Are you experiencing debt that has been increasing lately? Are you tired of trying other financial tips and advice but still have unsolved issues?
Maybe you’re here because been through everything.
In most cases, the most effective approach is to talk to experts who can help you settle this issue.
CuraDebt is among the most frequently contacted companies. Many people are asking if they can help you or put you into more debt.
According to their customers, they can assist you in managing the majority of your debts so that you can finally take a few things off of your shoulders.
But for some people, these claims are just too good to be true.
If you’re looking for any solution that could help you resolve your debt. In that situation, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth review of the way CuraDebt is used and the problems it could help solve.
Furthermore, before we conclude our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before you begin the review, you can watch this video instead for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Nys Property Tax Relief Taxes
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000, and is an active part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, some states have restricted their services.
What CuraDebt do?
Helping you settle your debt is one of CuraDebt’s best well-known feature. However, they also offer other services that can assist you in becoming financially secure.
First of all, it starts by requesting a no-cost savings estimate online. The service is completely confidential and they will not be conducting a credit screening. With this estimate of savings you’ll discover more about other options in your journey to debt-free.
Savings estimates, which was mentioned earlier, provides you with an idea of your choices, regardless of whether you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to help you with the process of credit arbitration should you choose to sign up. Financial advisors may be able to assist you on your path to debt-free living.
Following your debt settlement plan, CuraDebt can be the agency to take care of all your creditors’ calls. They will also be the ones that determine the terms of your payment in accordance with the state of your finances. Depending on which works most effectively your situation, the payment could be a lump-sum settlement or a payment plan.
Additionally they will work with creditors to ensure that you get better rates when you make deposits to your savings account. This in turn, will be processed to pay the creditors. The plans they offer can help you get rid of debt in just two years.
After you’ve registered with them, they’ll allow you access to your information 24/7. All you need to do is log in to CuraDebts Client Portal to track your performance.
Before you can avail of their program, you’ll need to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll have to meet the following criteria:
- At least 21 years old
- Verifiable income
- Minimum debt must be $5,000
What can they assist you?
Here are the various ways CuraDebt can assist you.
Like their name implies, CuraDebt will assist you in dealing your debt. They can negotiate settlements on your behalf for most types of debt. They can help with medical bills, personal loans credit cards, as well as line of credit. They can also be approached to settle any outstanding balance of business debt and collections or repossessions.
They can even help negotiate for back taxes as well as IRS debt. But, you won’t receive support for most claims, loans from the government or collateral, as well as utility bills. The same goes for student loans.
On the other hand, they will help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation to ensure that you receive cash settlements, if possible. Certain violations could cause your debt to be removed as well.
CuraDebt also allows you to repay debt for less than the sum you have. They also allow you to inquire about your debt during their no-cost meeting with their debt counselor.
The best part about their program is that you only be charged after your debt has been settled. All you have to do is sign up with any of the plans and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt will also handle taxes. Once they collect all of your financial documentation They will also gather all the documents you’ll require to file tax returns.
With this program, you should be able to solve various tax issues such as garnishments on wages as well as tax penalties for personal and corporate taxes as well as back taxes, trust fund penalties, and tax liens.
There aren’t hidden fees also. They only offer flat-fee prices and is dependent on the amount that you’ll must settle.
There are a variety of options when it comes to the settlement of your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt can they assist you with?
Although they specialize in debt settlement, it is not their forte but they aren’t able to offer all kinds of settlement. CuraDebt concentrates on debt that is not secured. They aren’t able to help you if your debt or loan is tied to an actual item.
If you do have one of the following kinds of debt, they will make arrangements for settlements.
With CuraDebt the service, you’ll be able to settle taxes that are due without any problems. Moreover, this type of service is accessible to all 50 states if you have a debt in arrears to IRS. They have federal tax experts that can help you resolve these kinds of problems.
CuraDebt will also help you resolve your medical debt. In some cases you might even be able to pay the debt for less than you have to pay.
Private Student Loan
CuraDebt does not offer federal student loans. Still, they can help private students with negotiating any student loans that they owe.
Personal and payday loans also qualify for the debt settlement program. You may also be eligible of the program if you also have other unsecured credit lines that you have obtained from a different bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, as well as private label credit card, CuraDebt can assist you in paying it off.
What is the cost?
The best part about CuraDebt is how they’ve priced their services. They don’t charge upfront fees. The only time you pay is when you’ve paid each of your debts.
Additionally, they don’t charge high charges either. On average, you’ll have to pay as much as 20% of the debt you settled with them.
On average, this type of business can cost anywhere between 15% and 25%.
Moreover, clients can expect to settle their debts within 2 to 4 years. This varies depending on the amount that you are able to save each month.
They also claim that you could save up to 30% if you include their costs into your calculations.
But this claim will also depend on your specific situation. Some customers have even talked about saving 50 to 80percent.
The benefits of using CuraDebt
Now that you have an idea of what CuraDebt can offer you let’s explore the benefits of using CuraDebt.
First, CuraDebt only charges you after you’ve settled your debt. Furthermore they charge only a 20% fee while the majority of companies charge 25%.
Then, if you’re done in the process of debt resolution you can join their credit repair program.
It’s a great way to restore your credit score without having to go in debt again. The program is however designed different for every person dependent on the circumstances of your case.
Lastly, CureDebt looks into your debt so that they can assist in settlements and negotiations. It means that your debt won’t inflate as time passes. They’ll also be looking into any violations of creditor using their experts in-house.
Some disadvantages to using CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Debt settlement and debt relief often require you to stop making payments using the credit card you use. Therefore, if you’re trying increase your standing on credit scores, you may cause you to delay working on your obligations.
CureDebt also doesn’t have a mobile app available. Although they have a website that clients can access, it looks aged and simple. It’s not particularly intuitive and could be challenging to navigate.
In addition, they’re not recognized by their Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a great program that will allow you to pay off your debts without spending more on those types of services. In addition their 20% service cost is cheaper than most firms that charge the 25% cost. There aren’t any upfront fees and you’ll only have to pay the fee when the debt is paid off.
Although they’ll give you an account so that you can track your progress however, their website isn’t easy to navigate. CuraDebt also doesn’t have an app, which would make it easier to track your progress.
They do have a competent support staff that you can contact them not just via email but also by phone or submitting an e-ticket. Nys Property Tax Relief Taxes
If your problem of debt is an problem, then we recommend CuraDebt’s service. Just make sure that you’re eligible and that the programs they offer are available in your area.
FAQ Nys Property Tax Relief Taxes
What is the time frame to complete the program?
The average program is between 24 and 48 months dependent on the size of your debt and the stipulated settlement.
Can CuraDebt help in the fight against state tax issues?
Sure, CuraDebt offers a program for tax relief that can assist you with issues like delinquent tax and wage garnishments.
What do I need to do when I’m enrolled in the program?
You’ll be required to communicate with the team and make the necessary payments to lower the amount of debt you have over time.