Are you experiencing debt that has increased lately? Are you burnt out from trying different financial advice and tips but still have unsolved issues?
Maybe you’re here because tried every thing.
In the majority of cases, the best way is to approach professionals that can help you settle this issue.
CuraDebt is among the companies that get the most inquiries. A lot of customers have asked if they are able to help or put you into more debt.
According to their customers, they can help you manage 80% of your debts so that you can take couple of things off your shoulders.
But for some people, these claims are just too good to be true.
You might be looking for any solution that could assist you in paying off your debt. In that case, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth review of the way CuraDebt operates and what issues it could help solve.
In addition, prior to our conclusion our discussion, we’ll take a look at its benefits and drawbacks.
Before you begin the review, go to this video in case you would prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Nys Tax Relief For Minisink Valley Residents
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has since become an active member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is the most popular feature. They also provide other services that can assist you in becoming financially stable.
The process begins by requesting a free savings estimate online. This service is very confidential and they will not be doing a credit check. With this savings estimate you’ll be able to learn more about your options to be debt-free.
Savings estimates, which was mentioned earlier, provides you with an insight into your options regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to assist you with the process of credit arbitration should you choose to sign up. Some financial advisors can help you in your debt-free journey.
Following your debt settlement program, CuraDebt can be the one to answer all of your creditor’s calls. They will be the ones who will determine the terms of your repayment depending on the condition of your financial situation. In determining which option is the most effectively for you, it could be either a lump sum settlement or a payment plan.
Furthermore they will also be working with the creditors to ensure that you have better rates as you make deposits to your savings account. This, in turn, will process to pay the creditors. The plans they offer can help you settle the debt within 48 months.
Once you’ve signed up with them, they’ll give you access to your data 24/7. All you need to do is sign in to CuraDebts the client portal so that you can monitor your progress.
Before you are able to avail their program, you’ll need to pass their requirements first. To be eligible, you’ll need to meet the following criteria:
- At least 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What can they help you with?
Here are the different ways CuraDebt can help you.
Like their name implies, CuraDebt can assist you in dealing with your debt. They are able to negotiate settlements on your behalf to settle all kinds of debt. They can help with medical bills, personal loans credit cards, as well as line of credit. They are also able to help settle any remaining amount on business debts and collections or repossessions.
They can even help negotiate for back taxes as well as IRS debt. However, you will not receive support for most of your lawsuits, loans from the government, collateral, and utility bills. The same goes for student loans.
On the other hand, they will assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations in order to get cash settlements, if they are possible. Certain violations could lead to having your debts dismissed as well.
CuraDebt lets you pay off debts with less than the amount you have. They also allow you to inquire about your debt during their no-cost consult with their debt advisor.
The greatest benefit of their program is that you’ll only have to pay for the charges when your debt is paid off. All you need to sign up for some of their programs and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. Once they collect all of your financial records, they will also collect all the necessary paperwork for tax returns.
With this program, you should be able to deal with the various types of tax problems such as garnishments on wages as well as tax penalties for personal and taxation for business and back taxes and trust fund penalties and tax liens.
There aren’t any hidden costs also. They only use flat-fee pricing that is based on the amount you must settle.
They have different solutions in settling your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kinds of debts can they assist you with?
Although debt settlement is their forte, they don’t provide all kinds in debt resolution. CuraDebt is only focused on debt that is not secured. They can’t help you if the debt or loan is tied to an actual item.
If, however, you are in one of the following kinds of debt, they will negotiate settlements on your behalf.
With CuraDebt the service, you’ll be able pay off tax debts that were due to be paid without difficulty. Additionally, this service is offered to all 50 states in the event that you owe money towards the IRS. They have federal tax experts who can assist you in resolving these kinds of problems.
CuraDebt will also help you resolve your medical debt. In some instances you could even settle them for less than what you have to pay.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. They can however assist private students with negotiating any loans they are owed.
Payday loans and personal loans are also eligible for the debt settlement program. You may also be eligible if you have other unsecured credit lines that you got from an alternative bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards or private label credit cards, CuraDebt can assist you in paying it off.
What is the cost?
The best part about CuraDebt is the way the company has priced its services. They don’t charge upfront fees. You’ll only pay once you have paid off all of your debts.
Additionally, they don’t have high-cost charges either. On average, you’ll be required to pay between 20 and 20% of the debt you settled with them.
On average, this type of industry charges from 15% to 25 percentage.
Moreover, clients can expect to pay off their debts in between 2 and 4 years. However, this also varies according to the amount you can save up per month.
Additionally, they claim that you can save up to 30% by incorporating their charges into your calculation.
However, this statement will vary, depending on your specific situation. Some customers even claimed to save 50 to 80percent.
The benefits of using CuraDebt
Now that you have a clearer picture of the benefits CuraDebt can offer you let’s explore the benefits from using CuraDebt.
First, CuraDebt only charges you when you’ve paid off your debt. Furthermore, they only charge a 20% fee while the majority of companies charge 25 percent.
Then, if you’re done with the debt settlement program, you may also sign up for their credit repair program.
It’s a fantastic option to rebuild your credit score without having to go back into debt. The program is however designed different for every person, depending on your situation.
In the end, CureDebt looks into your financial obligations to assist in settlements and negotiations. So, your debt won’t increase over time. They’ll also look into any violations by creditors with the assistance of their experts in-house.
Drawbacks of using CuraDebt
We will also examine some of the disadvantages of CuraDebt.
Settlement of debt and debt relief usually require that you stop paying with your credit card. So if you’re trying to build a better credit score, it may delay you from working on your credit card debt.
CureDebt doesn’t even offer a mobile application. While they do have a website that clients can access, it looks outdated and basic. It’s not very intuitive and could be challenging to navigate.
Moreover, they are still not credited with their Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a useful program that allows you to resolve your debt without having to spend more for these types of services. Moreover the 20% service charge is lower than many firms that charge the 25% cost. There are no upfront payments and you’ll only be required to pay once the debt is settled.
Although they’ll allow you to access an account to see your progress however, their website isn’t simple to navigate. CuraDebt does not have an app, which would make it easier to monitor your progression.
However, they have a great support team, and you can reach them, not only via emails but also by phone or sending an e-ticket. Nys Tax Relief For Minisink Valley Residents
If your problem of debt is an issue right now, we strongly recommend CuraDebt’s debt management program. Be sure to be qualified and that the services that they provide are offered in your state.
FAQ Nys Tax Relief For Minisink Valley Residents
What is the time frame to complete the program?
The program typically takes between 24 and 48 months dependent on the size of your debt and the stipulated settlement.
Can CuraDebt help with tax problems in the state?
It is true that CuraDebt offers a program for tax relief to help you with problems like delinquent taxes and wage garnishments.
What do I need to do when I’m enrolled in the program?
You’ll have to keep in constant contact with your team members and make the necessary payments to reduce the amount of debt you have over time.