Has your debt been increasing lately? Are you tired of trying different financial advice and strategies but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve already tried everything.
In most cases, the best option is to speak with experts who can assist you resolve the issue.
CuraDebt is one of the companies that get the most inquiries. Many people have been inquiring whether they can help you or help you get into more debt.
According to their clients, they can assist you in managing 80percent of your debt so that you are able to take few things off of your plate.
For some they believe these claims are too good to be true.
You might be looking for something that will aid you in settling your debt. In that case, CuraDebt will mostly be highly recommended by those. We’ll take a deeper look at the way CuraDebt is used and the problems it could help solve.
Moreover, before we end we’ll look at its advantages and drawbacks.
Before starting the review, you can watch this video instead for a more relaxing way watching it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of our article for a more comprehensive review.
About the Company Nyc Enrolled Agent Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000, and is a participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have limited their access to their services.
What can CuraDebt do?
Assistance in settling your debt is one of CuraDebt’s best well-known feature. They also provide other services that will help you be more financially stable.
It all starts by requesting a no-cost savings estimate online. The service is completely confidential and won’t be conducting a credit screening. With this savings estimate, you will be able to learn more about the alternatives towards debt-free.
Savings estimates, as mentioned before, gives you an idea of your choices regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to assist you with credit arbitration in the event that you decide to join. Some financial advisors can help you in your debt-free journey.
After your debt settlement program is completed, CuraDebt can be the one to answer all of the calls from your creditors. They’ll also be the ones who will determine what you will pay for your repayment based on the status of your financial situation. In determining which option is the best to you, this could be a lump-sum settlement or an installment plan.
Moreover they will work with creditors to ensure that you get better rates when you deposit money to your savings account, which in turn, will process to pay back creditors. Their programs can assist you to pay off the debt in 48 months.
Once you’ve signed up with them, they will allow you access to your information 24/7. All you have to do is sign in to CuraDebts’ client portal to track your progress.
Before you can avail of the program, you’ll have to satisfy their criteria first. In order to be considered eligible for the program, you’ll have to meet the following requirements:
- At least 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What are they able to assist you?
Here are some of the ways CuraDebt can aid you.
As their name suggests, CuraDebt will assist you in dealing with your debt. They are able to negotiate settlements on your behalf to settle all kinds of debt. These include personal loans, medical bills, credit cards as well as loans. You can also approach them to pay off any remaining balance on business debt and collections or repossessions.
They can even help negotiate on tax owed and IRS debt. However, you won’t get support for most claims, government loans or collateral, as well as utility bills. They also don’t cover most student loans.
On the contrary, they’ll help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying creditor violations so that you can have cash settlements, if possible. Some violations can also result in having your debts dismissed as well.
CuraDebt also allows you to repay debt for less than the amount you have. You can also ask questions during their free meeting with their debt counsellor.
The greatest benefit of their plan is that you will only pay the fees when your debt is paid off. All you need to do is sign up with any of the plans, and you’ll have the ability to resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. Once they collect all of your financial documents They will also gather all the necessary paperwork to file tax returns.
With this program, you should be able to solve various tax issues like garnishments on wages, tax penalties, personal and taxation for business, back taxes, trust fund penalties, and tax liens.
There aren’t any hidden charges either. They only use flat-fee pricing, which depends on the amount you’ll need to settle.
They have different solutions in the settlement of your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What types of debt can they assist you with?
While debt settlement is their specialty however, they do not offer all kinds of settlement. CuraDebt concentrates on unsecured debt. They can’t help you if your debt or loan is tied to an actual item.
If, however, you are in the following types of debt, they’ll negotiate settlements on your behalf.
With CuraDebt the service, you’ll be able to pay your past-due tax debts without any issues. Furthermore, this service is offered across all 50 states, if you owe money towards the IRS. There are federal tax experts who can assist you in resolving these types of issues.
CuraDebt can also assist in settling any medical-related debt. In certain cases you might even be able to pay them less than the amount you owe.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. They can however assist private students with negotiating any loans they owe.
Payday loans and personal loans also qualify to be eligible for debt relief programs. You can also avail of the program if you also have other unsecured credit lines that you got from a different bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards as well as private label credit card CuraDebt will help you pay it off.
What is the cost?
The best part about CuraDebt’s pricing is how the company has priced its services. They don’t charge upfront fees. The only time you pay is when you settle each of your outstanding debts.
Also, they don’t have high-cost fees as well. On average, you’ll be required to pay as much as 20% of the debt you settled with them.
On average, this type of industry can charge anywhere between 15 and 25 percent.
Moreover, clients can expect to settle their debts within between 2 and 4 years. This varies depending on the amount that you can save up per month.
Also, they claim that you can save as much as 30% when you factor in their fees in your equation.
But this claim will also depend on your situation. Some customers have even talked about saving between 50% and 80percent.
Benefits of using CuraDebt
Once you’ve got a clearer picture of what CuraDebt can offer you let’s look into the advantages that come with using CuraDebt.
In the beginning, CuraDebt only charges you after you’ve settled your debt. Additionally they charge only a 20% fee while the majority of companies charge 25 percent.
Next, if you’re done by the program for debt relief you could join their credit repair program.
It’s a great option to rebuild your credit without having to go into debt again. However, the program lasts differently for each person dependent on the circumstances of your case.
Finally, CureDebt looks into your debt so that they can assist in settlements and negotiations. It means that the amount you owe won’t rise over time. They’ll also be looking into any creditor violations using their experts in-house.
Drawbacks of using CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Settlement of debt and debt relief typically require you to stop making payments using the credit card you use. Therefore, if you’re trying improve your credit score, it may cause you to delay finishing your debt.
CureDebt does not offer a mobile application. While they have a website for clients however, it appears old and mundane. It’s not very intuitive, and it can be difficult to navigate.
In addition, they’re not recognized by the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a useful program that lets you pay off your debts without spending more on these kinds of services. Moreover their 20% service charge is less expensive than the majority of firms that charge an additional 25% charge. There is no upfront payment, and you will only have to pay when the debt is settled.
Although they’ll allow you to access an account to see your progress however, their website isn’t easy to navigate. CuraDebt isn’t even an app, which would make it easier to look at your progression.
But, they do have a great support team that you can contact them, not only via emails but also by phone or making an e-ticket. Nyc Enrolled Agent Tax Relief
If credit card is a major problem right now, we recommend CuraDebt’s service. Make sure you’re eligible and that the services they offer are available in your state.
FAQ Nyc Enrolled Agent Tax Relief
How long does it take to complete the course?
The typical program lasts from between 24 and 48 months depending on the amount of your debt as well as your agreed settlement.
Can CuraDebt assist in the fight against state tax issues?
Yes, CuraDebt offers a program for tax relief that will help you with problems such as delinquent payroll tax and wage garnishments.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll need to constantly communicate with the team and make the necessary payments to reduce your debt over time.