Has your debt been increasing lately? Are you exhausted from trying various financial advice and tips but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve tried every thing.
In the majority of cases, the best option is to speak with professionals that can help you resolve the issue.
CuraDebt is one of the most frequently contacted companies. Many people are asking if they are able to help or put you in more debt.
According to their customers, they can help you control 80% of your debt , so you can take couple of things off your shoulders.
For some the claims seem too good to be true.
If you’re looking for something that will aid you in settling your debt. In this scenario, CuraDebt will mostly be highly recommended by those. We’ll take a deeper study of the way CuraDebt operates and what issues it can solve for you.
In addition, prior to our conclusion we’ll look at the advantages and disadvantages of this method.
Before you begin the review, you can go to this video in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of our article for a more comprehensive review.
About the Company Nys Property Tax Relief Letter
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has been an active member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have limited their access to their services.
What CuraDebt do?
Helping you pay off your debt is CuraDebt’s most well-known feature. However, they also offer other services that will assist you in becoming financially stable.
It all starts by requesting a no-cost online savings estimate. The service is completely confidential, and they won’t be conducting a credit screening. With this estimate of savings you’ll learn more about your options towards debt-free.
Savings estimates, which was mentioned earlier, provides you with the opportunity to consider your options regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to help you with the process of credit arbitration should you choose to enroll. Some financial advisors can help you in your debt-free journey.
After your debt settlement program is completed, CuraDebt can be the company to take care of all your creditor’s calls. They’ll also be the ones that negotiate what you will pay for your payment in accordance with the state of your financial situation. Based on what works most effectively to you, this can be either a lump sum settlement or an installment plan.
Furthermore they will work with lenders to help you get better rates when you deposit money to your savings account. This, in turn, will process to pay off the creditors. Their programs can assist you to pay off the debt in the period of 48 months.
Once you’ve signed up with them, they’ll allow you access to your information 24/7. All you need to do is login to CuraDebts the client portal to monitor your performance.
Before you can benefit from their program, you’ll need to pass their requirements first. In order to be considered eligible for the program, you’ll need to meet the following criteria:
- Minimum 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What are they able to assist you with?
Here are some of the ways CuraDebt can help you.
As their name suggests, CuraDebt will assist you in dealing with debt. They can negotiate settlements on your behalf for all kinds of debt. These include medical bills, personal loans, credit cards and also line of credit. You can also approach them to pay off any remaining amount on business debts and collections or repossessions.
They may also assist in negotiating on tax owed and IRS debt. But, you won’t receive assistance with the majority cases, government loans as well as collateral and utility bills. The same goes for student loans.
On the other hand, they will help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors so that you can have cash settlements, should it be possible. Certain violations could result in having your debts dismissed as well.
CuraDebt lets you repay debt for less than the amount you have. You can also inquire about your debt during their no-cost consult with their debt counsellor.
The best part about their plan is that you’ll only be charged once your debt is settled. All you have to sign up to any of the plans, and you’ll have the ability to resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. Once they’ve gathered all your financial documentation and tax documents, they’ll also collect all the paperwork you’ll need for tax returns.
Through this program, you will be able to resolve different types of taxes such as garnishments on wages as well as tax penalties for personal and business taxes as well as back taxes and trust fund penalties and tax liens.
There aren’t hidden fees either. They only use flat-fee pricing that is based on the amount you have to pay.
They offer different options for the settlement of the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt are they able to help with?
While debt settlement is their specialization however, they do not cater to all types in debt resolution. CuraDebt is only focused on loans that are not secured. They won’t be able to assist you if your loan or debt is linked to an actual item.
If, however, you are in one of the following kinds of debt, they’ll arrange settlements for you.
With CuraDebt it is expected that you will be able pay off taxes that are due without difficulty. Moreover, this type of service is available to all 50 states in the event that you owe money in arrears to IRS. There are federal tax experts who can assist you in resolving the issues.
CuraDebt can also assist in settling any medical-related debt. In certain cases you could even settle them for less than what you owe.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. Still, they can help private students with negotiating any loans they are owed.
Personal loans and payday loans also qualify as debt-settling programs. You can also avail of the program if you also have other unsecured credit lines that you got from a different financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards as well as private label credit card CuraDebt can assist you in paying it off.
How much will it cost?
The greatest thing about CuraDebt is the way they’ve priced their service. They don’t charge upfront fees. The only time you pay is when you have paid off all of your outstanding debts.
Also, they don’t have high-cost charges either. On average, you’ll have to pay up to 20% of the debt you settled through them.
On average, this type of industry charges from 15% to 25 percentage.
Moreover, clients can expect to settle their debts within between 2 and 4 years. But, it also differs depending on the amount that you save per month.
Also, they claim you can save up to 30% by incorporating their costs into your calculations.
But this claim will also differ based on your situation. Some customers have even talked about saving 50% to 80percent.
Advantages to using CuraDebt
Once you’ve got an understanding of what CuraDebt offers, Let’s take a look at the benefits of using CuraDebt.
The first is that CuraDebt is only charged when you’ve paid off your debt. Furthermore they only charge an amount of 20%, while most companies charge you 25%.
Then, if you’re done by the program for debt relief, you may join their credit restoration program.
It’s an excellent method to improve your credit score without going in debt again. However, the program lasts differently for each person according to your personal situation.
In the end, CureDebt looks into your credit to assist with settlements and negotiations. So, your debt won’t inflate over time. They’ll also investigate any violations by creditors with the help of their in-house experts.
Some disadvantages to using CuraDebt
We will also examine some of the negatives of CuraDebt.
Debt relief and debt settlements usually require that you stop making payments using the credit card you use. So if you’re trying to build a better rating on your credit, this could cause you to delay getting rid of your debt.
CureDebt doesn’t even offer a mobile application. While they have a client website, it looks aged and simple. It’s not very user-friendly, and can be challenging to navigate.
In addition, they’re not credited with an accreditation from the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a good program that allows you to pay off your debts without spending more on those types of services. In addition, their 20% service cost is lower than many businesses that charge the 25% cost. There are no upfront payments, and you will only have to pay when the debt is settled.
While they’ll provide you with an account that allows you to track your progress but their website isn’t user-friendly. CuraDebt also doesn’t have an app, which would make it easier to monitor your progress.
However, they have a great support team, and you can reach them not just via email but also by phone or making an e-ticket. Nys Property Tax Relief Letter
If the debt is a big issue right now, we recommend CuraDebt’s service. Make sure you’re qualified and that the services they provide are in your state.
FAQ Nys Property Tax Relief Letter
How long will it take to finish the program?
The program typically takes 24 to 48 months, dependent on the size of your debt and the agreed settlement.
Can CuraDebt aid with tax problems in the state?
Yes, CuraDebt has a tax relief program that can help you with problems like delinquent tax issues and garnishments of wages.
What should I do after joining the program?
You’ll be required to communicate with the team and make the necessary payments to reduce your debt over time.