Have your debts been piling up lately? Are you tired of trying other financial advice and tips but you’re still struggling with unsolved problems?
Maybe you’re here because tried everything.
In most cases, the best option is to speak with professionals that can help you resolve the issue.
CuraDebt is among the most asked companies. Many customers have asked if they can help you or put you into more debt.
According to their customers, they can help you manage 80percent of your debt so that you can take couple of things off your shoulders.
However, for certain people they believe these claims are too good to be true.
Suppose you’re on the lookout for anything that can assist you in paying off your debt. In that case, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth look at how CuraDebt is used and the problems it can help you solve.
Moreover, before we end we’ll look at its benefits and drawbacks.
Before you begin the review, you can watch this video instead in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Ny Real Property Tax Relief Check 2021
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has been an active member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have limited their access to their services.
What can CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best known feature. However, they also offer other services that will assist you in becoming financially stable.
The process begins with requesting a free savings estimate on the internet. It is a completely private service and won’t be conducting a credit screening. With this savings estimate, you will discover more about options to be debt-free.
Savings estimates, which was mentioned earlier, provides you with an insight into your options regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to help you with credit arbitration in the event that you decide to join. Some financial advisors can help you with your debt-free journey.
Following the debt settlement program, CuraDebt is the one to handle all of the calls from your creditors. They will be the ones who will determine the terms of your repayment based on the status of your financial situation. Depending on which works most effectively for you, it can be either a lump sum settlement or an installment plan.
Furthermore, they will be working with lenders to help you have better rates as you make deposits to your savings account. This, in turn, will be processed to pay back the creditors. The plans they offer can help you get rid of debt in just two years.
Once you’ve signed up with them, they will give you access to your information 24/7. All you have to do is log in to CuraDebts the client portal to track your progress.
Before you are able to avail their program, you’ll need to pass their requirements first. In order to be considered eligible for the program, you’ll have to meet the following requirements:
- Minimum 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What can they assist you with?
Here are the various ways CuraDebt can aid you.
The name of the company suggests that CuraDebt can assist you in dealing with your debt. They can negotiate settlements on behalf of you for all kinds of debt. This includes medical bills, personal loans credit cards and loans. You can also approach them to pay off any remaining amount on business debts collection, repossessions, or collections.
They can even help negotiate with back taxes as well as IRS debt. However, you will not receive assistance with the majority claims, government loans or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation in order to get cash settlements, if possible. Some violations can also lead to having your debts removed as well.
CuraDebt lets you repay debt for less than the sum you have. Additionally, you can have questions answered during a free meeting with their debt advisor.
The greatest benefit of the program is that you’ll only have to pay for the charges after your debt has been settled. All you need to sign up to any of the plans, and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. After they have gathered all your financial records and tax documents, they’ll also collect all the necessary paperwork for tax returns.
Through this program, you will be able to solve various tax issues like garnishments on wages and tax penalties, personal and taxation for business, back taxes and trust fund penalties and tax liens.
There aren’t hidden fees either. They only use flat-fee pricing that is based on the amount that you’ll need to settle.
They have different solutions when it comes to the settlement of the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts are they able to help with?
While debt settlement is their specialization but they aren’t able to provide all kinds of debt settlement. CuraDebt only focuses on loans that are not secured. They aren’t able to help you if your loan or debt is linked to a physical item.
If you do have the following kinds of debt, they will arrange settlements for you.
With CuraDebt the service, you’ll be able to settle taxes that are due without any problems. Additionally, this service is accessible to all 50 states in the event that you have a debt towards the IRS. There are tax experts from the federal government to assist you with the issues.
CuraDebt can also help resolve any medical-related debt. In certain cases you might even be able to pay the debt for less than you are owed.
Private Student Loan
CuraDebt does not offer Federal student loan. However, they can assist private students negotiate any student loans that they have to pay.
Payday loans and personal loans also qualify for the debt settlement program. It is also possible to avail the program if you have other unsecured credit lines you obtained from an alternative financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards as well as private label credit card CuraDebt can assist you in paying it off.
How much will it cost?
The best part about CuraDebt is the way they’ve priced their service. They don’t charge upfront fees. The only time you pay is when you’ve paid each of your debts.
They also don’t charge high costs either. On average, you’ll be required to pay between 20 and 20% of the debt you settled with them.
In the average, this kind of industry can charge anywhere from 15% to 25%.
Additionally, customers can anticipate to settle their debt from 2 to 4 years. This varies in relation to the amount you save per month.
They also claim that you could save as much as 30% when you factor in their fees in your equation.
However, the claim may depend on your situation. Some customers even claimed to save 50% to 80percent.
Advantages to using CuraDebt
Once you’ve got an understanding of the benefits CuraDebt offers, let’s explore the benefits from using CuraDebt.
The first is that CuraDebt is only charged when you’ve paid off your debt. In addition they charge only an amount of 20%, while many companies charge 25 percent.
Next, if you’re done with the debt settlement program, you can also sign up for their credit repair program.
It’s an excellent way to restore your credit without having to go in debt again. The program is however designed different for every person according to your personal situation.
Finally, CureDebt looks into your debt so that they can assist with settlements and negotiations. So, your debt won’t inflate over time. They’ll also be looking into any violations by creditors with the assistance of their experts in-house.
Some disadvantages to using CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt settlement and debt relief typically require you to stop making payments using your credit card. If you’re trying to increase your standing on credit scores, you might cause you to delay working on your debt.
CureDebt does not offer a mobile application. While they do have a website for clients but it’s aged and simple. It’s not particularly intuitive and could be challenging to navigate.
In addition, they’re not recognized by the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a great program that allows you to settle your debt without spending more on those types of services. Moreover the 20% service fee is lower than many companies that offer a 25% fee. There aren’t any upfront fees, and you will only be required to pay once the debt is settled.
Although they’ll give you an account to see your progress but their website isn’t simple to navigate. CuraDebt also doesn’t have an app yet, which will make it easier to monitor your progress.
However, they have a great support team and can be reached them not only through emails but also via phone or submitting an e-ticket. Ny Real Property Tax Relief Check 2021
If credit card is a major problem, then we strongly recommend CuraDebt’s debt management program. Be sure to be qualified and that the services they provide are in your area.
FAQ Ny Real Property Tax Relief Check 2021
What is the time frame to complete the program?
The average program is 24 to 48 months, dependent on the size of your debt as well as the agreement on the settlement.
Can CuraDebt help in the fight against state tax issues?
It is true that CuraDebt provides tax relief programs that will aid you in dealing with problems like delinquent tax and wage garnishments.
What do I need to do when I’m enrolled in the program?
You’ll be required to communicate with the team and pay the required payments to pay down the amount of debt you have over time.