Have your debts been increasing lately? Are you exhausted from trying different financial advice and strategies but haven’t solved your problems?
Perhaps you’re here because you’ve already tried everything.
In the majority of cases, your most effective approach is to talk to experts who can help you resolve the issue.
CuraDebt is one of the most frequently contacted companies. Many customers have asked if they can assist you or help you get into more debt.
According to their customers, they can help you manage the majority of your debts so that you can finally take a couple of w
orries off your shoulders.
However, for certain people, these claims are just too good to be true.
If you’re looking for anything that can assist you in paying off your debt. If that’s the case, CuraDebt will mostly be recommended by people. We’ll be taking a deep study of how CuraDebt operates and what issues it could help solve.
In addition, prior to our conclusion we’ll look at its advantages and drawbacks.
Before you begin the review, check out this video instead in case you would prefer watching it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of our article for a more comprehensive review.
About the Company Nys Property Tax Relief Rules
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has since become an active participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have restricted their services.
What CuraDebt do?
Assistance in settling your debt is the most known feature. But they offer additional services to assist you in becoming financially secure.
The process begins by requesting a free online savings estimate. The service is completely confidential, and they won’t be doing a credit check. With this savings estimate you’ll be able to learn more about your other options in your journey towards debt-free.
The savings estimate, which was mentioned before, gives you an idea of your choices regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to assist you with the process of credit arbitration should you choose to join. Financial advisors may be able to assist you on your path to debt-free living.
Following the debt settlement program, CuraDebt will be the company to answer all of your creditor’s calls. They’ll also be the ones that will determine the terms of your settlement based on the status of your finances. Depending on which works best your situation, the payment could be a lump-sum settlement or an installment plan.
Furthermore, they will be working with the creditors so that you can have better rates as you deposit money to your savings account, which in turn, will process to pay off the creditors. The plans they offer can help you settle the debt within 48 months.
After you’ve registered with them, they will allow you access to your information 24/7. All you have to do is sign in to CuraDebts Client Portal to track your development.
Before you can avail of the program, you’ll have to pass their requirements first. For eligibility, you’ll need to meet the following criteria:
- At least 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What can they assist you with?
Here are the various ways CuraDebt can aid you.
As their name suggests, CuraDebt will assist you in dealing with debt. They are able to negotiate settlements on your behalf for all kinds of debt. These include medical bills, personal loans credit cards and lines of credit. They are also able to settle any outstanding balance on business debt collection, repossessions, or collections.
They may even assist you in negotiating for back taxes as well as IRS debt. However, you won’t get assistance with the majority cases, government loans as well as collateral and utility bills. They also don’t cover most student loans.
On the contrary, they’ll assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations to ensure that you receive cash settlements, should it be possible. Certain violations may result in having your debts removed as well.
CuraDebt also allows you to pay off debts with less than the amount you have. They also allow you to have questions answered during a free consultation with their debt counselor.
The best part about their program is that you only pay the fees after your debt has been settled. All you need to do is sign up with any of the plans and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. After they have gathered all your financial documentation They will also gather all the documents you’ll require for tax returns.
Through this program, you should be able to solve different types of taxes such as garnishments on wages and tax penalties, personal and business taxes as well as back taxes, trust fund penalties, and tax liens.
There aren’t hidden fees neither are there hidden fees. They use only flat-fee pricing and is dependent on the amount you’ll must settle.
They have different solutions in paying off taxes. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt can they help you with?
While debt settlement is their specialty, they don’t provide all kinds in debt resolution. CuraDebt only focuses on unsecured debt. They aren’t able to assist you if your credit or loan is tied to a physical item.
If, however, you are in the following kinds of debt, they’ll arrange settlements for you.
With CuraDebt the service, you’ll be able pay off taxes that are due without any problems. Furthermore, this service is accessible across all 50 states, if you owe money to the IRS. There are federal tax experts who can assist you in resolving the issues.
CuraDebt can also assist in settling your medical debt. In some cases you might even be able to pay the debt for less than you owe.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. However, they can assist private students negotiate the student loans they are owed.
Personal and payday loans are also eligible as debt-settling programs. It is also possible to avail the program if you have other unsecured credit lines that you have obtained from a different bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards or private label credit cards CuraDebt will help you pay it off.
What is the cost?
The greatest thing about CuraDebt’s pricing is how they’ve priced their services. They do not charge an upfront cost. The only time you pay is when you’ve paid each of your outstanding debts.
They also don’t charge high fees as well. On average, you’ll be required to pay as much as 20 percent of the debt you settled with them.
In general, this type of industry charges between 15% and 25%.
Moreover, clients can expect to pay off their debts in between 2 and 4 years. However, this also varies according to the amount you can save up per month.
Additionally, they claim that you could save up to 30% when you factor in their fees in your equation.
However, the claim may vary, depending on the situation. Some customers have even talked about saving 50 to 80percent.
Advantages to using CuraDebt
Now that you have a clearer picture of the benefits CuraDebt can offer you Let’s take a look at the benefits from using CuraDebt.
The first is that CuraDebt will only charge you when you’ve paid off your debt. Furthermore, they only charge 20% of the cost, whereas the majority of companies charge 25 percent.
If you’re finished in the process of debt resolution, you may enroll in their credit restoration program.
It’s an excellent option to rebuild your credit without going in debt again. However, the program runs different for every person, depending on your situation.
In the end, CureDebt looks into your financial obligations to assist with settlements and negotiations. It means that your debt won’t inflate as time passes. They’ll also investigate any violations by creditors with the help of their own experts.
Drawbacks of using CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Settlement of debt and debt relief usually require that you stop making payments using the credit card you use. If you’re trying to build a better credit score, it might delay you from getting rid of your credit card debt.
CureDebt also doesn’t have a mobile app. While they have a website that clients can access, it looks aged and simple. It’s not very intuitive and could be challenging to navigate.
In addition, they’re not credited with an accreditation from the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a good program that allows you to settle your debt without spending more for these types of services. Additionally, their 20% service cost is cheaper than most businesses that charge an additional 25% charge. There is no upfront payment, and you will only be required to pay once your debt is finally settled.
While they’ll provide you with an account to see your progress but their website isn’t easy to navigate. CuraDebt isn’t even an app, which would make it easier to track your progress.
They do have a competent support staff that you can contact them not just via email but by phone or by submitting an electronic ticket. Nys Property Tax Relief Rules
If problem of debt is an problem, then we strongly recommend CuraDebt’s debt management program. Be sure to be eligible and that the services that they provide are offered in your area.
FAQ Nys Property Tax Relief Rules
What is the time frame to complete the program?
The typical program lasts from 24 to 48 months, depending on the amount of your debt as well as the agreed settlement.
Can CuraDebt help with tax problems in the state?
Yes, CuraDebt offers a program for tax relief to aid you in dealing with problems such as delinquent payroll tax and wage garnishments.
What do I need to do after joining the program?
You’ll have to keep in constant contact with your team members and pay the required payments to reduce your debt over time.