Have your debts increased lately? Are you tired of trying other financial tips and advice but still have unsolved issues?
Maybe you’re here because you’ve tried every thing.
In most cases, the best option is to speak with experts who can help you resolve the issue.
CuraDebt is among the most asked companies. A lot of customers have asked if they are able to help or put you into more debt.
According to their clients they can assist you in managing 80% of your debt so that you can take couple of things off your plate.
For some, these claims are just too good to be true.
You might be looking for any solution that could assist you in paying off your debt. In this scenario, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth look at the way CuraDebt operates and what issues it can solve for you.
Moreover, before we end, we’ll also look into its advantages and drawbacks.
Before beginning the review, you can watch this video instead if you prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Ny State Property Tax Relief Credit Scam
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000 and has since become a member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, some states have imposed restrictions on their services.
What can CuraDebt do?
Assistance in settling your debt is one of CuraDebt’s best popular feature. But they offer other services that will assist you in becoming financially stable.
First of all, it begins with requesting a free savings estimate on the internet. It is a completely private service and they will not be conducting a credit screening. By using this estimate of savings you’ll be able to learn more about your alternatives to be debt-free.
Savings estimates, as mentioned earlier, provides you with an insight into your choices regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to help you with credit arbitration in the event that you decide to join. Financial advisors may be able to assist you with your debt-free journey.
Following the debt settlement program, CuraDebt will be the one to handle all of your creditors’ calls. They will also be the ones that negotiate conditions of the payment in accordance with the state of your financial situation. Depending on which works best to you, this can be a lump-sum settlement or the option of a payment plan.
Furthermore, they will be working with the creditors to ensure that you have better rates as you make deposits to your savings account. This, is then processed to pay creditors. Their plans can help you settle the debt within two years.
After you’ve registered with them, they’ll give you access to your account information 24 hours a day. All you need to do is sign in to CuraDebts the client portal to monitor your performance.
Before you can benefit from the program, you’ll have to satisfy their criteria first. For eligibility, you’ll need to meet the following requirements:
- Minimum 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What can they assist you?
Here are some of the ways CuraDebt can aid you.
Like their name implies, CuraDebt will assist you in dealing with debt. They are able to negotiate settlements on your behalf to settle all kinds of debt. They can help with medical bills, personal loans credit cards, and line of credit. You can also approach them to help settle any remaining balance of business debt, collections, or repossessions.
They may even assist you in negotiating for back taxes as well as IRS debt. However, you won’t get assistance with the majority cases, government loans, collateral, and utility bills. They also don’t cover most student loans.
On the contrary, they’ll assist you in navigating laws such as that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors in order to get cash settlements, if they are possible. Some violations can also cause your debt to be dismissed as well.
CuraDebt also allows you to settle debt with less than the sum you have. They also allow you to ask questions during their free meeting with their debt counsellor.
The most appealing aspect of their program is that you will only be charged after your debt has been settled. All you have to do is sign up with one of their plans, and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. After they have gathered all your financial records and tax documents, they’ll also collect all the necessary paperwork to file tax returns.
With this program, you’ll be able to solve various tax issues such as wage garnishments and tax penalties, personal and business taxes and back taxes and trust fund penalties and tax liens.
There aren’t any hidden costs neither are there hidden fees. They use only flat-fee pricing, which depends on the amount that you’ll need to settle.
They offer different options for the settlement of the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt can they assist you with?
Although they specialize in debt settlement, it is not their specialization but they aren’t able to provide all kinds of debt settlement. CuraDebt concentrates on debt that is not secured. They aren’t able to help you if the loan or debt is linked to a physical item.
If you do have one of the following kinds of debt, they will arrange settlements for you.
With CuraDebt, you should be able pay off tax debts that were due to be paid without any issues. Additionally, this service is accessible to all 50 states in the event that you owe money towards the IRS. There are federal tax experts to assist you with the issues.
CuraDebt can also assist in settling your medical debt. In some instances, you may even pay them for less than what you are owed.
Private Student Loan
CuraDebt does not cater to federal student loans. Still, they can help private students with negotiating any student loans that they owe.
Personal loans and payday loans are also eligible to be eligible for debt relief programs. You may also be eligible of the program if you also have other unsecured credit lines that you got from a different bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, as well as private label credit card, CuraDebt will assist you in paying it off.
What is the cost?
The greatest thing about CuraDebt’s pricing is how they’ve priced their services. They don’t charge upfront fees. Only pay when you’ve paid each of your debts.
They also don’t have high-cost fees as well. On average, you’ll be required to pay as much as 20 percent of the debt you settled through them.
In general, this type of industry can charge anywhere from 15% to 25 percent.
Moreover, clients can expect to settle their debts within two to four years. But, it also differs depending on the amount that you are able to save each month.
Also, they claim that you can save as much as 30% when you factor in their costs into your calculations.
However, this statement will differ based on the situation. Some customers have even talked about saving 50% to 80%.
The benefits of using CuraDebt
Now that you have an understanding of what CuraDebt offers, Let’s take a look at the benefits from using CuraDebt.
In the beginning, CuraDebt is only charged once you’ve paid off your debt. Additionally, they only charge 20% of the cost, whereas many companies charge 25%.
If you’re finished in the process of debt resolution, you could join their credit restoration program.
It’s a great option to rebuild your credit score without having to go in debt again. However, the program runs different for every person according to your personal situation.
Finally, CureDebt looks into your financial obligations to assist in settlements and negotiations. This means your debt won’t inflate over time. They’ll also look into any violations by creditors with the assistance of their in-house experts.
Some disadvantages to using CuraDebt
We will also examine some of the disadvantages of CuraDebt.
Debt relief and debt settlements usually require that you stop making payments using your credit card. So if you’re trying to increase your standing on credit scores, you might cause you to delay getting rid of your credit card debt.
CureDebt doesn’t even have a mobile app. While they have a website for clients, it looks aged and simple. It’s not particularly user-friendly, and can be difficult to navigate.
In addition, they’re not credited with the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a great program that lets you resolve your debt without having to spend more on these kinds of services. In addition their 20% service charge is less expensive than the majority of firms that charge an additional 25% charge. There are no upfront payments, and you will only be required to pay once the debt is paid off.
While they’ll provide you with an account so that you can track your progress but their website isn’t simple to navigate. CuraDebt also doesn’t have an app that could make it easier for you to track your performance.
But, they do have a great support team and can be reached them, not only via emails but also by phone or making an electronic ticket. Ny State Property Tax Relief Credit Scam
If debt is a big problem right now, we highly recommend CuraDebt’s program. Make sure you’re qualified and that the services they provide are in your state.
FAQ Ny State Property Tax Relief Credit Scam
What is the time frame to complete the program?
The average program is between 24 and 48 months depending on the amount of your debt as well as your agreement on the settlement.
Can CuraDebt aid with tax problems in the state?
It is true that CuraDebt has a tax relief program that will assist you with issues such as late payroll taxes and garnishments of wages.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll need to constantly communicate with the team and make the necessary payments to lower your debt over time.