Has your debt increased lately? Are you tired of trying other financial advice and tips but still have unsolved issues?
Maybe you’re here because tried every thing.
In the majority of cases, your most effective approach is to talk to experts who can help to resolve this issue.
CuraDebt is one of the most asked companies. A lot of customers have asked if they are able to help or put you in more debt.
According to their customers, they can help you control 80percent of your debt so that you are able to take few things off of your mind.
However, for certain people they believe these claims are too good to be true.
If you’re looking for something that will aid you in settling your debt. If that’s the situation, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth review of how CuraDebt works and what problems it can solve for you.
Furthermore, before we conclude we’ll look at the advantages and disadvantages of this method.
Before beginning the review, you can check out this video instead if you prefer to watch it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Nurse Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000, and is an active part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have restricted their services.
What CuraDebt do?
Assistance in settling your debt is one of CuraDebt’s best popular feature. They also provide other services that will assist you in becoming financially secure.
The process starts by requesting a no-cost online savings estimate. The service is completely confidential, and they won’t be conducting a credit screening. By using this estimate of savings you’ll be able to learn more about your alternatives to debt-free.
The savings estimate, as we’ve mentioned before, gives you an idea of your choices regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to assist you with the process of credit arbitration should you choose to sign up. Certain financial advisors can assist you with your debt-free journey.
After your debt settlement program is completed, CuraDebt can be the one to answer all of your creditors’ calls. They will be the ones who will determine what you will pay for your repayment based on the status of your financial situation. Based on what works best for you, it can be either a lump sum settlement or an installment plan.
Furthermore they will also be working with the creditors to ensure that you have better rates as you make deposits to your savings account, which in turn, will be processed to pay the creditors. Their programs can assist you to settle the debt within 48 months.
Once you’ve signed up with them, they will give you access to your data 24/7. All you need to do is log in to CuraDebts the client portal so that you can monitor your progress.
Before you are able to avail the program, you’ll have to meet their eligibility requirements first. For eligibility, you’ll have to meet the following requirements:
- Minimum 21 years old
- Verifiable income
- Minimum debt must be $5,000
What are they able to assist you?
Here are the different ways CuraDebt can assist you.
As their name suggests, CuraDebt can assist you in dealing with debt. They are able to negotiate settlements on your behalf for all kinds of debt. These include personal loans, medical bills, credit cards as well as loans. They can also be approached to help settle any remaining amount on business debts and collections or repossessions.
They may even assist you in negotiating with back taxes and IRS debt. However, you will not receive support for most claims, loans from the government, collateral, and utility bills. They also don’t cover most student loans.
On the contrary, they’ll help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation so that you can have cash settlements, should it be possible. Certain violations may result in having your debts dismissed as well.
CuraDebt lets you pay off debts with less than the sum you have. They also allow you to have questions answered during a free consultation with their debt counsellor.
The greatest benefit of their plan is that you only pay the fees once your debt is settled. All you have to do is sign up with one of their plans and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. Once they’ve gathered all your financial records, they will also collect all the documents you’ll require for tax returns.
By using this program, you will be able to solve various tax issues such as wage garnishments, tax penalties, personal and corporate taxes and back taxes and trust fund penalties and tax lien.
There aren’t hidden fees neither are there hidden fees. They only offer flat-fee prices and is dependent on the amount you’ll have to pay.
There are a variety of options in paying off your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt can they help you with?
Although they specialize in debt settlement, it is not their forte, they don’t cater to all types in debt resolution. CuraDebt only focuses on loans that are not secured. They won’t be able to help you if your loan or debt is linked to an actual item.
If, however, you are in the following kinds of debt, they’ll make arrangements for settlements.
With CuraDebt it is expected that you will be able pay off your past-due tax debts without any issues. Additionally, this service is offered across all 50 states, if you have a debt towards the IRS. There are federal tax experts to assist you with the issues.
CuraDebt can also assist in settling your medical debt. In some instances you might even be able to pay them for less than what you are owed.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. Still, they can help private students in negotiating any student loans that they have to pay.
Payday loans and personal loans are also eligible to be eligible for debt relief programs. You can also avail of the program if you also have other unsecured credit lines you obtained from an alternative bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, or private label credit cards CuraDebt can assist you in paying it off.
How much will it cost?
The greatest thing about CuraDebt’s pricing is how they’ve priced their service. They don’t charge an upfront fee. Only pay when you’ve paid each of your debts.
Also, they do not charge high charges either. On average, you’ll be required to pay as much as 20 percent of the debt you settled with them.
In the average, this kind of business can cost anywhere between 15 and 25 percentage.
Moreover, clients can expect to pay off their debts in two to four years. However, this also varies according to the amount you are able to save each month.
They also claim you can save up to 30% if you include their charges into your calculation.
But this claim will also differ based on your specific situation. Some customers even claimed to save 50% to 80percent.
The benefits of using CuraDebt
Now that you have an understanding of what CuraDebt offers, let’s explore the benefits that come with using CuraDebt.
First, CuraDebt will only charge you once you’ve paid off your debt. Furthermore they only charge 20% of the cost, whereas many companies charge 25 percent.
Then, if you’re done in the process of debt resolution you could also sign up for their credit restoration program.
It’s an excellent way to restore the credit rating without having to go back into debt. The program is however designed different for every person, depending on your situation.
In the end, CureDebt looks into your financial obligations to assist with settlements and negotiations. So, the amount you owe won’t rise over time. They’ll also investigate any creditor violations using their in-house experts.
Some disadvantages to the use of CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Debt settlement and debt relief often require you to cease making payments with the credit card you use. Therefore, if you’re trying build a better standing on credit scores, you could delay you from working on your debt.
CureDebt doesn’t even offer a mobile application. Although they have a client website but it’s aged and simple. It’s not particularly user-friendly, and can be challenging to navigate.
In addition, they’re not credited with their Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a great program that will allow you to pay off your debts without spending more on these kinds of services. Additionally the 20% service fee is less expensive than the majority of companies that offer the 25% cost. There aren’t any upfront fees, and you will only have to pay the fee when the debt is paid off.
Although they’ll give you an account so that you can track your progress but their website isn’t easy to navigate. CuraDebt does not have an app, which would make it easier to look at your performance. Nurse Tax Relief
But, they do have a competent support staff, and you can reach them not just via email but by phone or by submitting an e-ticket. Nurse Tax Relief
If problem of debt is an problem right now, we strongly recommend CuraDebt’s debt management program. Just make sure that you’re eligible and that the programs that they provide are offered in your state.
FAQ Nurse Tax Relief
How long does it take to complete the course?
The typical program lasts from 24 to 48 months, dependent on the size of your debt as well as your agreement on the settlement.
Can CuraDebt help with state tax problems?
Yes, CuraDebt offers a program for tax relief to help you with problems such as late payroll tax and garnishments of wages.
What do I need to do after joining the program?
You’ll need to constantly communicate with your team members and make the necessary payments to lower the amount of debt you have over time.