Has your debt been piling up lately? Are you tired of trying various financial tips and advice but still have unsolved issues?
Maybe you’re here because been through everything.
In the majority of cases, your best way is to approach experts who can help to resolve this issue.
CuraDebt is one of the most asked companies. A lot of people are asking if they are able to help or put you in more debt.
According to their clients, they can help you manage the majority of your debt so that you can take couple of things off your mind.
However, for certain people, these claims are just too good to be true.
Suppose you’re on the lookout for anything that can help you resolve your debt. If that’s the situation, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth review of the way CuraDebt operates and what issues it could help solve.
Moreover, before we end we’ll look at the advantages and disadvantages of this method.
Before you begin the review, watch this video instead in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Norristown Property Tax Relief
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000, and is a part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, some states have limited their access to their services.
What can CuraDebt do?
Helping you pay off your debt is CuraDebt’s most popular feature. However, they also offer additional services to aid you in becoming more financially secure.
First of all, it begins with requesting a free online savings estimate. It is a completely private service and they will not conduct a credit inquiry. With this estimate of savings you’ll be able to discover more about alternatives towards debt-free.
The savings estimate, as mentioned previously, offers you the opportunity to consider your choices regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to assist you in navigating credit arbitration in the event that you decide to join. Some financial advisors can help you with your debt-free journey.
Following your debt settlement program is completed, CuraDebt will be the company to take care of all your creditor’s calls. They’ll be the ones who will negotiate what you will pay for your repayment depending on the condition of your financial situation. In determining which option is the most effectively your situation, the payment could be either a lump sum settlement or a payment plan.
Moreover they will also be working with creditors to ensure that you have better rates as you make deposits to your savings account. This in turn, will process to pay the creditors. The plans they offer can help you get rid of debt in just the period of 48 months.
Once you’ve signed up with them, they’ll provide you with access to your data 24/7. All you have to do is sign in to CuraDebts’ client portal to track your performance.
Before you are able to avail the program, you’ll have to meet their eligibility requirements first. For eligibility, you’ll have to meet the following requirements:
- At least 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What are they able to assist you?
Here are the various ways CuraDebt can aid you.
The name of the company suggests that CuraDebt will assist you in dealing your debt. They are able to negotiate settlements on your behalf to settle all kinds of debt. They can help with medical bills, personal loans credit cards and loans. They are also able to settle any outstanding balance on business debt collection, repossessions, or collections.
They may also assist in negotiating with back taxes as well as IRS debt. However, you won’t get assistance for the majority cases, government loans or collateral, as well as utility bills. They also don’t cover most student loans.
On the contrary, they’ll assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors so that you can have cash settlements, if possible. Certain violations could cause your debt to be removed as well.
CuraDebt can also help you settle debt with less than the sum you have. You can also have questions answered during a free consult with their debt counsellor.
The most appealing aspect of the program is that you only be charged when your debt is paid off. All you have to do is sign up with any of the plans and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. After they have gathered all your financial documentation, they will also collect all the necessary paperwork to file tax returns.
Through this program, you’ll be able to resolve different types of taxes such as garnishments on wages, tax penalties, personal and corporate taxes and back taxes as well as trust fund penalties and tax lien.
There aren’t hidden fees also. They use only flat-fee pricing that is based on the amount that you’ll need to settle.
There are a variety of options for paying off your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt can they assist you with?
Although they specialize in debt settlement, it is not their forte but they aren’t able to provide all kinds of settlement. CuraDebt concentrates on loans that are not secured. They can’t assist you if your debt or loan is tied to a physical item.
If, however, you are in one of the following kinds of debt, they will make arrangements for settlements.
With CuraDebt it is expected that you will be able to settle taxes that are due without difficulty. Additionally, this service is offered across all 50 states, if you have a debt to the IRS. They have federal tax experts that can help you resolve these types of issues.
CuraDebt can also assist in settling any medical-related debt. In some instances you could even settle the debt for less than you have to pay.
Private Student Loan
CuraDebt does not cater to federal student loans. However, they can assist private students in negotiating the student loans they have to pay.
Personal and payday loans are also eligible for the debt settlement program. You may also be eligible if you have other unsecured credit lines that you got from an alternative financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards or private label credit cards, CuraDebt can help you pay it off.
How much will it cost?
The best part about CuraDebt is how they’ve priced their services. They don’t charge upfront fees. The only time you pay is when you have paid off all of your debts.
They also do not charge high charges either. In the average, you’ll need to pay up to 20% of the debt you settled with them.
On average, this type of business can cost anywhere from 15% to 25 percent.
Moreover, clients can expect to pay off their debts in two to four years. This varies according to the amount you are able to save each month.
Additionally, they claim that you can save as much as 30% when you factor in their costs into your calculations.
However, this statement will depend on your specific situation. Some customers even claimed to save 50% to 80percent.
The benefits of using CuraDebt
Now that you have an understanding of what CuraDebt offers, let’s explore the benefits of using CuraDebt.
First, CuraDebt is only charged after you’ve settled your debt. Furthermore, they only charge a 20% fee while the majority of companies charge 25%.
Then, if you’re done with the debt settlement program you can join their credit repair program.
It’s a great option to rebuild your credit without going in debt again. However, the program runs in a different way for each individual according to your personal situation.
In the end, CureDebt looks into your debt so that they can assist with settlements and negotiations. It means that your debt won’t inflate as time passes. They’ll also look into any creditor violations with the assistance of their own experts.
Drawbacks of using CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Debt relief and debt settlements typically require you to stop making payments using the credit card you use. If you’re trying to build a better rating on your credit, this might set you back while you’re getting rid of your debt.
CureDebt does not offer a mobile application. Although they have a website that clients can access but it’s outdated and basic. It’s not very intuitive and could be challenging to navigate.
Moreover, they are still not accredited with the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a good program that lets you settle your debt without spending more on those types of services. Moreover, their 20% service fee is less expensive than the majority of companies that offer the 25% cost. There aren’t any upfront fees, and you will only have to pay when the debt is settled.
Although they’ll give you an account that allows you to track your progress but their website isn’t user-friendly. CuraDebt isn’t even an app that will make it easier to look at your progression.
But, they do have a competent support staff that you can contact them, not only via emails but by phone or by submitting an e-ticket. Norristown Property Tax Relief
If debt is a big problem, then we strongly recommend CuraDebt’s debt management program. Be sure to be eligible and that the services they offer are available in your state.
FAQ Norristown Property Tax Relief
What is the time frame to complete the course?
The typical program lasts from between 24 and 48 months dependent on the size of your debt and the agreement on the settlement.
Can CuraDebt assist in the fight against state tax issues?
Yes, CuraDebt offers a program for tax relief to help you with problems such as late payroll taxes and wage garnishments.
What’s the first thing I have to do after joining the program?
You’ll have to keep in constant contact with the team and pay the required payments to pay down your debt over time.