Has your debt been piling up lately? Are you exhausted from trying various financial advice and tips but you’re still struggling with unsolved problems?
Maybe you’re here because already tried everything.
In most cases, the best way is to approach experts who can assist to resolve this issue.
CuraDebt is among the most asked companies. A lot of customers have asked if they can help you or help you get into more debt.
According to their customers, they can assist you in managing the majority of your debt , so you can finally take a couple of things off your plate.
For some they believe these claims are too good to be true.
Suppose you’re on the lookout for anything that can aid you in settling your debt. If that’s the scenario, CuraDebt will mostly be recommended by people. We’ll be taking a deep study of the way CuraDebt works and what problems it can solve for you.
Moreover, before we end, we’ll also look into its benefits and drawbacks.
Before starting the review, you can watch this video instead in case you would prefer watching it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Nys Real Property Tax Relief Check 2021
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000, and is an active member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you settle your debt is the most well-known feature. However, they also offer other services that can aid you in becoming more financially stable.
The process begins with requesting a free savings estimate online. It is a completely private service and they will not conduct a credit inquiry. With this estimate of savings you’ll be able to discover more about other options in your journey to debt-free.
Savings estimates, which was mentioned previously, offers you an insight into your choices regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to assist you in navigating credit arbitration if you decide to join. Some financial advisors can help you in your debt-free journey.
Following your debt settlement plan, CuraDebt is the agency to take care of all your creditors’ calls. They’ll be the ones who will negotiate what you will pay for your repayment in accordance with the state of your finances. Based on what works most effectively for you, it can either be a lump sum settlement or a payment plan.
Additionally they will be working with creditors so that you can get better rates when you deposit money to your savings account. This is then processed to pay back the creditors. Their programs can assist you to pay off the debt in two years.
After you’ve registered with them, they’ll provide you with access to your data 24/7. All you have to do is log in to CuraDebts the client portal so that you can monitor your performance.
Before you can avail of the program, you’ll have to pass their requirements first. For eligibility, you’ll have to meet the following criteria:
- Minimum 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What are they able to assist you with?
Here are the various ways CuraDebt can help you.
The name of the company suggests that CuraDebt can help you deal with your debt. They are able to negotiate settlements on behalf of you for all kinds of debt. This includes medical bills, personal loans credit cards as well as loans. You can also approach them to pay off any remaining balance of business debt, collections, or repossessions.
They may even assist you in negotiating with back taxes as well as IRS debt. However, you won’t get assistance with the majority cases, government loans or collateral, as well as utility bills. They also don’t cover most student loans.
On the other hand, they can help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors so that you can have cash settlements, if they are possible. Some violations can also cause your debt to be also dismissed.
CuraDebt can also help you settle debt with less than the sum you have. They also allow you to ask questions during their free consult with their debt counsellor.
The best part about the program is that you’ll only pay the fees after your debt has been settled. All you need to do is sign up with one of their plans, and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. Once they’ve gathered all your financial documentation, they will also collect all the necessary paperwork for tax returns.
With this program, you will be able to resolve different types of taxes such as wage garnishments, tax penalties, personal and corporate taxes as well as back taxes as well as trust fund penalties and tax lien.
There aren’t hidden fees neither are there hidden fees. They only use flat-fee pricing and is dependent on the amount you’ll must settle.
They have different solutions in the settlement of taxes. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt are they able to help with?
Although they specialize in debt settlement, it is not their specialty but they aren’t able to cater to all types of settlement. CuraDebt concentrates on loans that are not secured. They can’t help you if your credit or loan is tied to a physical item.
If you do have the following types of debt, they will negotiate settlements on your behalf.
With CuraDebt it is expected that you will be able to pay your past-due tax debts without difficulty. Additionally, this service is accessible across all 50 states, if you have a debt to the IRS. They have federal tax experts to assist you with the issues.
CuraDebt can also assist in settling any medical-related debt. In certain cases, you may even pay them for less than what you are owed.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. However, they can assist private students with negotiating any student loans that they have to pay.
Personal and payday loans also qualify as debt-settling programs. You may also be eligible the program if you have other unsecure credit lines that you got from a different bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards and private-label credit cards CuraDebt will assist you in paying it off.
What will it cost you?
The best part about CuraDebt’s pricing is how the company has priced its services. They don’t charge upfront fees. Only pay when you have paid off all of your debts.
They also do not charge high costs either. On average, you’ll have to pay between 20 and 20 percent of the debt you settled through them.
In general, this type of industry charges between 15 and 25%.
Additionally, customers can anticipate to pay off their debts in between 2 and 4 years. This varies according to the amount you are able to save each month.
They also claim that you can save up to 30% if you include their costs into your calculations.
But this claim will also vary, depending on the situation. Some clients even mentioned saving 50 to 80%.
Benefits of using CuraDebt
Once you’ve got an understanding of the benefits CuraDebt offers, Let’s take a look at the benefits from using CuraDebt.
In the beginning, CuraDebt is only charged once you’ve paid off your debt. In addition, they only charge 20% of the cost, whereas most companies charge you 25 percent.
Next, if you’re done by the program for debt relief, you can also sign up for their credit restoration program.
It’s a great method to improve your credit without having to go back into debt. The program is however designed different for every person dependent on the circumstances of your case.
Finally, CureDebt looks into your financial obligations to assist in settlements and negotiations. It means that your debt won’t inflate as time passes. They’ll also be looking into any violations by creditors with the assistance of their in-house experts.
Drawbacks of the use of CuraDebt
We will also examine some of the disadvantages of CuraDebt.
Debt relief and debt settlements typically require you to stop making payments using the credit card you use. So if you’re trying to build a better credit score, it could delay you from finishing your obligations.
CureDebt doesn’t even have a mobile app. While they do have a website that clients can access but it’s old and mundane. It’s not particularly user-friendly, and can be challenging to navigate.
Moreover, they are still not accredited with an accreditation from the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a useful program that will allow you to resolve your debt without having to spend more on those types of services. In addition their 20% service charge is cheaper than most firms that charge an additional 25% charge. There aren’t any upfront fees, and you will only have to pay the fee when the debt is paid off.
Although they’ll allow you to access an account so that you can track your progress but their website isn’t easy to navigate. CuraDebt does not have an app yet, which could make it easier for you to look at your progression.
But, they do have a great support team and can be reached them not just via email but also by phone or submitting an e-ticket. Nys Real Property Tax Relief Check 2021
If debt is a big problem right now, we highly recommend CuraDebt’s program. Just make sure that you’re qualified and that the services they offer are available in your state.
FAQ Nys Real Property Tax Relief Check 2021
How long does it take to complete the course?
The typical program lasts from 24 to 48 months, dependent on the size of your debt as well as the agreed settlement.
Can CuraDebt aid with tax problems in the state?
Sure, CuraDebt has a tax relief program to assist you with issues such as late payroll taxes and garnishments of wages.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll need to constantly communicate with the team and pay the required payments to reduce your debt over time.