Has your debt been increasing lately? Are you exhausted from trying various financial tips and advice but haven’t solved your problems?
Maybe you’re here because been through everything.
In the majority of cases, your most effective approach is to talk to experts who can help to resolve this issue.
CuraDebt is among the companies that get the most inquiries. A lot of customers have asked if they are able to help or help you get into more debt.
According to their customers, they can assist you in managing 80percent of your debt so that you are able to take few things off of your plate.
For some the claims seem too good to be true.
You might be looking for something that will help you resolve your debt. In this case, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep look at how CuraDebt is used and the problems it could help solve.
Furthermore, before we conclude, we’ll also look into its benefits and drawbacks.
Before beginning the review, check out this video instead for a more relaxing way watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Nys Budget 2021 Property Tax Relief
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has been a part of the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best popular feature. They also provide additional services to help you be more financially stable.
First of all, it begins with requesting a free online savings estimate. This service is very confidential, and they won’t be conducting a credit screening. With this estimate of savings you’ll be able to be able to learn more about the other options in your journey to debt-free.
This estimate of savings, which was mentioned before, gives you an idea of your choices regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to help you with the process of credit arbitration should you choose to enroll. Some financial advisors can help you with your debt-free journey.
After your debt settlement program, CuraDebt can be the company to answer all of the calls from your creditors. They will also be the ones who negotiate what you will pay for your repayment based on the status of your financial situation. Based on what works most effectively for you, it can be either a lump sum settlement or an installment plan.
Moreover they will also be working with lenders to help you have better rates as you transfer money into your savings account, which in turn, will be processed to pay the creditors. Their plans can help you pay off the debt in two years.
Once you’ve signed up with them, they will give you access to your account information 24 hours a day. All you need to do is log in to CuraDebts Client Portal to monitor your progress.
Before you can benefit from their program, you’ll need to pass their requirements first. To be eligible, you’ll need to meet the following criteria:
- Minimum 21 years old
- Verifiable income
- Minimum debt must be $5,000
What can they help you with?
Here are some of the ways CuraDebt can help you.
Like their name implies, CuraDebt will assist you in dealing your debt. They are able to negotiate settlements on your behalf to settle all kinds of debt. These include personal loans, medical bills, credit cards as well as loans. You can also approach them to settle any outstanding balance on business debt, collections, or repossessions.
They can even help negotiate for back taxes and IRS debt. But, you won’t receive support for most claims, loans from the government or collateral, as well as utility bills. They also don’t cover most student loans.
On the other hand, they can assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors in order to get cash settlements, if they are possible. Certain violations could cause your debt to be removed as well.
CuraDebt lets you settle debt with less than the amount you have. Additionally, you can ask questions during their free consult with their debt advisor.
The most appealing aspect of the program is that you will only have to pay for the charges after your debt has been settled. All you have to sign up to any of the plans, and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. Once they’ve gathered all your financial documentation and tax documents, they’ll also collect all the necessary paperwork for tax returns.
Through this program, you should be able to resolve various tax issues such as garnishments on wages and tax penalties, personal and taxation for business and back taxes, trust fund penalties, and tax lien.
There aren’t hidden fees also. They only use flat-fee pricing, which depends on the amount you’ll must settle.
There are a variety of options for paying off taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt can they help you with?
While debt settlement is their specialty, they don’t offer all kinds of debt settlement. CuraDebt only focuses on loans that are not secured. They won’t be able to help you if the credit or loan is tied to an item that is physical.
If you do have the following kinds of debt, they will negotiate settlements on your behalf.
With CuraDebt the service, you’ll be able to pay taxes that are due without any problems. Moreover, this type of service is accessible to all 50 states in the event that you have a debt towards the IRS. There are federal tax experts who can assist you in resolving these kinds of problems.
CuraDebt will also help you resolve any medical-related debt. In some instances, you may even pay the debt for less than you owe.
Private Student Loan
CuraDebt does not cater to Federal student loan. Still, they can help private students in negotiating the student loans they are owed.
Payday loans and personal loans also qualify for the debt settlement program. You can also avail the program if you have other unsecure credit lines that you got from another bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards or private label credit cards CuraDebt can assist you in paying it off.
How much will it cost?
The most appealing aspect of CuraDebt is how they’ve priced their services. They do not charge an upfront cost. You’ll only pay once you have paid off all of your debts.
Also, they do not charge high charges either. On average, you’ll have to pay up to 20% of the debt you settled with them.
In the average, this kind of business can cost anywhere between 15 and 25%.
Moreover, clients can expect to pay off their debts in between 2 and 4 years. However, this also varies according to the amount you save per month.
Also, they claim you can save as much as 30% by incorporating their fees in your equation.
However, this statement will vary, depending on your specific situation. Some clients even mentioned saving 50% to up to 80%.
The benefits of using CuraDebt
Now that you have an understanding of what CuraDebt can offer you Let’s take a look at the benefits from using CuraDebt.
In the beginning, CuraDebt will only charge you once you’ve paid off your debt. Additionally, they only charge 20% of the cost, whereas most companies charge you 25 percent.
Next, if you’re done with the debt settlement program you may join their credit restoration program.
It’s a fantastic way to restore the credit rating without going in debt again. However, the program lasts in a different way for each individual dependent on the circumstances of your case.
Finally, CureDebt looks into your financial obligations to assist with settlements and negotiations. This means the amount you owe won’t rise over time. They’ll also be looking into any creditor violations with the assistance of their in-house experts.
Some disadvantages to the use of CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Debt settlement and debt relief typically require you to stop making payments using . If you’re trying to improve your standing on credit scores, you could delay you from finishing your debt.
CureDebt also doesn’t have a mobile app. Although they have a client website but it’s aged and simple. It’s not very intuitive and could be difficult to navigate.
Moreover, they are still not recognized by their Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a great program that will allow you to pay off your debts without spending more on these kinds of services. Additionally their 20% service cost is lower than many firms that charge a 25% fee. There is no upfront payment and you’ll only have to pay when the debt is paid off.
While they’ll provide you with an account to see your progress however, their website isn’t easy to navigate. CuraDebt does not have an app, which could make it easier for you to look at your performance.
They do have a competent support staff and can be reached them, not only via emails but also via phone or submitting an electronic ticket. Nys Budget 2021 Property Tax Relief
If the credit card is a major issue right now, we recommend CuraDebt’s service. Make sure you’re eligible and that the services they provide are in your state.
FAQ Nys Budget 2021 Property Tax Relief
What is the time frame to finish the program?
The typical program lasts from between 24 and 48 months depending on the amount of your debt and the stipulated settlement.
Can CuraDebt assist with state tax problems?
Yes, CuraDebt offers a program for tax relief that can help you with problems such as late payroll tax issues and wage garnishments.
What should I do once I’m in the program?
You’ll need to constantly communicate with your team members and make the necessary payments to reduce your debt over time.