Have your debts been piling up lately? Are you exhausted from trying other financial tips and advice but you’re still struggling with unsolved problems?
Maybe you’re here because tried every thing.
In the majority of cases, your best option is to speak with experts who can help you settle this issue.
CuraDebt is one of the most frequently contacted companies. A lot of people are asking if they can help you or put you in more debt.
According to their customers, they can help you control 80percent of your debt , so you are able to take couple of things off your plate.
But for some people, these claims are just too good to be true.
Suppose you’re on the lookout for something that will help you resolve your debt. In that case, CuraDebt will mostly be highly recommended by those. We’ll take a deeper look at the way CuraDebt works and what problems it can solve for you.
In addition, prior to our conclusion we’ll look at the advantages and disadvantages of this method.
Before beginning the review, check out this video instead for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of our article for a more comprehensive review.
About the Company Nys Property Tax Relief Taxable
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has been a part of the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you pay off your debt is the most known feature. However, they also offer other services that can help you be more financially secure.
The process starts by requesting a no-cost savings estimate online. It is a completely private service and they will not be conducting a credit screening. With this savings estimate, you will discover more about other options in your journey to debt-free.
Savings estimates, as mentioned before, gives you an idea of your choices regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to assist you in navigating credit arbitration in the event that you decide to enroll. Some financial advisors can help you with your debt-free journey.
Following the debt settlement program is completed, CuraDebt will be the agency to handle all of your creditors’ calls. They’ll also be the ones that negotiate conditions of the payment depending on the condition of your financial situation. Depending on which works most effectively your situation, the payment could be either a lump sum settlement or a payment plan.
Additionally they will be working with the lenders to help you enjoy better rates when you deposit money to your savings account. This in turn, will process to pay off the creditors. The plans they offer can help you pay off the debt in 48 months.
After you’ve registered with them, they’ll provide you with access to your data 24/7. All you need to do is log in to CuraDebts’ client portal so that you can monitor your performance.
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CuraDebt’s Requirements
Before you can avail of the program, you’ll have to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll have to meet the following requirements:
- At least 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What are they able to assist you?
Here are the various ways CuraDebt can help you.
Debt Relief
As their name suggests, CuraDebt can help you deal with debt. They can negotiate settlements on your behalf to settle most types of debt. This includes personal loans, medical bills, credit cards and lines of credit. You can also approach them to pay off any remaining amount on business debts, collections, or repossessions.
They may also assist in negotiating on tax owed as well as IRS debt. But, you won’t receive assistance with the majority cases, government loans, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll assist you with laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors to ensure that you receive cash settlements, if possible. Certain violations could result in having your debts also dismissed.
CuraDebt lets you repay debt for less than the amount you own. Additionally, you can have questions answered during a free consultation with their debt advisor.
The best part about their plan is that you only be charged once your debt is settled. All you have to do is sign up with some of their programs and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. After they have gathered all your financial documents and tax documents, they’ll also collect all the necessary paperwork to file tax returns.
With this program, you should be able to resolve different types of taxes such as garnishments on wages as well as tax penalties for personal and business taxes, back taxes, trust fund penalties, and tax lien.
There aren’t hidden fees either. They only offer flat-fee prices that is based on the amount that you’ll must settle.
There are a variety of options for paying off your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kinds of debts are they able to help with?
Although debt settlement is their specialty however, they do not offer all kinds in debt resolution. CuraDebt only focuses on loans that are not secured. They won’t be able to help you if the credit or loan is tied to an actual item.
If, however, you are in one of the following kinds of debt, they’ll arrange settlements for you.
Tax Debt
With CuraDebt it is expected that you will be able to settle tax debts that were due to be paid without difficulty. Moreover, this type of service is available to all 50 states if you owe money in arrears to IRS. There are federal tax experts that can help you resolve these kinds of problems.
Medical Debt
CuraDebt can also help resolve any medical-related debt. In certain cases, you may even pay them less than the amount you are owed.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. They can however assist private students with negotiating any loans they owe.
Personal Loan
Payday loans and personal loans are also eligible for the debt settlement program. You can also avail of the program if you also have other unsecured credit lines that you got from another financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards or private label credit cards, CuraDebt will assist you in paying it off.
What is the cost?
The best part about CuraDebt’s pricing is how they’ve priced their service. They do not charge an upfront cost. Only pay when you’ve paid each of your debts.
Additionally, they do not charge high costs either. On average, you’ll have to pay between 20 and 20% of the debt you settled through them.
In the average, this kind of business can cost anywhere from 15% to 25 percentage.
Additionally, customers can anticipate to settle their debt from 2 to 4 years. But, it also differs depending on the amount that you save per month.
Additionally, they claim that you can save as much as 30% if you include their charges into your calculation.
However, the claim may vary, depending on the situation. Some customers even claimed to save 50 to up to 80%.
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The benefits of using CuraDebt
Now that you have an idea of what CuraDebt can offer you Let’s take a look at the benefits of using CuraDebt.
The first is that CuraDebt will only charge you after you’ve settled your debt. Additionally they only charge a 20% fee while most companies charge you 25 percent.
Next, if you’re done with the debt settlement program you could join their credit repair program.
It’s an excellent method to improve the credit rating without going in debt again. The program is however designed in a different way for each individual, depending on your situation.
In the end, CureDebt looks into your financial obligations to assist in settlements and negotiations. It means that the amount you owe won’t rise over time. They’ll also be looking into any violations by creditors using their own experts.
The drawbacks of using CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt relief and debt settlements typically require you to stop making payments using your credit card. Therefore, if you’re trying improve your credit score, it may set you back while you’re working on your credit card debt.
CureDebt doesn’t even have a mobile app. While they have a website for clients however, it appears outdated and basic. It’s not particularly user-friendly, and can be challenging to navigate.
Moreover, they are still not accredited with an accreditation from the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a useful program that lets you pay off your debts without spending more for these types of services. In addition, their 20% service fee is cheaper than most businesses that charge the 25% cost. There aren’t any upfront fees, and you will only have to pay when your debt is finally settled.
While they’ll provide you with an account that allows you to track your progress however, their website isn’t easy to navigate. CuraDebt isn’t even an app that will make it easier to look at your performance.
They do have a competent support staff, and you can reach them not just via email but also by phone or sending an e-ticket. Nys Property Tax Relief Taxable
If debt is a big problem, then we strongly recommend CuraDebt’s debt management program. Make sure you’re eligible and that the services they offer are available in your area.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Nys Property Tax Relief Taxable
What is the time frame to complete the course?
The average program is 24 to 48 months, depending on the amount of your debt as well as the stipulated settlement.
Can CuraDebt assist in the fight against state tax issues?
It is true that CuraDebt has a tax relief program that will aid you in dealing with problems like delinquent tax and garnishments of wages.
What’s the first thing I have to do once I’m in the program?
You’ll need to constantly communicate with the team and pay the required payments to pay down your debt over time.