Are you experiencing debt that has been piling up lately? Are you tired of trying various financial advice and strategies but still have unsolved issues?
Perhaps you’re here because you’ve already tried everything.
In the majority of cases, your best option is to speak with professionals that can help you resolve the issue.
CuraDebt is one of the most asked companies. Many people have been inquiring whether they are able to help or put you in more debt.
According to their clients they can assist you in managing 80percent of your debt , so you can finally take a couple of things off your shoulders.
However, for certain people they believe these claims are too good to be true.
If you’re looking for anything that can assist you in paying off your debt. In this scenario, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep study of the way CuraDebt is used and the problems it could help solve.
Furthermore, before we conclude our discussion, we’ll take a look at its benefits and drawbacks.
Before starting the review, you can go to this video in case you would prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Nys Property Tax Relief Federally Taxable
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has since become an active participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you pay off your debt is the most well-known feature. However, they also offer other services that can assist you in becoming financially secure.
The process starts by requesting a no-cost savings estimate on the internet. It is a completely private service and won’t conduct a credit inquiry. With this estimate of savings, you will be able to learn more about the other options in your journey towards debt-free.
This estimate of savings, as mentioned previously, offers you an idea of your options, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to help you with credit arbitration in the event that you decide to sign up. Financial advisors may be able to assist you in your debt-free journey.
Following your debt settlement program is completed, CuraDebt will be the agency to handle all of your creditor’s calls. They’ll also be the ones who negotiate what you will pay for your repayment based on the status of your finances. Depending on which works best your situation, the payment could be either a lump sum settlement or a payment plan.
Furthermore they will also work with creditors to ensure that you have better rates as you make deposits to your savings account. This, in turn, will process to pay the creditors. Their programs can assist you to settle the debt within 48 months.
After you’ve signed up with them, they’ll provide you with access to your account information 24 hours a day. All you have to do is login to CuraDebts Client Portal to monitor your performance.
Before you can avail of their program, you’ll need to meet their eligibility requirements first. To be eligible, you’ll have to meet the following criteria:
- Minimum 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What can they assist you?
Here are the different ways CuraDebt can help you.
As their name suggests, CuraDebt will assist you in dealing with your debt. They can negotiate settlements on your behalf to settle all kinds of debt. This includes medical bills, personal loans credit cards and also lines of credit. You can also approach them to help settle any remaining balance on business debt and collections or repossessions.
They may also assist in negotiating for back taxes as well as IRS debt. But, you won’t receive assistance with the majority of your lawsuits, loans from the government, collateral, and utility bills. The same goes for student loans.
On the contrary, they’ll help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations to ensure that you receive cash settlements, if they are possible. Certain violations may lead to having your debts removed as well.
CuraDebt lets you pay off debts with less than the sum you have. You can also have questions answered during a free meeting with their debt counselor.
The most appealing aspect of their program is that you will only have to pay for the charges when your debt is paid off. All you have to do is sign up with any of the plans and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. After they have gathered all your financial documentation, they will also collect all the documents you’ll require to file tax returns.
Through this program, you will be able to resolve the various types of tax problems like garnishments on wages, tax penalties, personal and business taxes, back taxes as well as trust fund penalties and tax lien.
There aren’t hidden fees also. They use only flat-fee pricing, which depends on the amount that you’ll have to pay.
They offer different options for the settlement of taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kinds of debts can they assist you with?
While debt settlement is their specialty however, they do not provide all kinds of debt settlement. CuraDebt is only focused on loans that are not secured. They can’t help you if the debt or loan is tied to a physical item.
However, if you have the following kinds of debt, they’ll make arrangements for settlements.
With CuraDebt it is expected that you will be able pay off your past-due tax debts without any problems. Furthermore, this service is offered across all 50 states, if you have a debt towards the IRS. There are tax experts from the federal government who can assist you in resolving these types of issues.
CuraDebt can also help resolve the medical bills. In some cases you might even be able to pay the debt for less than you owe.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. They can however assist private students negotiate any loans they are owed.
Personal loans and payday loans also qualify as debt-settling programs. You can also avail of the program if you also have other unsecured credit lines that you got from a different bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards or private label credit cards, CuraDebt will help you pay it off.
What is the cost?
The best part about CuraDebt’s pricing is how they’ve priced their service. They do not charge an upfront cost. You’ll only pay once you have paid off all of your debts.
Additionally, they don’t have high-cost costs either. In the average, you’ll need to pay up to 20 percent of the debt that you settled through them.
In general, this type of business can cost anywhere between 15 and 25 percentage.
Moreover, clients can expect to pay off their debts in 2 to 4 years. However, this also varies depending on the amount that you can save up per month.
Also, they claim you can save as much as 30% if you include their fees in your equation.
But this claim will also vary, depending on the situation. Some customers even claimed to save 50% to up to 80%.
The benefits of using CuraDebt
Now that you have a clearer picture of the benefits CuraDebt offers, Let’s take a look at the benefits from using CuraDebt.
The first is that CuraDebt is only charged once you’ve paid off your debt. Furthermore, they only charge a 20% fee while the majority of companies charge 25 percent.
Then, if you’re done in the process of debt resolution, you can join their credit restoration program.
It’s a great method to improve your credit without going into debt again. The program is however designed different for every person dependent on the circumstances of your case.
Finally, CureDebt looks into your debt so that they can assist with settlements and negotiations. This means your debt won’t increase as time passes. They’ll also look into any creditor violations with the assistance of their experts in-house.
Drawbacks of the use of CuraDebt
We will also examine some of the negatives of CuraDebt.
Settlement of debt and debt relief often require you to stop paying with . So if you’re trying to improve your standing on credit scores, you may set you back while you’re getting rid of your credit card debt.
CureDebt also doesn’t have a mobile app available. Although they have a client website however, it appears aged and simple. It’s not particularly intuitive, and it can be difficult to navigate.
Moreover, they are still not accredited with their Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a good program that will allow you to pay off your debts without spending more on these kinds of services. In addition, their 20% service cost is less expensive than the majority of businesses that charge the 25% cost. There is no upfront payment, and you will only have to pay when the debt is paid off.
While they’ll provide you with an account to see your progress, their website is not simple to navigate. CuraDebt also doesn’t have an app, which will make it easier to look at your progression.
However, they have a great support team, and you can reach them not just via email but by phone or by making an electronic ticket. Nys Property Tax Relief Federally Taxable
If the problem of debt is an problem, then we strongly recommend CuraDebt’s debt management program. Be sure to be eligible and that the programs that they provide are offered in your state.
FAQ Nys Property Tax Relief Federally Taxable
What is the time frame to complete the course?
The program typically takes 24 to 48 months, depending on the amount of your debt as well as your agreed settlement.
Can CuraDebt help with tax problems in the state?
It is true that CuraDebt has a tax relief program that can assist you with issues such as delinquent payroll tax issues and garnishments on wages.
What should I do after joining the program?
You’ll be required to communicate with your team members and pay the required payments to reduce your debt over time.