Have your debts increased lately? Are you tired of trying different financial tips and advice but you’re still struggling with unsolved problems?
Maybe you’re here because been through every thing.
In most cases, the best way is to approach experts who can help you resolve the issue.
CuraDebt is among the most asked companies. A lot of customers have asked if they are able to help or help you get into more debt.
According to their customers, they can assist you in managing 80% of your debt , so you can finally take a few things off of your shoulders.
For some, these claims are just too good to be true.
You might be looking for anything that can help you resolve your debt. In that scenario, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth review of the way CuraDebt operates and what issues it could help solve.
Moreover, before we end we’ll look at its benefits and drawbacks.
Before you begin the review, you can go to this video for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of our article for a more comprehensive review.
About the Company Nys Property Tax Relief Credit Program Application
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has since become an active member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best known feature. However, they also offer additional services to aid you in becoming more financially secure.
It all starts by requesting a no-cost online savings estimate. The service is completely confidential and won’t conduct a credit inquiry. By using this estimate of savings you’ll be able to discover more about alternatives to debt-free.
This estimate of savings, as we’ve mentioned before, gives you an idea of your options regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to assist you in navigating credit arbitration in the event that you decide to enroll. Certain financial advisors can assist you with your debt-free journey.
Following your debt settlement program, CuraDebt will be the company to take care of all your creditors’ calls. They will also be the ones who negotiate what you will pay for your repayment in accordance with the state of your financial situation. Depending on which works most effectively to you, this can be a lump-sum settlement or an installment plan.
Moreover they will also be working with creditors so that you can get better rates when you transfer money into your savings account. This in turn, will process to pay creditors. The plans they offer can help you pay off the debt in the period of 48 months.
Once you’ve signed up with them, they’ll provide you with access to your information 24/7. All you need to do is sign in to CuraDebts Client Portal to track your development.
Before you are able to avail the program, you’ll have to pass their requirements first. In order to be considered eligible for the program, you’ll need to meet the following criteria:
- Minimum 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What can they assist you?
Here are the different ways CuraDebt can assist you.
The name of the company suggests that CuraDebt can assist you in dealing with debt. They are able to negotiate settlements on your behalf for all kinds of debt. They can help with personal loans, medical bills credit cards, and lines of credit. They can also be approached to help settle any remaining balance on business debt, collections, or repossessions.
They can even help negotiate with back taxes and IRS debt. However, you won’t get assistance for the majority of your lawsuits, loans from the government or collateral, as well as utility bills. The same goes for student loans.
On the other hand, they can assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors to ensure that you receive cash settlements, if possible. Some violations can also result in having your debts dismissed as well.
CuraDebt can also help you repay debt for less than the amount you own. Additionally, you can ask questions during their free consult with their debt counsellor.
The most appealing aspect of their plan is that you only pay the fees after your debt has been settled. All you have to sign up for some of their programs, and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. Once they collect all of your financial records They will also gather all the paperwork you’ll need for tax returns.
Through this program, you’ll be able to deal with various tax issues such as wage garnishments, tax penalties, personal and taxation for business and back taxes, trust fund penalties, and tax lien.
There aren’t hidden fees neither are there hidden fees. They only offer flat-fee prices, which depends on the amount that you’ll must settle.
They offer different options for settling taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt are they able to help with?
While debt settlement is their specialization, they don’t cater to all types of debt settlement. CuraDebt is only focused on loans that are not secured. They can’t help you if the loan or debt is linked to an actual item.
If you do have the following kinds of debt, they’ll negotiate settlements on your behalf.
With CuraDebt it is expected that you will be able pay off taxes that are due without any problems. Moreover, this type of service is offered across all 50 states, if you owe money in arrears to IRS. There are tax experts from the federal government who can assist you in resolving the issues.
CuraDebt can also assist in settling the medical bills. In some instances, you may even pay them less than the amount you are owed.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. They can however assist private students in negotiating any loans they are owed.
Payday loans and personal loans are also eligible for the debt settlement program. You may also be eligible of the program if you also have other unsecured credit lines you obtained from an alternative financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, as well as private label credit card CuraDebt can help you pay it off.
What will it cost you?
The best part about CuraDebt’s pricing is how they’ve priced their service. They don’t charge upfront fees. The only time you pay is when you have paid off all of your debts.
Additionally, they don’t have high-cost costs either. In the average, you’ll need to pay as much as 20% of the debt you settled with them.
In general, this type of industry can charge anywhere between 15% and 25%.
Additionally, customers can anticipate to settle their debt from 2 to 4 years. However, this also varies depending on the amount that you save per month.
Also, they claim that you can save as much as 30% by incorporating their costs into your calculations.
But this claim will also vary, depending on the situation. Some customers have even talked about saving 50 to 80percent.
The benefits of using CuraDebt
Once you’ve got an understanding of what CuraDebt offers, let’s explore the benefits that come with using CuraDebt.
First, CuraDebt will only charge you after you’ve settled your debt. Additionally, they only charge 20% of the cost, whereas many companies charge 25 percent.
Next, if you’re done in the process of debt resolution you can join their credit repair program.
It’s a fantastic option to rebuild the credit rating without going into debt again. However, the program lasts different for every person, depending on your situation.
In the end, CureDebt looks into your credit to assist with settlements and negotiations. It means that the amount you owe won’t rise over time. They’ll also investigate any violations of creditor using their in-house experts.
Some disadvantages to the use of CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Debt relief and debt settlements usually require that you cease making payments with the credit card you use. Therefore, if you’re trying increase your rating on your credit, this may set you back while you’re finishing your obligations.
CureDebt does not have a mobile app available. Although they have a website for clients but it’s aged and simple. It’s not very intuitive and could be difficult to navigate.
Moreover, they are still not credited with their Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a great program that allows you to pay off your debts without spending more on those types of services. Moreover, their 20% service charge is less expensive than the majority of companies that offer the 25% cost. There is no upfront payment, and you will only have to pay the fee when the debt is settled.
While they’ll provide you with an account so that you can track your progress, their website is not easy to navigate. CuraDebt isn’t even an app that could make it easier for you to monitor your progression.
However, they have a great support team and can be reached them not only through emails but by phone or by making an electronic ticket. Nys Property Tax Relief Credit Program Application
If your credit card is a major issue right now, we strongly recommend CuraDebt’s debt management program. Just make sure that you’re eligible and that the programs that they provide are offered in your state.
FAQ Nys Property Tax Relief Credit Program Application
What is the time frame to complete the program?
The average program is between 24 and 48 months depending on the amount of your debt and the agreed settlement.
Can CuraDebt aid in the fight against state tax issues?
Sure, CuraDebt provides tax relief programs that can aid you in dealing with problems such as late payroll tax and garnishments of wages.
What should I do when I’m enrolled in the program?
You’ll have to keep in constant contact with your team members and pay the required payments to pay down your debt over time.