Have your debts been increasing lately? Are you burnt out from trying other financial tips and advice but still have unsolved issues?
Maybe you’re here because you’ve already tried everything.
In the majority of cases, the best option is to speak with experts who can assist you resolve the issue.
CuraDebt is one of the most asked companies. Many people are asking if they are able to help or put you into more debt.
According to their customers, they can help you manage the majority of your debts so that you can finally take a couple of things off your mind.
But for some people the claims seem too good to be true.
You might be looking for any solution that could aid you in settling your debt. If that’s the case, CuraDebt will mostly be recommended by people. We’ll take a deeper look at the way CuraDebt works and what problems it can help you solve.
Furthermore, before we conclude we’ll look at its advantages and drawbacks.
Before beginning the review, you can check out this video instead if you prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Ny State Property Tax Relief Checks
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has since become a member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have limited their access to their services.
What can CuraDebt do?
Assistance in settling your debt is CuraDebt’s most known feature. They also provide additional services to help you be more financially stable.
First of all, it begins by requesting a free savings estimate online. The service is completely confidential and they will not be doing a credit check. With this savings estimate you’ll be able to be able to learn more about the options towards debt-free.
Savings estimates, as we’ve mentioned earlier, provides you with an insight into your choices, regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to assist you in navigating credit arbitration in the event that you decide to join. Financial advisors may be able to assist you in your debt-free journey.
Following your debt settlement program, CuraDebt will be the one to handle all of your creditor’s calls. They will also be the ones that determine what you will pay for your repayment depending on the condition of your finances. In determining which option is the best your situation, the payment could be a lump-sum settlement or the option of a payment plan.
Furthermore they will be working with creditors to ensure that you have better rates as you transfer money into your savings account. This in turn, will process to pay creditors. Their plans can help you settle the debt within the period of 48 months.
After you’ve signed up with them, they’ll give you access to your account information 24 hours a day. All you need to do is log in to CuraDebts’ client portal to monitor your performance.
Before you are able to avail their program, you’ll need to meet their eligibility requirements first. For eligibility, you’ll have to be:
- At least 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What can they assist you?
Here are the different ways CuraDebt can aid you.
As their name suggests, CuraDebt will assist you in dealing with your debt. They can negotiate settlements on your behalf for all kinds of debt. These include personal loans, medical bills credit cards, as well as lines of credit. They can also be approached to help settle any remaining balance of business debt, collections, or repossessions.
They may even assist you in negotiating on tax owed as well as IRS debt. However, you won’t get assistance for the majority claims, loans from the government or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will assist you with laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation to ensure that you receive cash settlements, should it be possible. Certain violations could result in having your debts removed as well.
CuraDebt also allows you to settle debt with less than the amount you have. They also allow you to have questions answered during a free consultation with their debt counselor.
The greatest benefit of their plan is that you only have to pay for the charges when your debt is paid off. All you have to sign up to some of their programs, and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. Once they collect all of your financial documentation They will also gather all the documents you’ll require for tax returns.
With this program, you will be able to deal with various tax issues such as wage garnishments as well as tax penalties for personal and corporate taxes, back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden costs either. They use only flat-fee pricing and is dependent on the amount you’ll have to pay.
They offer different options in settling taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts can they help you with?
While debt settlement is their forte, they don’t offer all kinds of settlement. CuraDebt concentrates on unsecured debt. They aren’t able to assist you if your credit or loan is tied to a physical item.
If you do have one of the following kinds of debt, they’ll negotiate settlements on your behalf.
With CuraDebt it is expected that you will be able to settle your past-due tax debts without any issues. Moreover, this type of service is accessible to all 50 states in the event that you have a debt towards the IRS. There are federal tax experts who can assist you in resolving the issues.
CuraDebt will also help you resolve your medical debt. In certain cases, you may even pay them less than the amount you owe.
Private Student Loan
CuraDebt does not cater to Federal student loan. Still, they can help private students in negotiating any loans they owe.
Personal loans and payday loans are also eligible as debt-settling programs. You may also be eligible if you have other unsecured credit lines you obtained from an alternative financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards as well as private label credit card CuraDebt can assist you in paying it off.
How much will it cost?
The greatest thing about CuraDebt is the way they’ve priced their service. They do not charge an upfront cost. You’ll only pay once you have paid off all of your outstanding debts.
Additionally, they do not charge high fees as well. In the average, you’ll need to pay up to 20% of the debt you settled through them.
On average, this type of industry can charge anywhere between 15 and 25 percent.
Moreover, clients can expect to pay off their debts in two to four years. This varies depending on the amount that you save per month.
Also, they claim that you can save as much as 30% if you include their fees in your equation.
However, this statement will depend on your specific situation. Some customers even claimed to save 50 to up to 80%.
The benefits of using CuraDebt
Once you’ve got an idea of the benefits CuraDebt can offer you let’s explore the benefits that come with using CuraDebt.
In the beginning, CuraDebt only charges you when you’ve paid off your debt. Additionally, they only charge 20% of the cost, whereas many companies charge 25%.
If you’re finished by the program for debt relief you could join their credit restoration program.
It’s a fantastic way to restore your credit score without having to go into debt again. The program is however designed in a different way for each individual dependent on the circumstances of your case.
In the end, CureDebt looks into your debt so that they can help with settlements and negotiations. This means your debt won’t increase over time. They’ll also be looking into any creditor violations with the help of their own experts.
The drawbacks of using CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Settlement of debt and debt relief usually require that you cease making payments with . So if you’re trying to build a better credit score, it could delay you from finishing your credit card debt.
CureDebt does not have a mobile app available. While they have a client website, it looks old and mundane. It’s not particularly user-friendly, and can be challenging to navigate.
Furthermore, they are not recognized by an accreditation from the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a great program that allows you to pay off your debts without spending more for these types of services. In addition the 20% service cost is less expensive than the majority of companies that offer the 25% cost. There aren’t any upfront fees, and you will only have to pay when the debt is settled.
While they’ll provide you with an account so that you can track your progress but their website isn’t easy to navigate. CuraDebt does not have an app yet, which could make it easier for you to monitor your progression.
They do have a competent support staff, and you can reach them not just via email but also via phone or making an electronic ticket. Ny State Property Tax Relief Checks
If problem of debt is an problem right now, we strongly recommend CuraDebt’s debt management program. Just make sure that you’re qualified and that the services they offer are available in your state.
FAQ Ny State Property Tax Relief Checks
How long will it take to complete the program?
The average program is between 24 and 48 months depending on the amount of your debt as well as the stipulated settlement.
Can CuraDebt aid with tax problems in the state?
It is true that CuraDebt offers a program for tax relief that can aid you in dealing with problems such as late payroll taxes and garnishments of wages.
What do I need to do after joining the program?
You’ll need to constantly communicate with the team and pay the required payments to pay down your debt over time.