Has your debt been increasing lately? Are you burnt out from trying other financial tips and advice but still have unsolved issues?
Maybe you’re here because already tried everything.
In the majority of cases, the best way is to approach experts who can assist to resolve this issue.
CuraDebt is among the most frequently contacted companies. A lot of people have been inquiring whether they can help you or put you into more debt.
According to their clients, they can help you manage 80percent of your debts so that you are able to take few things off of your shoulders.
However, for certain people they believe these claims are too good to be true.
You might be looking for any solution that could aid you in settling your debt. In this case, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep review of the way CuraDebt operates and what issues it can help you solve.
Moreover, before we end we’ll look at the advantages and disadvantages of this method.
Before you begin the review, you can go to this video if you prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Nys Property Tax Relief Check 2021 Status
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000 and has since become an active participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Assistance in settling your debt is the most well-known feature. But they offer other services that can help you be more financially stable.
The process begins with requesting a free savings estimate on the internet. This service is very confidential and won’t be doing a credit check. With this estimate of savings, you will discover more about other options in your journey to be debt-free.
Savings estimates, as we’ve mentioned previously, offers you the opportunity to consider your options, regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to assist you in navigating credit arbitration if you decide to enroll. Financial advisors may be able to assist you with your debt-free journey.
After your debt settlement program, CuraDebt will be the company to answer all of your creditor’s calls. They will also be the ones that will negotiate what you will pay for your settlement based on the status of your finances. In determining which option is the most effectively to you, this can either be a lump sum settlement or the option of a payment plan.
Furthermore, they will work with lenders to help you enjoy better rates when you deposit money to your savings account. This, in turn, will be processed to pay back the creditors. Their plans can help you get rid of debt in just the period of 48 months.
After you’ve signed up with them, they will allow you access to your account information 24 hours a day. All you need to do is login to CuraDebts the client portal so that you can monitor your development.
Before you can benefit from their program, you’ll need to pass their requirements first. In order to be considered eligible for the program, you’ll have to meet the following criteria:
- Minimum 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What are they able to assist you with?
Here are some of the ways CuraDebt can assist you.
Like their name implies, CuraDebt will assist you in dealing with your debt. They are able to negotiate settlements on behalf of you for most types of debt. This includes personal loans, medical bills credit cards and line of credit. They are also able to help settle any remaining balance on business debt collection, repossessions, or collections.
They can even help negotiate on tax owed and IRS debt. However, you won’t get support for most cases, loans from the government, collateral, and utility bills. The same goes for student loans.
On the other hand, they can assist you in navigating laws such as that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation to ensure that you receive cash settlements, should it be possible. Certain violations could lead to having your debts dismissed as well.
CuraDebt lets you repay debt for less than the amount you own. They also allow you to ask questions during their free consultation with their debt counsellor.
The greatest benefit of the program is that you will only have to pay for the charges when your debt is paid off. All you need to do is sign up with some of their programs and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt will also handle taxes. After they have gathered all your financial documents and tax documents, they’ll also collect all the documents you’ll require to file tax returns.
With this program, you’ll be able to deal with the various types of tax problems such as wage garnishments as well as tax penalties for personal and corporate taxes, back taxes, trust fund penalties, and tax liens.
There aren’t any hidden costs also. They only use flat-fee pricing and is dependent on the amount you’ll must settle.
There are a variety of options in the settlement of taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kinds of debts can they help you with?
Although they specialize in debt settlement, it is not their specialty, they don’t offer all kinds of debt settlement. CuraDebt is only focused on loans that are not secured. They won’t be able to help you if your debt or loan is tied to an actual item.
However, if you have the following kinds of debt, they’ll negotiate settlements on your behalf.
With CuraDebt the service, you’ll be able to settle your past-due tax debts without any problems. Additionally, this service is accessible to all 50 states if you have a debt towards the IRS. There are federal tax experts to assist you with these types of issues.
CuraDebt can also assist in settling the medical bills. In certain cases, you may even pay them less than the amount you owe.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. Still, they can help private students with negotiating any loans they are owed.
Payday loans and personal loans also qualify as debt-settling programs. You can also avail of the program if you also have other unsecured credit lines that you have obtained from an alternative bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards and private-label credit cards, CuraDebt will assist you in paying it off.
What will it cost you?
The best part about CuraDebt’s pricing is how they’ve priced their services. They do not charge an upfront cost. You’ll only pay once you settle each of your debts.
Additionally, they don’t charge high fees as well. On average, you’ll have to pay as much as 20 percent of the debt you settled with them.
On average, this type of industry can charge anywhere between 15 and 25%.
Additionally, customers can anticipate to pay off their debts in two to four years. However, this also varies according to the amount you are able to save each month.
Also, they claim you can save up to 30% if you include their charges into your calculation.
But this claim will also vary, depending on the situation. Some clients even mentioned saving 50% to 80percent.
Benefits of using CuraDebt
Now that you have a clearer picture of what CuraDebt offers, let’s explore the benefits of using CuraDebt.
First, CuraDebt is only charged after you’ve settled your debt. Additionally, they only charge an amount of 20%, while many companies charge 25 percent.
If you’re finished by the program for debt relief you could also sign up for their credit repair program.
It’s a fantastic method to improve your credit score without going into debt again. However, the program runs different for every person, depending on your situation.
Lastly, CureDebt looks into your credit to help with settlements and negotiations. This means your debt won’t increase over time. They’ll also be looking into any creditor violations using their in-house experts.
Some disadvantages to the use of CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Debt settlement and debt relief typically require you to cease making payments with the credit card you use. Therefore, if you’re trying increase your credit score, it may cause you to delay finishing your credit card debt.
CureDebt does not offer a mobile application. While they do have a client website however, it appears old and mundane. It’s not particularly intuitive and could be challenging to navigate.
Furthermore, they are not recognized by their Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a great program that lets you resolve your debt without having to spend more on these kinds of services. In addition, their 20% service cost is less expensive than the majority of businesses that charge an additional 25% charge. There aren’t any upfront fees and you’ll only have to pay when the debt is paid off.
Although they’ll allow you to access an account to see your progress however, their website isn’t simple to navigate. CuraDebt isn’t even an app yet, which will make it easier to monitor your progress.
They do have a competent support staff, and you can reach them not just via email but also via phone or making an e-ticket. Nys Property Tax Relief Check 2021 Status
If the debt is a big issue right now, we recommend CuraDebt’s service. Just make sure that you’re qualified and that the services they offer are available in your state.
FAQ Nys Property Tax Relief Check 2021 Status
How long does it take to complete the course?
The program typically takes between 24 and 48 months depending on the amount of your debt as well as your agreement on the settlement.
Can CuraDebt help with tax problems in the state?
Yes, CuraDebt offers a program for tax relief that can assist you with issues such as late payroll tax and wage garnishments.
What should I do when I’m enrolled in the program?
You’ll be required to communicate with your team members and make the necessary payments to lower your debt over time.