or collections.
They may even assist you in negotiating with back taxes as well as IRS debt. But, you won’t receive assistance for the majority of your lawsuits, government loans or collateral, as well as utility bills. They also don’t cover most student loans.
On the other hand, they will help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying creditor violations in order to get cash settlements, if they are possible. Certain violations may lead to having your debts removed as well.
CuraDebt also allows you to settle debt with less than the amount you have. You can also ask questions during their free consultation with their debt counselor.
The most appealing aspect of their program is that you’ll only be charged once your debt is settled. All you need to sign up for any of the plans and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. Once they’ve gathered all your financial records, they will also collect all the paperwork you’ll need to file tax returns.
By using this program, you will be able to resolve different types of taxes such as garnishments on wages as well as tax penalties for personal and corporate taxes, back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden charges neither are there hidden fees. They only offer flat-fee prices, which depends on the amount you need to settle.
They offer different options when it comes to paying off the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kinds of debts can they assist you with?
Although debt settlement is their specialization but they aren’t able to provide all kinds of settlement. CuraDebt only focuses on loans that are not secured. They won’t be able to help you if the loan or debt is linked to an actual item.
However, if you have the following kinds of debt, they will negotiate settlements on your behalf.
Tax Debt
With CuraDebt, you should be able to pay taxes that are due without difficulty. Moreover, this type of service is accessible to all 50 states if you owe money in arrears to IRS. There are tax experts from the federal government who can assist you in resolving these kinds of problems.
Medical Debt
CuraDebt can also help resolve the medical bills. In certain cases you might even be able to pay them less than the amount you are owed.
Private Student Loan
CuraDebt does not cater to federal student loans. However, they can assist private students in negotiating any loans they are owed.
Personal Loan
Payday loans and personal loans also qualify to be eligible for debt relief programs. It is also possible to avail the program if you have other unsecured credit lines that you have obtained from another financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards or private label credit cards, CuraDebt can help you pay it off.
What is the cost?
The best part about CuraDebt is how the company has priced its services. They don’t charge an upfront fee. The only time you pay is when you settle each of your outstanding debts.
Also, they do not charge high charges either. On average, you’ll have to pay between 20 and 20 percent of the debt you settled through them.
In general, this type of industry charges between 15% and 25 percentage.
In addition, customers can expect to settle their debts within between 2 and 4 years. But, it also differs depending on the amount that you are able to save each month.
Also, they claim you can save up to 30% when you factor in their costs into your calculations.
But this claim will also differ based on your situation. Some customers even claimed to save between 50% and up to 80%.
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Benefits of using CuraDebt
Now that you have an understanding of the benefits CuraDebt offers, let’s look into the advantages from using CuraDebt.
First, CuraDebt only charges you when you’ve paid off your debt. Additionally they charge only a 20% fee while the majority of companies charge 25%.
Then, if you’re done by the program for debt relief you can join their credit repair program.
It’s an excellent option to rebuild the credit rating without going into debt again. However, the program runs in a different way for each individual dependent on the circumstances of your case.
Lastly, CureDebt looks into your credit to assist in settlements and negotiations. It means that the amount you owe won’t rise as time passes. They’ll also look into any violations by creditors with the help of their experts in-house.
Drawbacks of using CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Debt relief and debt settlements often require you to stop paying with your credit card. If you’re trying to build a better rating on your credit, this could delay you from working on your credit card debt.
CureDebt also doesn’t have a mobile app available. While they have a website for clients, it looks old and mundane. It’s not particularly user-friendly, and can be difficult to navigate.
Furthermore, they are not recognized by an accreditation from the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a useful program that will allow you to resolve your debt without having to spend more for these types of services. Moreover the 20% service charge is lower than many businesses that charge an additional 25% charge. There are no upfront payments, and you will only have to pay when your debt is finally settled.
Although they’ll allow you to access an account to see your progress, their website is not easy to navigate. CuraDebt isn’t even an app that would make it easier to monitor your progression.
However, they have a competent support staff, and you can reach them, not only via emails but by phone or by making an electronic ticket. Nys Tax Relief Phone Number
If your problem of debt is an problem right now, we recommend CuraDebt’s service. Just make sure that you’re eligible and that the programs they offer are available in your area.
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FAQ Nys Tax Relief Phone Number
How long does it take to complete the course?
The typical program lasts from between 24 and 48 months dependent on the size of your debt and the agreement on the settlement.
Can CuraDebt assist with state tax problems?
Sure, CuraDebt offers a program for tax relief that can help you with problems such as delinquent payroll tax and garnishments on wages.
What should I do when I’m enrolled in the program?
You’ll have to keep in constant contact with the team and make the necessary payments to lower the amount of debt you have over time.
