Have your debts been piling up lately? Are you burnt out from trying different financial advice and strategies but haven’t solved your problems?
Maybe you’re here because you’ve tried everything.
In most cases, the best way is to approach experts who can assist to resolve this issue.
CuraDebt is among the most asked companies. Many customers have asked if they can help you or put you into more debt.
According to their clients, they can help you manage the majority of your debts so that you can finally take a couple of things off your mind.
However, for certain people the claims seem too good to be true.
You might be looking for something that will assist you in paying off your debt. In this situation, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep look at how CuraDebt operates and what issues it can help you solve.
In addition, prior to our conclusion we’ll look at its advantages and drawbacks.
Before starting the review, watch this video instead for a more relaxing way watching it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Nys Family Tax Relief Credit 2015 2021
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has since become a member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, some states have restricted their services.
What CuraDebt do?
Helping you pay off your debt is the most known feature. They also provide additional services to assist you in becoming financially secure.
First of all, it begins with requesting a free savings estimate online. The service is completely confidential and won’t be conducting a credit screening. With this estimate of savings you’ll be able to discover more about other options in your journey to debt-free.
This estimate of savings, as we’ve mentioned earlier, provides you with an insight into your choices, regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to assist you with credit arbitration in the event that you decide to join. Financial advisors may be able to assist you with your debt-free journey.
After your debt settlement program is completed, CuraDebt can be the company to take care of all the calls from your creditors. They will also be the ones who negotiate conditions of the repayment based on the status of your finances. Depending on which works most effectively for you, it can be a lump-sum settlement or a payment plan.
Moreover they will be working with the creditors to ensure that you get better rates when you deposit money to your savings account. This in turn, will process to pay off creditors. Their plans can help you pay off the debt in the period of 48 months.
After you’ve registered with them, they will allow you access to your information 24/7. All you need to do is log in to CuraDebts the client portal to monitor your performance.
Before you can benefit from their program, you’ll need to satisfy their criteria first. To be eligible, you’ll have to meet the following requirements:
- At least 21 years old
- Verifiable income
- Minimum debt must be $5,000
What can they assist you with?
Here are some of the ways CuraDebt can assist you.
Like their name implies, CuraDebt can assist you in dealing your debt. They are able to negotiate settlements on your behalf to settle the majority of types of debt. These include personal loans, medical bills credit cards as well as line of credit. They are also able to help settle any remaining balance on business debt and collections or repossessions.
They may even assist you in negotiating on tax owed and IRS debt. However, you will not receive support for most cases, loans from the government as well as collateral and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they can assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations to ensure that you receive cash settlements, if possible. Certain violations may result in having your debts removed as well.
CuraDebt can also help you pay off debts with less than the sum you have. You can also have questions answered during a free meeting with their debt counselor.
The most appealing aspect of the program is that you only have to pay for the charges once your debt is settled. All you have to sign up to some of their programs, and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. Once they collect all of your financial documentation, they will also collect all the necessary paperwork to file tax returns.
By using this program, you’ll be able to resolve various tax issues like wage garnishments as well as tax penalties for personal and corporate taxes, back taxes, trust fund penalties, and tax lien.
There aren’t hidden fees either. They use only flat-fee pricing and is dependent on the amount you need to settle.
They offer different options when it comes to the settlement of the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt can they assist you with?
Although they specialize in debt settlement, it is not their forte but they aren’t able to provide all kinds in debt resolution. CuraDebt is only focused on unsecured debt. They aren’t able to help you if your debt or loan is tied to an actual item.
If, however, you are in the following types of debt, they will arrange settlements for you.
With CuraDebt the service, you’ll be able to pay taxes that are due without any issues. Furthermore, this service is available across all 50 states, if you owe money towards the IRS. There are tax experts from the federal government that can help you resolve these kinds of problems.
CuraDebt can also help resolve any medical-related debt. In some cases you could even settle the debt for less than you owe.
Private Student Loan
CuraDebt does not offer federal student loans. Still, they can help private students in negotiating any student loans that they owe.
Personal loans and payday loans also qualify as debt-settling programs. It is also possible to avail the program if you have other unsecured credit lines that you got from a different financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards and private-label credit cards CuraDebt can assist you in paying it off.
How much will it cost?
The greatest thing about CuraDebt is the way they’ve priced their services. They don’t charge an upfront fee. The only time you pay is when you’ve paid each of your debts.
Additionally, they don’t charge high fees as well. On average, you’ll have to pay up to 20% of the debt you settled with them.
On average, this type of business can cost anywhere between 15 and 25 percentage.
Additionally, customers can anticipate to settle their debt from two to four years. However, this also varies in relation to the amount you are able to save each month.
Also, they claim that you can save as much as 30% if you include their fees in your equation.
However, the claim may depend on the situation. Some clients even mentioned saving 50% to 80%.
Benefits of using CuraDebt
Now that you have a clearer picture of what CuraDebt can offer you Let’s take a look at the benefits from using CuraDebt.
First, CuraDebt only charges you after you’ve settled your debt. Additionally they charge only a 20% fee while many companies charge 25 percent.
If you’re finished with the debt settlement program, you may join their credit restoration program.
It’s a fantastic method to improve the credit rating without having to go into debt again. However, the program lasts in a different way for each individual dependent on the circumstances of your case.
Finally, CureDebt looks into your debt so that they can help with settlements and negotiations. This means your debt won’t increase as time passes. They’ll also investigate any violations of creditor with the help of their experts in-house.
Some disadvantages to the use of CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Debt relief and debt settlements typically require you to cease making payments with . So if you’re trying to build a better rating on your credit, this might delay you from working on your debt.
CureDebt doesn’t even offer a mobile application. While they have a website that clients can access however, it appears outdated and basic. It’s not particularly intuitive, and it can be difficult to navigate.
In addition, they’re not recognized by an accreditation from the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a useful program that lets you settle your debt without spending more on these kinds of services. Additionally their 20% service fee is less expensive than the majority of businesses that charge the 25% cost. There aren’t any upfront fees, and you will only be required to pay once the debt is settled.
While they’ll provide you with an account so that you can track your progress, their website is not easy to navigate. CuraDebt isn’t even an app yet, which could make it easier for you to track your progression.
However, they have a good support team, and you can reach them, not only via emails but by phone or by submitting an e-ticket. Nys Family Tax Relief Credit 2015 2021
If the debt is a big problem, then we strongly recommend CuraDebt’s debt management program. Make sure you’re eligible and that the services they offer are available in your state.
FAQ Nys Family Tax Relief Credit 2015 2021
What is the time frame to finish the program?
The program typically takes 24 to 48 months, depending on the amount of your debt as well as the agreement on the settlement.
Can CuraDebt help with tax problems in the state?
Sure, CuraDebt offers a program for tax relief that can aid you in dealing with problems like delinquent tax and garnishments on wages.
What do I need to do after joining the program?
You’ll have to keep in constant contact with your team members and pay the required payments to pay down your debt over time.