Have your debts increased lately? Are you tired of trying different financial advice and tips but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve tried everything.
In most cases, the best option is to speak with experts who can help to resolve this issue.
CuraDebt is one of the most frequently contacted companies. A lot of people have been inquiring whether they can assist you or put you in more debt.
According to their customers, they can help you control 80percent of your debt so that you can finally take a couple of w
orries off your mind.
But for some people the claims seem too good to be true.
You might be looking for any solution that could assist you in paying off your debt. If that’s the case, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep review of how CuraDebt works and what problems it could help solve.
In addition, prior to our conclusion we’ll look at its advantages and drawbacks.
Before starting the review, check out this video instead if you prefer watching it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of the article for a more comprehensive review.
About the Company Ny State Property Tax Relief Received In January 2021
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has been a part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have imposed restrictions on their services.
What can CuraDebt do?
Helping you pay off your debt is CuraDebt’s most known feature. However, they also offer other services that can help you be more financially secure.
The process begins with requesting a free online savings estimate. This service is very confidential and won’t conduct a credit inquiry. With this estimate of savings you’ll be able to learn more about your options towards debt-free.
This estimate of savings, which was mentioned before, gives you an insight into your choices regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to help you with credit arbitration in the event that you decide to join. Financial advisors may be able to assist you on your path to debt-free living.
After your debt settlement program, CuraDebt is the company to answer all of your creditors’ calls. They’ll be the ones who determine what you will pay for your payment in accordance with the state of your finances. In determining which option is the best to you, this could be a lump-sum settlement or an installment plan.
Additionally they will also work with creditors to ensure that you have better rates as you transfer money into your savings account, which is then processed to pay back the creditors. Their programs can assist you to pay off the debt in the period of 48 months.
After you’ve registered with them, they will give you access to your information 24/7. All you have to do is login to CuraDebts’ client portal to track your progress.
> > Click Here to Get A Debt Consultation for Free < <
CuraDebt’s Requirements
Before you are able to avail the program, you’ll have to satisfy their criteria first. In order to be considered eligible for the program, you’ll have to meet the following criteria:
- Minimum 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What can they assist you?
Here are the various ways CuraDebt can aid you.
Debt Relief
Like their name implies, CuraDebt can help you deal with debt. They can negotiate settlements on your behalf to settle most types of debt. They can help with medical bills, personal loans credit cards, as well as line of credit. They can also be approached to help settle any remaining balance on business debt collection, repossessions, or collections.
They may also assist in negotiating with back taxes as well as IRS debt. However, you will not receive assistance for the majority cases, government loans, collateral, and utility bills. The same goes for student loans.
On the contrary, they’ll assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation in order to get cash settlements, if possible. Some violations can also cause your debt to be dismissed as well.
CuraDebt can also help you pay off debts with less than the sum you have. They also allow you to ask questions during their free consultation with their debt counselor.
The most appealing aspect of their plan is that you’ll only pay the fees when your debt is paid off. All you have to do is sign up with any of the plans and you’ll have the ability to resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. Once they collect all of your financial records and tax documents, they’ll also collect all the documents you’ll require for tax returns.
By using this program, you will be able to deal with the various types of tax problems like garnishments on wages, tax penalties, personal and corporate taxes and back taxes, trust fund penalties, and tax liens.
There aren’t hidden fees either. They only use flat-fee pricing and is dependent on the amount that you’ll need to settle.
They have different solutions for paying off the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
> > Click Here to Get A Debt Consultation for Free < <
What kind of debt can they help you with?
Although they specialize in debt settlement, it is not their specialty, they don’t cater to all types of debt settlement. CuraDebt concentrates on unsecured debt. They can’t help you if the debt or loan is tied to an actual item.
However, if you have the following types of debt, they’ll arrange settlements for you.
Tax Debt
With CuraDebt, you should be able pay off taxes that are due without difficulty. Moreover, this type of service is accessible to all 50 states in the event that you have a debt in arrears to IRS. There are federal tax experts who can assist you in resolving these types of issues.
Medical Debt
CuraDebt can also help resolve your medical debt. In some instances, you may even pay them less than the amount you are owed.
Private Student Loan
CuraDebt does not cater to federal student loans. Still, they can help private students with negotiating any loans they have to pay.
Personal Loan
Personal and payday loans also qualify as debt-settling programs. You may also be eligible of the program if you also have other unsecured credit lines you obtained from a different bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards as well as private label credit card, CuraDebt can assist you in paying it off.
What is the cost?
The most appealing aspect of CuraDebt is the way they’ve priced their services. They don’t charge upfront fees. You’ll only pay once you have paid off all of your outstanding debts.
Also, they do not charge high fees as well. On average, you’ll have to pay between 20 and 20% of the debt you settled with them.
On average, this type of industry can charge anywhere from 15% to 25 percentage.
In addition, customers can expect to settle their debt from between 2 and 4 years. But, it also differs depending on the amount that you are able to save each month.
Also, they claim that you can save up to 30% if you include their costs into your calculations.
However, the claim may depend on your specific situation. Some customers have even talked about saving between 50% and 80percent.
> > Click Here to Get A Debt Consultation for Free < <
The benefits of using CuraDebt
Once you’ve got an understanding of the benefits CuraDebt can provide, let’s explore the benefits that come with using CuraDebt.
The first is that CuraDebt will only charge you when you’ve paid off your debt. In addition they charge only a 20% fee while many companies charge 25 percent.
Next, if you’re done with the debt settlement program you could also sign up for their credit repair program.
It’s a fantastic way to restore your credit score without having to go back into debt. However, the program lasts differently for each person dependent on the circumstances of your case.
Lastly, CureDebt looks into your debt so that they can assist with settlements and negotiations. So, your debt won’t increase over time. They’ll also be looking into any violations of creditor using their experts in-house.
Some disadvantages to using CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Debt relief and debt settlements typically require you to stop paying with . Therefore, if you’re trying increase your rating on your credit, this might cause you to delay getting rid of your credit card debt.
CureDebt also doesn’t offer a mobile application. While they do have a website for clients, it looks outdated and basic. It’s not very intuitive, and it can be challenging to navigate.
Furthermore, they are not recognized by an accreditation from the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a useful program that will allow you to settle your debt without spending more for these types of services. Moreover the 20% service cost is less expensive than the majority of firms that charge the 25% cost. There aren’t any upfront fees, and you will only be required to pay once your debt is finally settled.
Although they’ll give you an account to see your progress but their website isn’t easy to navigate. CuraDebt isn’t even an app that would make it easier to look at your progression.
However, they have a competent support staff, and you can reach them not only through emails but by phone or by sending an e-ticket. Ny State Property Tax Relief Received In January 2021
If debt is a big issue right now, we recommend CuraDebt’s service. Just make sure that you’re eligible and that the programs that they provide are offered in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Ny State Property Tax Relief Received In January 2021
How long does it take to finish the program?
The typical program lasts from between 24 and 48 months dependent on the size of your debt as well as your agreement on the settlement.
Can CuraDebt assist with tax problems in the state?
Sure, CuraDebt provides tax relief programs that can help you with problems such as late payroll tax and garnishments on wages.
What should I do when I’m enrolled in the program?
You’ll be required to communicate with the team and pay the required payments to lower your debt over time.