Have your debts increased lately? Are you exhausted from trying different financial tips and advice but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve tried every thing.
In most cases, the most effective approach is to talk to experts who can assist you settle this issue.
CuraDebt is one of the most frequently contacted companies. A lot of people have been inquiring whether they can help you or put you in more debt.
According to their clients they can help you manage the majority of your debt , so you are able to take few things off of your plate.
For some the claims seem too good to be true.
Suppose you’re on the lookout for any solution that could aid you in settling your debt. If that’s the case, CuraDebt will mostly be suggested by people. We’ll take a deeper look at how CuraDebt is used and the problems it can help you solve.
Furthermore, before we conclude we’ll look at the advantages and disadvantages of this method.
Before starting the review, you can watch this video instead in case you would prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Ny Tax Relief Check
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has since become an active member of the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you pay off your debt is CuraDebt’s most popular feature. But they offer additional services to assist you in becoming financially stable.
First of all, it begins with requesting a free online savings estimate. It is a completely private service and won’t be conducting a credit screening. With this savings estimate, you will discover more about other options in your journey to be debt-free.
Savings estimates, as we’ve mentioned before, gives you an idea of your options regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to assist you with the process of credit arbitration should you choose to sign up. Some financial advisors can help you with your debt-free journey.
Following your debt settlement program is completed, CuraDebt can be the agency to answer all of your creditor’s calls. They will also be the ones who will determine what you will pay for your repayment in accordance with the state of your finances. Depending on which works best to you, this could be either a lump sum settlement or the option of a payment plan.
Additionally they will also be working with lenders to help you enjoy better rates when you transfer money into your savings account, which is then processed to pay the creditors. Their plans can help you get rid of debt in just 48 months.
After you’ve signed up with them, they’ll provide you with access to your information 24/7. All you have to do is log in to CuraDebts’ client portal to monitor your performance.
Before you can benefit from the program, you’ll have to meet their eligibility requirements first. For eligibility, you’ll need to meet the following criteria:
- At least 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What are they able to assist you with?
Here are the different ways CuraDebt can assist you.
The name of the company suggests that CuraDebt will assist you in dealing with your debt. They are able to negotiate settlements on behalf of you for all kinds of debt. This includes medical bills, personal loans credit cards and also loans. You can also approach them to pay off any remaining balance on business debt, collections, or repossessions.
They can even help negotiate on tax owed as well as IRS debt. However, you will not receive assistance with the majority claims, loans from the government, collateral, and utility bills. They also don’t cover most student loans.
On the other hand, they can assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation to ensure that you receive cash settlements, if possible. Certain violations could result in having your debts also dismissed.
CuraDebt can also help you pay off debts with less than the sum you have. They also allow you to inquire about your debt during their no-cost meeting with their debt counsellor.
The best part about their plan is that you will only pay the fees after your debt has been settled. All you have to do is sign up with any of the plans and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. Once they collect all of your financial documentation, they will also collect all the documents you’ll require for tax returns.
By using this program, you’ll be able to solve various tax issues such as garnishments on wages and tax penalties, personal and corporate taxes and back taxes and trust fund penalties and tax liens.
There aren’t any hidden costs also. They only use flat-fee pricing that is based on the amount you’ll need to settle.
They have different solutions for the settlement of the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt can they assist you with?
Although debt settlement is their specialization but they aren’t able to provide all kinds of debt settlement. CuraDebt only focuses on loans that are not secured. They can’t assist you if your loan or debt is linked to an actual item.
If, however, you are in the following kinds of debt, they will make arrangements for settlements.
With CuraDebt the service, you’ll be able to settle tax debts that were due to be paid without any problems. Additionally, this service is accessible to all 50 states in the event that you have a debt towards the IRS. They have federal tax experts to assist you with these types of issues.
CuraDebt can also assist in settling your medical debt. In some cases you might even be able to pay them for less than what you are owed.
Private Student Loan
CuraDebt does not offer federal student loans. However, they can assist private students negotiate any student loans that they owe.
Personal and payday loans also qualify as debt-settling programs. It is also possible to avail the program the program if you have other unsecure credit lines you obtained from a different bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards and private-label credit cards CuraDebt can help you pay it off.
How much will it cost?
The most appealing aspect of CuraDebt is the way they’ve priced their service. They don’t charge an upfront fee. Only pay when you have paid off all of your outstanding debts.
They also do not charge high charges either. On average, you’ll be required to pay as much as 20 percent of the debt you settled through them.
In general, this type of industry charges from 15% to 25 percentage.
Moreover, clients can expect to pay off their debts in two to four years. This varies according to the amount you are able to save each month.
They also claim that you could save as much as 30% when you factor in their fees in your equation.
However, the claim may differ based on the situation. Some clients even mentioned saving 50 to 80%.
Advantages to using CuraDebt
Once you’ve got an understanding of what CuraDebt can provide, let’s look into the advantages from using CuraDebt.
First, CuraDebt only charges you after you’ve settled your debt. Additionally they only charge 20% of the cost, whereas most companies charge you 25 percent.
Next, if you’re done with the debt settlement program, you may enroll in their credit restoration program.
It’s a fantastic option to rebuild your credit score without having to go into debt again. However, the program lasts different for every person, depending on your situation.
In the end, CureDebt looks into your credit to help with settlements and negotiations. It means that the amount you owe won’t rise over time. They’ll also be looking into any violations of creditor with the help of their in-house experts.
Some disadvantages to the use of CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Debt settlement and debt relief often require you to cease making payments with the credit card you use. Therefore, if you’re trying increase your standing on credit scores, you might set you back while you’re working on your obligations.
CureDebt also doesn’t have a mobile app. While they have a client website but it’s aged and simple. It’s not very user-friendly, and can be challenging to navigate.
Furthermore, they are not recognized by the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a useful program that allows you to settle your debt without spending more for these types of services. Additionally the 20% service cost is cheaper than most firms that charge a 25% fee. There are no upfront payments, and you will only have to pay the fee when your debt is finally settled.
Although they’ll allow you to access an account that allows you to track your progress but their website isn’t easy to navigate. CuraDebt also doesn’t have an app yet, which could make it easier for you to track your progression. Ny Tax Relief Check
But, they do have a competent support staff and can be reached them not just via email but also via phone or making an electronic ticket. Ny Tax Relief Check
If debt is a big issue right now, we recommend CuraDebt’s service. Be sure to be eligible and that the services that they provide are offered in your area.
FAQ Ny Tax Relief Check
How long will it take to complete the course?
The typical program lasts from between 24 and 48 months depending on the amount of your debt as well as the agreement on the settlement.
Can CuraDebt aid with state tax problems?
Sure, CuraDebt offers a program for tax relief that can help you with problems such as delinquent payroll tax and garnishments on wages.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll be required to communicate with the team and make the necessary payments to pay down your debt over time.