Are you experiencing debt that has been piling up lately? Are you tired of trying other financial advice and strategies but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve tried everything.
In the majority of cases, the best way is to approach professionals that can help you settle this issue.
CuraDebt is one of the most asked companies. Many customers have asked if they can help you or put you into more debt.
According to their clients, they can assist you in managing the majority of your debt , so you are able to take couple of things off your mind.
But for some people, these claims are just too good to be true.
Suppose you’re on the lookout for any solution that could aid you in settling your debt. If that’s the case, CuraDebt will mostly be suggested by people. We’ll be taking a deep review of how CuraDebt operates and what issues it can help you solve.
Moreover, before we end we’ll look at its advantages and drawbacks.
Before you begin the review, you can go to this video for a more relaxing way watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Nys Tax Relief Checks For Schools Under Budget
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has since become a participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have limited their access to their services.
What CuraDebt do?
Helping you settle your debt is CuraDebt’s most well-known feature. They also provide additional services to assist you in becoming financially secure.
The process begins by requesting a free savings estimate online. This service is very confidential and won’t be doing a credit check. With this estimate of savings you’ll discover more about alternatives towards debt-free.
This estimate of savings, as mentioned earlier, provides you with the opportunity to consider your choices regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to assist you in navigating credit arbitration in the event that you decide to enroll. Financial advisors may be able to assist you on your path to debt-free living.
Following the debt settlement program, CuraDebt will be the agency to take care of all the calls from your creditors. They will also be the ones who will negotiate what you will pay for your repayment in accordance with the state of your finances. Based on what works most effectively for you, it can be either a lump sum settlement or a payment plan.
Additionally, they will be working with the lenders to help you enjoy better rates when you deposit money to your savings account. This, in turn, will process to pay back the creditors. Their plans can help you settle the debt within 48 months.
After you’ve signed up with them, they’ll provide you with access to your information 24/7. All you need to do is login to CuraDebts Client Portal to monitor your performance.
Before you can benefit from the program, you’ll have to meet their eligibility requirements first. For eligibility, you’ll need to meet the following requirements:
- Minimum 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What can they assist you with?
Here are the different ways CuraDebt can assist you.
Like their name implies, CuraDebt can assist you in dealing your debt. They are able to negotiate settlements on behalf of you for the majority of types of debt. They can help with medical bills, personal loans credit cards as well as loans. They are also able to pay off any remaining balance of business debt collection, repossessions, or collections.
They may also assist in negotiating with back taxes and IRS debt. However, you won’t get assistance with the majority cases, government loans or collateral, as well as utility bills. The same goes for student loans.
On the other hand, they can assist you in navigating laws such as that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations so that you can have cash settlements, if possible. Certain violations could lead to having your debts also dismissed.
CuraDebt also allows you to pay off debts with less than the amount you have. You can also inquire about your debt during their no-cost consultation with their debt counselor.
The most appealing aspect of their program is that you only be charged when your debt is paid off. All you have to sign up to one of their plans and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. Once they’ve gathered all your financial documentation They will also gather all the necessary paperwork for tax returns.
With this program, you should be able to deal with the various types of tax problems such as garnishments on wages and tax penalties, personal and corporate taxes as well as back taxes as well as trust fund penalties and tax liens.
There aren’t hidden fees neither are there hidden fees. They only use flat-fee pricing, which depends on the amount that you’ll must settle.
They have different solutions in paying off the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt can they assist you with?
While debt settlement is their specialty, they don’t cater to all types in debt resolution. CuraDebt concentrates on loans that are not secured. They won’t be able to help you if the debt or loan is tied to an actual item.
However, if you have one of the following kinds of debt, they’ll arrange settlements for you.
With CuraDebt, you should be able to pay taxes that are due without any problems. Additionally, this service is offered to all 50 states if you have a debt to the IRS. There are tax experts from the federal government that can help you resolve these kinds of problems.
CuraDebt can also assist in settling any medical-related debt. In some instances you could even settle them less than the amount you have to pay.
Private Student Loan
CuraDebt does not cater to Federal student loan. They can however assist private students with negotiating any student loans that they owe.
Payday loans and personal loans also qualify to be eligible for debt relief programs. You can also avail if you have other unsecured credit lines that you have obtained from another financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, and private-label credit cards CuraDebt can assist you in paying it off.
What will it cost you?
The most appealing aspect of CuraDebt is how the company has priced its services. They do not charge an upfront cost. The only time you pay is when you settle each of your debts.
They also don’t charge high costs either. On average, you’ll have to pay between 20 and 20 percent of the debt that you settled through them.
On average, this type of industry charges between 15 and 25 percent.
Moreover, clients can expect to settle their debts within 2 to 4 years. This varies depending on the amount that you are able to save each month.
Also, they claim that you can save as much as 30% by incorporating their fees in your equation.
However, this statement will vary, depending on your specific situation. Some clients even mentioned saving 50 to up to 80%.
The benefits of using CuraDebt
Once you’ve got an idea of the benefits CuraDebt can provide, let’s explore the benefits from using CuraDebt.
The first is that CuraDebt only charges you once you’ve paid off your debt. Furthermore they charge only an amount of 20%, while most companies charge you 25%.
If you’re finished in the process of debt resolution you can enroll in their credit restoration program.
It’s a fantastic way to restore the credit rating without going back into debt. However, the program lasts different for every person dependent on the circumstances of your case.
In the end, CureDebt looks into your credit to assist with settlements and negotiations. So, the amount you owe won’t rise over time. They’ll also look into any creditor violations using their experts in-house.
Some disadvantages to the use of CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Debt relief and debt settlements often require you to cease making payments with . Therefore, if you’re trying increase your rating on your credit, this might delay you from getting rid of your credit card debt.
CureDebt doesn’t even have a mobile app. While they do have a website for clients, it looks old and mundane. It’s not very intuitive, and it can be difficult to navigate.
Furthermore, they are not credited with their Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a useful program that will allow you to resolve your debt without having to spend more on these kinds of services. Additionally the 20% service cost is cheaper than most companies that offer the 25% cost. There aren’t any upfront fees, and you will only have to pay the fee when your debt is finally settled.
While they’ll provide you with an account so that you can track your progress however, their website isn’t simple to navigate. CuraDebt also doesn’t have an app yet, which could make it easier for you to track your progression.
However, they have a good support team and can be reached them not only through emails but also by phone or sending an e-ticket. Nys Tax Relief Checks For Schools Under Budget
If credit card is a major issue right now, we recommend CuraDebt’s service. Be sure to be eligible and that the services they provide are in your state.
FAQ Nys Tax Relief Checks For Schools Under Budget
How long will it take to finish the program?
The average program is 24 to 48 months, dependent on the size of your debt as well as the agreement on the settlement.
Can CuraDebt aid with tax problems in the state?
It is true that CuraDebt offers a program for tax relief that will assist you with issues such as delinquent payroll taxes and wage garnishments.
What do I need to do once I’m in the program?
You’ll be required to communicate with your team members and pay the required payments to reduce the amount of debt you have over time.