Are you experiencing debt that has increased lately? Are you tired of trying various financial advice and strategies but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve tried everything.
In the majority of cases, the most effective approach is to talk to professionals that can help you settle this issue.
CuraDebt is among the companies that get the most inquiries. Many customers have asked if they are able to help or put you in more debt.
According to their customers, they can help you manage 80% of your debt , so you are able to take couple of w
orries off your plate.
However, for certain people the claims seem too good to be true.
Suppose you’re on the lookout for anything that can aid you in settling your debt. In that scenario, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep look at how CuraDebt operates and what issues it can help you solve.
In addition, prior to our conclusion we’ll look at its advantages and drawbacks.
Before beginning the review, check out this video instead in case you would prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Noah Daniels Advanced Tax Relief
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has been an active participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have restricted their services.
What CuraDebt do?
Helping you settle your debt is one of CuraDebt’s best well-known feature. They also provide additional services to assist you in becoming financially secure.
The process begins by requesting a free online savings estimate. It is a completely private service, and they won’t be conducting a credit screening. By using this estimate of savings you’ll be able to learn more about your other options in your journey towards debt-free.
Savings estimates, as we’ve mentioned before, gives you an idea of your choices regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to help you with credit arbitration if you decide to enroll. Certain financial advisors can assist you in your debt-free journey.
Following the debt settlement program, CuraDebt is the agency to handle all of the calls from your creditors. They will also be the ones that will determine the terms of your repayment based on the status of your financial situation. Depending on which works most effectively to you, this can either be a lump sum settlement or an installment plan.
Moreover they will also be working with the creditors to ensure that you have better rates as you transfer money into your savings account. This in turn, will process to pay back the creditors. Their plans can help you settle the debt within two years.
After you’ve registered with them, they will allow you access to your information 24/7. All you need to do is sign in to CuraDebts’ client portal so that you can monitor your performance.
Before you are able to avail their program, you’ll need to pass their requirements first. For eligibility, you’ll need to be:
- Minimum 21 years old
- Have a verifiable income
- Have a minimum debt of $5,000
What can they help you with?
Here are the various ways CuraDebt can aid you.
The name of the company suggests that CuraDebt can assist you in dealing with debt. They are able to negotiate settlements on your behalf to settle the majority of types of debt. This includes personal loans, medical bills credit cards, and line of credit. They can also be approached to help settle any remaining balance on business debt, collections, or repossessions.
They may even assist you in negotiating with back taxes as well as IRS debt. However, you will not receive assistance for the majority of your lawsuits, government loans as well as collateral and utility bills. They also don’t cover most student loans.
On the other hand, they will help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations so that you can have cash settlements, if they are possible. Certain violations may result in having your debts removed as well.
CuraDebt lets you repay debt for less than the sum you have. You can also inquire about your debt during their no-cost meeting with their debt counsellor.
The most appealing aspect of their plan is that you’ll only have to pay for the charges once your debt is settled. All you need to sign up to one of their plans, and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. Once they’ve gathered all your financial records and tax documents, they’ll also collect all the paperwork you’ll need for tax returns.
Through this program, you’ll be able to solve different types of taxes like wage garnishments, tax penalties, personal and corporate taxes and back taxes, trust fund penalties, and tax lien.
There aren’t any hidden costs neither are there hidden fees. They use only flat-fee pricing, which depends on the amount you must settle.
They offer different options for the settlement of the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts can they help you with?
Although debt settlement is their specialization but they aren’t able to offer all kinds of settlement. CuraDebt only focuses on debt that is not secured. They aren’t able to assist you if your credit or loan is tied to a physical item.
If you do have the following kinds of debt, they’ll negotiate settlements on your behalf.
With CuraDebt the service, you’ll be able to settle taxes that are due without difficulty. Furthermore, this service is accessible to all 50 states in the event that you owe money to the IRS. There are tax experts from the federal government to assist you with these types of issues.
CuraDebt can also assist in settling the medical bills. In some instances, you may even pay them less than the amount you are owed.
Private Student Loan
CuraDebt does not offer federal student loans. They can however assist private students negotiate the student loans they are owed.
Personal loans and payday loans are also eligible for the debt settlement program. You can also avail if you have other unsecured credit lines that you have obtained from another bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, or private label credit cards CuraDebt will help you pay it off.
What will it cost you?
The best part about CuraDebt is the way they’ve priced their services. They do not charge an upfront cost. The only time you pay is when you have paid off all of your outstanding debts.
Also, they do not charge high costs either. On average, you’ll be required to pay up to 20 percent of the debt that you settled with them.
In general, this type of industry can charge anywhere from 15% to 25 percentage.
Moreover, clients can expect to settle their debts within between 2 and 4 years. But, it also differs according to the amount you save per month.
Additionally, they claim that you could save as much as 30% if you include their fees in your equation.
However, this statement will depend on the situation. Some clients even mentioned saving 50 to 80%.
The benefits of using CuraDebt
Now that you have an understanding of what CuraDebt offers, Let’s take a look at the benefits of using CuraDebt.
In the beginning, CuraDebt only charges you once you’ve paid off your debt. In addition, they only charge an amount of 20%, while many companies charge 25 percent.
If you’re finished in the process of debt resolution you may enroll in their credit restoration program.
It’s a great method to improve your credit without having to go in debt again. However, the program lasts differently for each person according to your personal situation.
In the end, CureDebt looks into your debt so that they can assist in settlements and negotiations. It means that your debt won’t inflate as time passes. They’ll also investigate any creditor violations with the help of their in-house experts.
The drawbacks of using CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Settlement of debt and debt relief usually require that you stop paying with the credit card you use. Therefore, if you’re trying improve your credit score, it might delay you from finishing your debt.
CureDebt doesn’t even offer a mobile application. While they do have a website for clients however, it appears old and mundane. It’s not particularly intuitive and could be difficult to navigate.
In addition, they’re not recognized by an accreditation from the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a good program that allows you to pay off your debts without spending more for these types of services. In addition the 20% service charge is lower than many firms that charge an additional 25% charge. There is no upfront payment and you’ll only have to pay when your debt is finally settled.
Although they’ll give you an account to see your progress, their website is not user-friendly. CuraDebt does not have an app, which will make it easier to monitor your progress.
They do have a good support team that you can contact them not just via email but also by phone or sending an electronic ticket. Noah Daniels Advanced Tax Relief
If your debt is a big issue right now, we recommend CuraDebt’s service. Just make sure that you’re qualified and that the services they provide are in your area.
FAQ Noah Daniels Advanced Tax Relief
What is the time frame to finish the program?
The program typically takes between 24 and 48 months depending on the amount of your debt and the agreement on the settlement.
Can CuraDebt assist in the fight against state tax issues?
It is true that CuraDebt offers a program for tax relief that can assist you with issues such as late payroll taxes and garnishments on wages.
What’s the first thing I have to do after joining the program?
You’ll be required to communicate with your team members and pay the required payments to lower your debt over time.