Are you experiencing debt that has increased lately? Are you burnt out from trying other financial advice and tips but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve already tried everything.
In the majority of cases, the most effective approach is to talk to professionals that can help to resolve this issue.
CuraDebt is one of the most asked companies. A lot of people have been inquiring whether they can assist you or put you into more debt.
According to their customers, they can assist you in managing the majority of your debts so that you can finally take a few things off of your mind.
But for some people, these claims are just too good to be true.
Suppose you’re on the lookout for something that will aid you in settling your debt. In that situation, CuraDebt will mostly be recommended by people. We’ll be taking a deep look at the way CuraDebt works and what problems it can help you solve.
Furthermore, before we conclude our discussion, we’ll take a look at its benefits and drawbacks.
Before you begin the review, you can watch this video instead in case you would prefer watching it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Nys Property Tax Relief Amount
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has been an active part of the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you settle your debt is the most well-known feature. However, they also offer additional services to aid you in becoming more financially stable.
It all begins by requesting a free savings estimate on the internet. It is a completely private service, and they won’t be conducting a credit screening. By using this estimate of savings you’ll learn more about your options to be debt-free.
This estimate of savings, as we’ve mentioned previously, offers you the opportunity to consider your choices regardless of whether you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to assist you with the process of credit arbitration should you choose to sign up. Some financial advisors can help you on your path to debt-free living.
After your debt settlement program, CuraDebt can be the one to take care of all the calls from your creditors. They’ll also be the ones that will determine what you will pay for your repayment depending on the condition of your financial situation. In determining which option is the best for you, it can be either a lump sum settlement or a payment plan.
Furthermore they will be working with the creditors to ensure that you get better rates when you transfer money into your savings account, which in turn, will process to pay back the creditors. The plans they offer can help you get rid of debt in just the period of 48 months.
After you’ve registered with them, they’ll allow you access to your information 24/7. All you need to do is login to CuraDebts’ client portal so that you can monitor your development.
Before you can avail of their program, you’ll need to satisfy their criteria first. To be eligible, you’ll need to meet the following criteria:
- Minimum 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What are they able to assist you?
Here are some of the ways CuraDebt can assist you.
The name of the company suggests that CuraDebt will assist you in dealing with debt. They are able to negotiate settlements on your behalf for the majority of types of debt. This includes medical bills, personal loans credit cards, and line of credit. They are also able to settle any outstanding balance on business debt and collections or repossessions.
They may also assist in negotiating on tax owed as well as IRS debt. However, you won’t get assistance with the majority cases, loans from the government or collateral, as well as utility bills. They also don’t cover most student loans.
On the contrary, they’ll help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations in order to get cash settlements, if possible. Certain violations could lead to having your debts dismissed as well.
CuraDebt lets you repay debt for less than the amount you have. Additionally, you can ask questions during their free meeting with their debt counselor.
The most appealing aspect of their program is that you will only be charged when your debt is paid off. All you have to do is sign up with one of their plans, and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. Once they collect all of your financial records and tax documents, they’ll also collect all the necessary paperwork for tax returns.
By using this program, you should be able to deal with various tax issues such as wage garnishments and tax penalties, personal and taxation for business as well as back taxes as well as trust fund penalties and tax liens.
There aren’t hidden fees also. They only offer flat-fee prices, which depends on the amount you’ll need to settle.
They have different solutions in the settlement of your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt can they help you with?
Although debt settlement is their specialty however, they do not offer all kinds in debt resolution. CuraDebt is only focused on loans that are not secured. They aren’t able to help you if the loan or debt is linked to an item that is physical.
If you do have the following types of debt, they will make arrangements for settlements.
With CuraDebt the service, you’ll be able pay off your past-due tax debts without difficulty. Additionally, this service is offered across all 50 states, if you have a debt towards the IRS. They have federal tax experts who can assist you in resolving these types of issues.
CuraDebt will also help you resolve any medical-related debt. In some instances you might even be able to pay the debt for less than you owe.
Private Student Loan
CuraDebt does not cater to federal student loans. Still, they can help private students with negotiating the student loans they owe.
Personal and payday loans are also eligible as debt-settling programs. You may also be eligible if you have other unsecured credit lines that you got from another financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards and private-label credit cards, CuraDebt will assist you in paying it off.
How much will it cost?
The best part about CuraDebt is how the company has priced its services. They don’t charge an upfront fee. Only pay when you have paid off all of your debts.
Additionally, they don’t charge high costs either. On average, you’ll be required to pay between 20 and 20 percent of the debt you settled through them.
In general, this type of industry charges between 15% and 25 percentage.
In addition, customers can expect to settle their debts within 2 to 4 years. This varies depending on the amount that you are able to save each month.
They also claim you can save as much as 30% when you factor in their charges into your calculation.
However, the claim may vary, depending on your specific situation. Some clients even mentioned saving between 50% and 80percent.
Benefits of using CuraDebt
Now that you have a clearer picture of the benefits CuraDebt can offer you let’s look into the advantages that come with using CuraDebt.
The first is that CuraDebt only charges you after you’ve settled your debt. Additionally they only charge 20% of the cost, whereas many companies charge 25%.
Then, if you’re done by the program for debt relief, you may also sign up for their credit restoration program.
It’s a fantastic way to restore the credit rating without going in debt again. However, the program runs different for every person, depending on your situation.
Finally, CureDebt looks into your credit to help with settlements and negotiations. It means that your debt won’t inflate over time. They’ll also be looking into any creditor violations with the help of their experts in-house.
Drawbacks of using CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Debt settlement and debt relief typically require you to cease making payments with . Therefore, if you’re trying increase your credit score, it may cause you to delay getting rid of your obligations.
CureDebt does not have a mobile app available. While they do have a client website, it looks outdated and basic. It’s not very user-friendly, and can be challenging to navigate.
Furthermore, they are not recognized by the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a good program that lets you pay off your debts without spending more on these kinds of services. Additionally the 20% service cost is less expensive than the majority of businesses that charge an additional 25% charge. There is no upfront payment and you’ll only have to pay the fee when your debt is finally settled.
Although they’ll give you an account to see your progress however, their website isn’t simple to navigate. CuraDebt also doesn’t have an app that will make it easier to look at your progression.
They do have a good support team and can be reached them not only through emails but also by phone or submitting an e-ticket. Nys Property Tax Relief Amount
If problem of debt is an issue right now, we highly recommend CuraDebt’s program. Be sure to be eligible and that the programs that they provide are offered in your state.
FAQ Nys Property Tax Relief Amount
What is the time frame to finish the program?
The typical program lasts from 24 to 48 months, depending on the amount of your debt as well as your agreed settlement.
Can CuraDebt assist with state tax problems?
Yes, CuraDebt has a tax relief program that can aid you in dealing with problems such as late payroll taxes and wage garnishments.
What should I do after joining the program?
You’ll need to constantly communicate with the team and pay the required payments to reduce your debt over time.