Have your debts increased lately? Are you exhausted from trying different financial advice and tips but haven’t solved your problems?
Perhaps you’re here because you’ve already tried every thing.
In the majority of cases, the best way is to approach professionals that can help you resolve the issue.
CuraDebt is one of the companies that get the most inquiries. A lot of people have been inquiring whether they can assist you or put you in more debt.
According to their clients they can assist you in managing 80% of your debts so that you can finally take a couple of things off your mind.
For some, these claims are just too good to be true.
You might be looking for any solution that could help you resolve your debt. In that situation, CuraDebt will mostly be highly recommended by those. We’ll take a deeper look at the way CuraDebt is used and the problems it could help solve.
Moreover, before we end our discussion, we’ll take a look at its advantages and drawbacks.
Before you begin the review, you can go to this video for a more relaxing way watching it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Nys Income Worksheet For Property Tax Relief Eligibility
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has been a part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have limited their access to their services.
What CuraDebt do?
Assistance in settling your debt is CuraDebt’s most popular feature. But they offer additional services to assist you in becoming financially secure.
It all starts by requesting a no-cost savings estimate on the internet. This service is very confidential and they will not conduct a credit inquiry. With this savings estimate you’ll be able to be able to learn more about the options to be debt-free.
This estimate of savings, as we’ve mentioned previously, offers you an idea of your choices regardless of whether you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to help you with credit arbitration if you decide to enroll. Financial advisors may be able to assist you in your debt-free journey.
Following the debt settlement plan, CuraDebt will be the company to answer all of your creditors’ calls. They’ll also be the ones that negotiate conditions of the settlement depending on the condition of your financial situation. Based on what works best your situation, the payment could be a lump-sum settlement or an installment plan.
Furthermore, they will work with creditors to ensure that you get better rates when you make deposits to your savings account, which in turn, will process to pay back the creditors. Their programs can assist you to get rid of debt in just the period of 48 months.
Once you’ve signed up with them, they’ll give you access to your data 24/7. All you need to do is log in to CuraDebts the client portal to monitor your progress.
> > Click Here to Get A Debt Consultation for Free < <
CuraDebt’s Requirements
Before you can avail of their program, you’ll need to meet their eligibility requirements first. To be eligible, you’ll need to meet the following requirements:
- At least 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What can they assist you?
Here are some of the ways CuraDebt can help you.
Debt Relief
The name of the company suggests that CuraDebt can assist you in dealing with your debt. They can negotiate settlements on your behalf for most types of debt. These include personal loans, medical bills, credit cards and line of credit. They can also be approached to settle any outstanding balance on business debt collection, repossessions, or collections.
They may even assist you in negotiating for back taxes as well as IRS debt. However, you won’t get assistance with the majority claims, loans from the government as well as collateral and utility bills. They also don’t cover most student loans.
On the contrary, they’ll assist you in navigating laws such as that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors so that you can have cash settlements, if they are possible. Certain violations could lead to having your debts removed as well.
CuraDebt also allows you to pay off debts with less than the sum you have. Additionally, you can inquire about your debt during their no-cost consultation with their debt counsellor.
The greatest benefit of the program is that you will only have to pay for the charges when your debt is paid off. All you have to sign up to one of their plans, and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. Once they’ve gathered all your financial documents and tax documents, they’ll also collect all the documents you’ll require for tax returns.
By using this program, you’ll be able to resolve the various types of tax problems like wage garnishments and tax penalties, personal and business taxes as well as back taxes and trust fund penalties and tax liens.
There aren’t any hidden costs also. They only offer flat-fee prices, which depends on the amount you have to pay.
They have different solutions for settling your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
> > Click Here to Get A Debt Consultation for Free < <
What kinds of debts can they assist you with?
Although they specialize in debt settlement, it is not their forte but they aren’t able to cater to all types of debt settlement. CuraDebt only focuses on unsecured debt. They aren’t able to help you if your credit or loan is tied to an item that is physical.
If, however, you are in one of the following kinds of debt, they’ll negotiate settlements on your behalf.
Tax Debt
With CuraDebt it is expected that you will be able pay off tax debts that were due to be paid without difficulty. Moreover, this type of service is accessible to all 50 states if you have a debt in arrears to IRS. There are federal tax experts to assist you with these kinds of problems.
Medical Debt
CuraDebt will also help you resolve your medical debt. In some instances you might even be able to pay the debt for less than you are owed.
Private Student Loan
CuraDebt does not offer federal student loans. However, they can assist private students in negotiating any student loans that they are owed.
Personal Loan
Payday loans and personal loans also qualify for the debt settlement program. You may also be eligible if you have other unsecured credit lines that you got from a different bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards as well as private label credit card CuraDebt will help you pay it off.
How much will it cost?
The most appealing aspect of CuraDebt is the way they’ve priced their services. They don’t charge upfront fees. The only time you pay is when you’ve paid each of your debts.
Additionally, they don’t charge high costs either. In the average, you’ll need to pay as much as 20 percent of the debt that you settled through them.
In general, this type of business can cost anywhere between 15% and 25%.
Moreover, clients can expect to pay off their debts in two to four years. However, this also varies in relation to the amount you are able to save each month.
They also claim you can save up to 30% by incorporating their fees in your equation.
However, the claim may vary, depending on your situation. Some customers have even talked about saving between 50% and 80%.
> > Click Here to Get A Debt Consultation for Free < <
Benefits of using CuraDebt
Now that you have an understanding of what CuraDebt can offer you Let’s take a look at the benefits that come with using CuraDebt.
First, CuraDebt is only charged when you’ve paid off your debt. Additionally, they only charge a 20% fee while the majority of companies charge 25%.
Then, if you’re done with the debt settlement program you could enroll in their credit restoration program.
It’s an excellent way to restore your credit without having to go back into debt. The program is however designed differently for each person dependent on the circumstances of your case.
In the end, CureDebt looks into your financial obligations to assist with settlements and negotiations. It means that the amount you owe won’t rise over time. They’ll also look into any violations by creditors with the assistance of their in-house experts.
The drawbacks of the use of CuraDebt
We will also examine some of the negatives of CuraDebt.
Debt settlement and debt relief often require you to stop making payments using your credit card. If you’re trying to build a better standing on credit scores, you could set you back while you’re working on your debt.
CureDebt doesn’t even offer a mobile application. Although they have a website that clients can access but it’s aged and simple. It’s not particularly intuitive and could be challenging to navigate.
Furthermore, they are not credited with an accreditation from the Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a good program that lets you resolve your debt without having to spend more for these types of services. Moreover the 20% service charge is cheaper than most businesses that charge a 25% fee. There is no upfront payment and you’ll only have to pay the fee when the debt is settled.
While they’ll provide you with an account that allows you to track your progress, their website is not simple to navigate. CuraDebt also doesn’t have an app, which could make it easier for you to look at your performance.
However, they have a great support team and can be reached them not just via email but also via phone or making an electronic ticket. Nys Income Worksheet For Property Tax Relief Eligibility
If problem of debt is an problem right now, we recommend CuraDebt’s service. Make sure you’re qualified and that the services they provide are in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Nys Income Worksheet For Property Tax Relief Eligibility
How long will it take to complete the course?
The program typically takes between 24 and 48 months dependent on the size of your debt and the stipulated settlement.
Can CuraDebt assist with tax problems in the state?
Sure, CuraDebt offers a program for tax relief that can aid you in dealing with problems like delinquent tax and garnishments on wages.
What should I do once I’m in the program?
You’ll have to keep in constant contact with your team members and pay the required payments to pay down your debt over time.
