Has your debt been piling up lately? Are you tired of trying various financial tips and advice but still have unsolved issues?
Perhaps you’re here because you’ve tried every thing.
In most cases, the best option is to speak with experts who can help you settle this issue.
CuraDebt is one of the companies that get the most inquiries. Many people are asking if they can help you or help you get into more debt.
According to their clients they can assist you in managing 80percent of your debt so that you are able to take couple of things off your mind.
But for some people they believe these claims are too good to be true.
If you’re looking for anything that can help you resolve your debt. If that’s the case, CuraDebt will mostly be recommended by people. We’ll take a deeper study of the way CuraDebt operates and what issues it could help solve.
In addition, prior to our conclusion we’ll look at its benefits and drawbacks.
Before you begin the review, watch this video instead in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Ny State Property Tax Relief Credit 2021 Status
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000, and is an active member of the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have restricted their services.
What CuraDebt do?
Helping you pay off your debt is CuraDebt’s most well-known feature. But they offer other services that can assist you in becoming financially stable.
First of all, it starts by requesting a no-cost online savings estimate. It is a completely private service and they will not conduct a credit inquiry. With this savings estimate you’ll be able to discover more about alternatives to be debt-free.
Savings estimates, as mentioned before, gives you an insight into your choices, regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to help you with credit arbitration in the event that you decide to sign up. Certain financial advisors can assist you on your path to debt-free living.
Following your debt settlement program, CuraDebt can be the company to handle all of the calls from your creditors. They will be the ones who will determine conditions of the settlement in accordance with the state of your financial situation. Based on what works most effectively for you, it can be a lump-sum settlement or an installment plan.
Additionally they will also work with creditors to ensure that you enjoy better rates when you make deposits to your savings account. This, in turn, will be processed to pay back creditors. Their plans can help you settle the debt within the period of 48 months.
After you’ve registered with them, they will provide you with access to your information 24/7. All you have to do is sign in to CuraDebts’ client portal to monitor your performance.
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CuraDebt’s Requirements
Before you can avail of the program, you’ll have to satisfy their criteria first. To be eligible, you’ll have to meet the following criteria:
- At least 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What are they able to assist you?
Here are the different ways CuraDebt can aid you.
Debt Relief
Like their name implies, CuraDebt can assist you in dealing your debt. They can negotiate settlements on your behalf to settle most types of debt. This includes personal loans, medical bills credit cards as well as line of credit. You can also approach them to help settle any remaining balance on business debt collection, repossessions, or collections.
They may even assist you in negotiating for back taxes and IRS debt. However, you won’t get support for most claims, government loans as well as collateral and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying creditor violations so that you can have cash settlements, should it be possible. Some violations can also cause your debt to be also dismissed.
CuraDebt also allows you to pay off debts with less than the sum you have. Additionally, you can have questions answered during a free meeting with their debt counselor.
The greatest benefit of their plan is that you only have to pay for the charges when your debt is paid off. All you need to do is sign up with some of their programs and you’ll have the ability to resolve all of your debts.
Tax Management and Relief
CuraDebt will also handle taxes. After they have gathered all your financial documentation and tax documents, they’ll also collect all the paperwork you’ll need for tax returns.
By using this program, you will be able to solve the various types of tax problems such as garnishments on wages and tax penalties, personal and taxation for business and back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden costs neither are there hidden fees. They only offer flat-fee prices and is dependent on the amount you have to pay.
They offer different options for settling the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What kinds of debts can they assist you with?
Although they specialize in debt settlement, it is not their forte, they don’t offer all kinds of settlement. CuraDebt only focuses on debt that is not secured. They won’t be able to help you if the loan or debt is linked to a physical item.
However, if you have the following types of debt, they’ll make arrangements for settlements.
Tax Debt
With CuraDebt, you should be able to pay your past-due tax debts without any problems. Moreover, this type of service is offered across all 50 states, if you owe money to the IRS. There are tax experts from the federal government that can help you resolve these types of issues.
Medical Debt
CuraDebt can also assist in settling your medical debt. In some instances you could even settle them for less than what you owe.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. Still, they can help private students in negotiating any student loans that they owe.
Personal Loan
Payday loans and personal loans also qualify for the debt settlement program. It is also possible to avail the program of the program if you also have other unsecured credit lines that you got from another bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards or private label credit cards CuraDebt will assist you in paying it off.
How much will it cost?
The best part about CuraDebt is the way they’ve priced their service. They don’t charge upfront fees. You’ll only pay once you’ve paid each of your debts.
They also do not charge high charges either. On average, you’ll be required to pay up to 20 percent of the debt you settled through them.
In general, this type of business can cost anywhere between 15 and 25 percent.
In addition, customers can expect to pay off their debts in two to four years. This varies in relation to the amount you are able to save each month.
Additionally, they claim that you can save as much as 30% by incorporating their costs into your calculations.
But this claim will also vary, depending on the situation. Some clients even mentioned saving 50 to up to 80%.
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The benefits of using CuraDebt
Once you’ve got an understanding of the benefits CuraDebt can provide, let’s explore the benefits from using CuraDebt.
First, CuraDebt is only charged after you’ve settled your debt. Additionally they only charge a 20% fee while most companies charge you 25 percent.
If you’re finished by the program for debt relief you may join their credit repair program.
It’s an excellent option to rebuild your credit score without going in debt again. The program is however designed differently for each person, depending on your situation.
Finally, CureDebt looks into your financial obligations to assist with settlements and negotiations. It means that your debt won’t increase as time passes. They’ll also investigate any violations by creditors using their experts in-house.
Drawbacks of using CuraDebt
We will also examine some of the negatives of CuraDebt.
Debt settlement and debt relief typically require you to stop paying with the credit card you use. If you’re trying to build a better rating on your credit, this could cause you to delay getting rid of your obligations.
CureDebt does not have a mobile app. While they have a website for clients however, it appears old and mundane. It’s not very intuitive, and it can be challenging to navigate.
Moreover, they are still not credited with an accreditation from the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a great program that lets you resolve your debt without having to spend more on those types of services. Moreover, their 20% service charge is cheaper than most companies that offer an additional 25% charge. There aren’t any upfront fees, and you will only be required to pay once the debt is settled.
While they’ll provide you with an account so that you can track your progress but their website isn’t simple to navigate. CuraDebt also doesn’t have an app, which will make it easier to look at your progression.
But, they do have a good support team and can be reached them not only through emails but also by phone or making an electronic ticket. Ny State Property Tax Relief Credit 2021 Status
If your credit card is a major problem right now, we recommend CuraDebt’s service. Just make sure that you’re eligible and that the programs they provide are in your state.
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FAQ Ny State Property Tax Relief Credit 2021 Status
How long does it take to complete the program?
The typical program lasts from 24 to 48 months, depending on the amount of your debt as well as your agreed settlement.
Can CuraDebt assist with tax problems in the state?
It is true that CuraDebt has a tax relief program that can aid you in dealing with problems such as delinquent payroll tax issues and wage garnishments.
What’s the first thing I have to do once I’m in the program?
You’ll need to constantly communicate with the team and pay the required payments to reduce your debt over time.
