Are you experiencing debt that has been piling up lately? Are you burnt out from trying different financial advice and tips but still have unsolved issues?
Perhaps you’re here because you’ve tried everything.
In the majority of cases, your best option is to speak with experts who can help you resolve the issue.
CuraDebt is one of the most frequently contacted companies. Many people are asking if they can assist you or put you in more debt.
According to their customers, they can help you manage the majority of your debts so that you can finally take a couple of w
orries off your mind.
But for some people the claims seem too good to be true.
If you’re looking for something that will assist you in paying off your debt. In that case, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth review of how CuraDebt works and what problems it can solve for you.
In addition, prior to our conclusion, we’ll also look into its benefits and drawbacks.
Before you begin the review, you can watch this video instead if you prefer watching it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Ny Family Tax Relief Cridet 2021
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has been an active participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Assistance in settling your debt is CuraDebt’s most popular feature. However, they also offer other services that can aid you in becoming more financially secure.
First of all, it starts by requesting a no-cost savings estimate online. The service is completely confidential and they will not be conducting a credit screening. With this savings estimate, you will discover more about options to debt-free.
Savings estimates, which was mentioned earlier, provides you with an idea of your choices regardless of whether you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to help you with the process of credit arbitration should you choose to join. Financial advisors may be able to assist you on your path to debt-free living.
Following your debt settlement plan, CuraDebt is the company to handle all of your creditor’s calls. They’ll be the ones who will determine what you will pay for your repayment depending on the condition of your financial situation. In determining which option is the best your situation, the payment could be a lump-sum settlement or the option of a payment plan.
Moreover, they will work with creditors to ensure that you enjoy better rates when you deposit money to your savings account. This is then processed to pay back creditors. Their programs can assist you to settle the debt within the period of 48 months.
After you’ve signed up with them, they’ll provide you with access to your information 24/7. All you need to do is login to CuraDebts the client portal to track your development.
Before you are able to avail their program, you’ll need to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll need to be:
- Minimum 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What can they assist you with?
Here are the various ways CuraDebt can aid you.
The name of the company suggests that CuraDebt can assist you in dealing your debt. They are able to negotiate settlements on your behalf for most types of debt. This includes personal loans, medical bills, credit cards and also loans. You can also approach them to help settle any remaining balance on business debt and collections or repossessions.
They can even help negotiate for back taxes as well as IRS debt. But, you won’t receive support for most claims, government loans as well as collateral and utility bills. The same goes for student loans.
On the contrary, they’ll assist you with laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying creditor violations to ensure that you receive cash settlements, should it be possible. Certain violations could result in having your debts also dismissed.
CuraDebt lets you repay debt for less than the sum you have. Additionally, you can inquire about your debt during their no-cost meeting with their debt advisor.
The most appealing aspect of the program is that you only be charged once your debt is settled. All you have to do is sign up with some of their programs and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. Once they’ve gathered all your financial records They will also gather all the necessary paperwork to file tax returns.
By using this program, you will be able to deal with various tax issues such as garnishments on wages and tax penalties, personal and business taxes, back taxes, trust fund penalties, and tax lien.
There aren’t any hidden costs either. They only offer flat-fee prices that is based on the amount you’ll have to pay.
They have different solutions when it comes to settling taxes. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt can they help you with?
Although debt settlement is their forte but they aren’t able to offer all kinds in debt resolution. CuraDebt concentrates on loans that are not secured. They aren’t able to assist you if your debt or loan is tied to an item that is physical.
If you do have the following kinds of debt, they will negotiate settlements on your behalf.
With CuraDebt it is expected that you will be able pay off your past-due tax debts without any problems. Furthermore, this service is available across all 50 states, if you owe money in arrears to IRS. There are tax experts from the federal government to assist you with these types of issues.
CuraDebt can also assist in settling the medical bills. In some cases you might even be able to pay them less than the amount you owe.
Private Student Loan
CuraDebt does not offer Federal student loan. Still, they can help private students negotiate any student loans that they owe.
Personal and payday loans are also eligible to be eligible for debt relief programs. It is also possible to avail the program the program if you have other unsecure credit lines you obtained from another financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, or private label credit cards CuraDebt will assist you in paying it off.
What is the cost?
The most appealing aspect of CuraDebt is how they’ve priced their service. They don’t charge upfront fees. Only pay when you settle each of your outstanding debts.
They also don’t charge high costs either. On average, you’ll have to pay between 20 and 20 percent of the debt that you settled through them.
In general, this type of industry can charge anywhere between 15 and 25 percentage.
In addition, customers can expect to settle their debts within two to four years. However, this also varies according to the amount you are able to save each month.
They also claim that you can save as much as 30% by incorporating their fees in your equation.
However, this statement will vary, depending on your specific situation. Some customers have even talked about saving between 50% and 80%.
Advantages to using CuraDebt
Once you’ve got an understanding of the benefits CuraDebt can provide, let’s explore the benefits that come with using CuraDebt.
In the beginning, CuraDebt is only charged when you’ve paid off your debt. Furthermore they only charge an amount of 20%, while most companies charge you 25 percent.
If you’re finished in the process of debt resolution you can also sign up for their credit restoration program.
It’s a fantastic option to rebuild your credit score without going back into debt. The program is however designed in a different way for each individual, depending on your situation.
In the end, CureDebt looks into your credit to assist in settlements and negotiations. This means your debt won’t inflate as time passes. They’ll also be looking into any creditor violations with the assistance of their in-house experts.
The drawbacks of the use of CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Debt relief and debt settlements usually require that you stop paying with . Therefore, if you’re trying improve your rating on your credit, this might cause you to delay getting rid of your obligations.
CureDebt does not have a mobile app available. Although they have a website for clients however, it appears old and mundane. It’s not particularly intuitive, and it can be difficult to navigate.
In addition, they’re not recognized by an accreditation from the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a great program that will allow you to settle your debt without spending more on those types of services. Moreover the 20% service cost is less expensive than the majority of companies that offer an additional 25% charge. There aren’t any upfront fees and you’ll only be required to pay once your debt is finally settled.
While they’ll provide you with an account that allows you to track your progress but their website isn’t simple to navigate. CuraDebt also doesn’t have an app yet, which will make it easier to monitor your progress.
They do have a good support team that you can contact them not only through emails but also by phone or making an e-ticket. Ny Family Tax Relief Cridet 2021
If the problem of debt is an problem right now, we recommend CuraDebt’s service. Make sure you’re eligible and that the programs they offer are available in your state.
FAQ Ny Family Tax Relief Cridet 2021
How long will it take to complete the program?
The typical program lasts from between 24 and 48 months depending on the amount of your debt as well as the stipulated settlement.
Can CuraDebt aid with state tax problems?
Sure, CuraDebt offers a program for tax relief that will assist you with issues like delinquent taxes and garnishments of wages.
What should I do when I’m enrolled in the program?
You’ll be required to communicate with the team and make the necessary payments to reduce your debt over time.