Has your debt been increasing lately? Are you exhausted from trying various financial tips and advice but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve been through everything.
In the majority of cases, the best way is to approach experts who can assist to resolve this issue.
CuraDebt is one of the most asked companies. Many people are asking if they can help you or put you in more debt.
According to their customers, they can help you manage the majority of your debt , so you can finally take a couple of w
orries off your plate.
However, for certain people, these claims are just too good to be true.
If you’re looking for any solution that could assist you in paying off your debt. In that case, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep look at the way CuraDebt is used and the problems it could help solve.
Furthermore, before we conclude our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before starting the review, you can go to this video in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Nys Property Tax Relief How To Find The Amount
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has been an active member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best popular feature. They also provide other services that can assist you in becoming financially stable.
It all begins with requesting a free online savings estimate. It is a completely private service and they will not be conducting a credit screening. With this savings estimate you’ll be able to discover more about options towards debt-free.
Savings estimates, as we’ve mentioned before, gives you an insight into your choices, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to help you with the process of credit arbitration should you choose to join. Some financial advisors can help you in your debt-free journey.
Following your debt settlement program is completed, CuraDebt will be the one to handle all of your creditor’s calls. They will be the ones who negotiate conditions of the payment in accordance with the state of your financial situation. Based on what works best for you, it can either be a lump sum settlement or the option of a payment plan.
Additionally, they will be working with the creditors to ensure that you have better rates as you make deposits to your savings account. This in turn, will process to pay off the creditors. The plans they offer can help you get rid of debt in just two years.
Once you’ve signed up with them, they will give you access to your account information 24 hours a day. All you need to do is login to CuraDebts’ client portal to monitor your development.
Before you are able to avail the program, you’ll have to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll have to meet the following criteria:
- Minimum 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What can they assist you?
Here are the various ways CuraDebt can help you.
Like their name implies, CuraDebt can assist you in dealing with debt. They can negotiate settlements on your behalf to settle all kinds of debt. These include personal loans, medical bills credit cards and loans. They are also able to settle any outstanding amount on business debts and collections or repossessions.
They may also assist in negotiating with back taxes and IRS debt. However, you will not receive assistance with the majority cases, government loans as well as collateral and utility bills. They also don’t cover most student loans.
On the other hand, they can assist you with laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying creditor violations to ensure that you receive cash settlements, should it be possible. Certain violations may lead to having your debts also dismissed.
CuraDebt can also help you settle debt with less than the amount you have. You can also have questions answered during a free consultation with their debt counselor.
The most appealing aspect of the program is that you will only pay the fees when your debt is paid off. All you need to do is sign up with any of the plans, and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. Once they collect all of your financial documents, they will also collect all the necessary paperwork to file tax returns.
Through this program, you’ll be able to solve the various types of tax problems like garnishments on wages, tax penalties, personal and taxation for business, back taxes and trust fund penalties and tax lien.
There aren’t any hidden costs either. They only use flat-fee pricing, which depends on the amount you’ll have to pay.
They offer different options for paying off your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts can they assist you with?
While debt settlement is their specialization, they don’t cater to all types in debt resolution. CuraDebt is only focused on debt that is not secured. They won’t be able to help you if your loan or debt is linked to an item that is physical.
If, however, you are in the following types of debt, they’ll arrange settlements for you.
With CuraDebt the service, you’ll be able to pay taxes that are due without any issues. Additionally, this service is accessible across all 50 states, if you have a debt in arrears to IRS. They have federal tax experts that can help you resolve the issues.
CuraDebt can also assist in settling your medical debt. In certain cases you could even settle the debt for less than you owe.
Private Student Loan
CuraDebt does not cater to the federal government’s student loan. Still, they can help private students with negotiating any student loans that they have to pay.
Personal and payday loans also qualify for the debt settlement program. You can also avail if you have other unsecured credit lines that you have obtained from another financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards and private-label credit cards CuraDebt will help you pay it off.
What will it cost you?
The most appealing aspect of CuraDebt is the way they’ve priced their services. They do not charge an upfront cost. Only pay when you have paid off all of your outstanding debts.
They also do not charge high fees as well. On average, you’ll be required to pay up to 20 percent of the debt you settled through them.
In the average, this kind of industry can charge anywhere between 15 and 25 percentage.
In addition, customers can expect to settle their debt from between 2 and 4 years. But, it also differs according to the amount you save per month.
They also claim you can save up to 30% by incorporating their costs into your calculations.
But this claim will also vary, depending on your specific situation. Some customers have even talked about saving between 50% and 80%.
The benefits of using CuraDebt
Now that you have a clearer picture of what CuraDebt offers, let’s explore the benefits of using CuraDebt.
In the beginning, CuraDebt will only charge you after you’ve settled your debt. In addition, they only charge a 20% fee while many companies charge 25%.
If you’re finished in the process of debt resolution you could also sign up for their credit restoration program.
It’s a great option to rebuild your credit without going back into debt. However, the program lasts different for every person dependent on the circumstances of your case.
Finally, CureDebt looks into your credit to assist in settlements and negotiations. This means your debt won’t inflate over time. They’ll also be looking into any creditor violations with the help of their experts in-house.
Some disadvantages to the use of CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Settlement of debt and debt relief usually require that you cease making payments with . Therefore, if you’re trying build a better standing on credit scores, you may set you back while you’re working on your debt.
CureDebt also doesn’t have a mobile app available. While they do have a website for clients however, it appears aged and simple. It’s not particularly user-friendly, and can be challenging to navigate.
Moreover, they are still not recognized by the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a great program that allows you to pay off your debts without spending more on these kinds of services. Moreover the 20% service cost is lower than many companies that offer the 25% cost. There are no upfront payments and you’ll only be required to pay once the debt is paid off.
While they’ll provide you with an account so that you can track your progress but their website isn’t easy to navigate. CuraDebt also doesn’t have an app, which would make it easier to track your progression.
But, they do have a good support team, and you can reach them not only through emails but by phone or by making an e-ticket. Nys Property Tax Relief How To Find The Amount
If problem of debt is an problem, then we recommend CuraDebt’s service. Make sure you’re eligible and that the services they offer are available in your area.
FAQ Nys Property Tax Relief How To Find The Amount
How long will it take to complete the course?
The typical program lasts from 24 to 48 months, dependent on the size of your debt and the agreement on the settlement.
Can CuraDebt help with tax problems in the state?
It is true that CuraDebt provides tax relief programs that can help you with problems such as delinquent payroll tax issues and garnishments of wages.
What do I need to do when I’m enrolled in the program?
You’ll need to constantly communicate with your team members and pay the required payments to lower your debt over time.